Can Fin Homes Ltd.
NSE: CANFINHOME · Housing Finance Company
Snapshot
Unlock Can Fin Homes Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Can Fin Homes Limited is a housing finance company that provides a diverse range of loan products to individuals and developers across India. Its portfolio includes individual housing loans, affordable housing schemes, and various non-housing mortgage products alongside deposit-taking services.
Business Model
The company generates revenue primarily through the net interest margin earned on housing and non-housing loans. It supplements this income by offering fixed and cumulative deposit schemes to retail customers.
- Branches:165
- Affordable Housing Centers:21
- Satellite Offices:14
Growth Outlook
Growth is driven by the sustained demand for affordable housing in India and the expansion of the company's branch network. The firm continues to focus on individual home loan penetration to maintain its market position.
Key Risks
- Interest Rate Risk. Fluctuations in interest rates can impact the company's net interest margins and the affordability of loans for borrowers.
- Credit Risk. The company faces potential losses if borrowers default on their housing or non-housing loan obligations.
- Regulatory Risk. Changes in housing finance regulations or government policies regarding the real estate sector could adversely affect business operations.
- Liquidity Risk. As a lender, the company is exposed to risks associated with managing the maturity mismatch between its long-term loan assets and short-term liabilities.
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Key Metrics
REVENUE
₹4,292 Cr
TTM · standalone
NET PROFIT
₹1,130 Cr
TTM · standalone
EPS
₹84.84
TTM · standalone
RETURN ON EQUITY
20.5%
TTM · standalone
P/E
9.5x
Q1 FY27 · standalone
EV/EBITDA
9.5x
Q1 FY26 · standalone
EBITDA MARGIN
92.1%
TTM · standalone
NET PROFIT MARGIN
24.4%
Q1 FY27 · standalone
DEBT TO EQUITY
6.2%
Q1 FY27 · standalone
Peers · Housing Finance Company
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Can Fin Homes Ltd.CANFINHOME | ₹10,751 Cr | 9.52 | — | 8.2% | 92.1% | 20.5% | 26.9% | +6.7% |
Sammaan Capital Ltd.SAMMAANCAP | ₹18,398 Cr | -1.77 | — | -17.1% | 46.1% | -35.5% | 19.9% | +15.7% |
Aptus Value Housing Finance India Ltd.APTUS | ₹12,962 Cr | 13.15 | — | 22.9% | 83.5% | 21.0% | — | -21.3% |
Home First Finance Company India Ltd.HOMEFIRST | ₹12,649 Cr | 21.63 | — | 21.3% | 79.0% | 16.9% | — | -3.3% |
Aavas Financiers Ltd.AAVAS | ₹10,341 Cr | 15.04 | — | 13.3% | 73.9% | 14.6% | — | -17.2% |
India Shelter Finance Corporation LimitedINDIASHLTR | ₹7,366 Cr | 13.89 | — | 25.7% | 72.3% | 17.9% | — | -25.7% |
As of Q1 FY27
Financials
Can Fin Homes Ltd.
NSE: CANFINHOME · Housing Finance Company
Snapshot
Unlock Can Fin Homes Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Can Fin Homes Limited is a housing finance company that provides a diverse range of loan products to individuals and developers across India. Its portfolio includes individual housing loans, affordable housing schemes, and various non-housing mortgage products alongside deposit-taking services.
Business Model
The company generates revenue primarily through the net interest margin earned on housing and non-housing loans. It supplements this income by offering fixed and cumulative deposit schemes to retail customers.
- Branches:165
- Affordable Housing Centers:21
- Satellite Offices:14
Growth Outlook
Growth is driven by the sustained demand for affordable housing in India and the expansion of the company's branch network. The firm continues to focus on individual home loan penetration to maintain its market position.
Key Risks
- Interest Rate Risk. Fluctuations in interest rates can impact the company's net interest margins and the affordability of loans for borrowers.
- Credit Risk. The company faces potential losses if borrowers default on their housing or non-housing loan obligations.
- Regulatory Risk. Changes in housing finance regulations or government policies regarding the real estate sector could adversely affect business operations.
- Liquidity Risk. As a lender, the company is exposed to risks associated with managing the maturity mismatch between its long-term loan assets and short-term liabilities.
Start your research today
Unlock AI insights, financials, peers and live data on Can Fin Homes Ltd. and 5,000+ companies — free.
Key Metrics
REVENUE
₹4,292 Cr
TTM · standalone
NET PROFIT
₹1,130 Cr
TTM · standalone
EPS
₹84.84
TTM · standalone
RETURN ON EQUITY
20.5%
TTM · standalone
P/E
9.5x
Q1 FY27 · standalone
EV/EBITDA
9.5x
Q1 FY26 · standalone
EBITDA MARGIN
92.1%
TTM · standalone
NET PROFIT MARGIN
24.4%
Q1 FY27 · standalone
DEBT TO EQUITY
6.2%
Q1 FY27 · standalone
Peers · Housing Finance Company
As of Q1 FY27