Centrum Capital

NSE: CENTRUM · Other Financial Services

52W Range₹20 ₹38

Snapshot

Unlock Centrum Capital's vital signs

Growth · Profitability · Valuation · Strength · Conviction

Company Overview

Business

Centrum Capital Limited is a diversified financial services firm providing institutional and retail solutions across banking, wealth management, housing finance, and SME lending. The company offers a comprehensive suite of services including investment banking, stock broking, insurance, and private debt funding.

Business Model

The company generates revenue through fee-based income from investment banking and advisory services, alongside interest income from its lending operations in housing and SME segments. It further captures value through brokerage commissions, wealth management fees, and trading activities in bonds.

Growth Outlook

Growth is driven by the expansion of its SME and micro-credit lending portfolios and the scaling of its housing finance business. The company continues to leverage its institutional research and equity advisory capabilities to capture market share in the Indian capital markets.

Key Risks

  • Credit Risk. The company faces potential losses from defaults in its SME, micro-credit, and housing finance loan portfolios.
  • Market Volatility. Fluctuations in Indian capital markets can adversely impact the company's investment banking, brokerage, and trading revenue streams.
  • Regulatory Risk. As a financial services provider, the company is subject to stringent and evolving regulations from the RBI and SEBI that may impact operational costs.
  • Interest Rate Risk. Changes in interest rate environments can affect the net interest margins of the company's lending businesses and the demand for credit products.

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Key Metrics

REVENUE

₹3,643 Cr

TTM · consolidated

+0.5%YoY

NET PROFIT

₹-323 Cr

TTM · consolidated

-141.8%YoY

EPS

₹-4.80

TTM · consolidated

-81.1%YoY

RETURN ON EQUITY

-109.4%

TTM · consolidated

-61.5 ppYoY

P/E

-4.7x

Q1 FY27 · consolidated

-4.7 vs -11.6x5Y avg

NET PROFIT MARGIN

-16.3%

Q1 FY27 · consolidated

-3.7 ppYoY

Peers · Other Financial Services

CompanyMkt CapP/EEV/EBITDARev Gr YoYEBITDA MgnROEROCE1Y Return
Centrum CapitalCENTRUM
₹1,098 Cr-4.700.5%35.0%-109.4%-38.5%
Gyftr LimitedLKPFIN
₹1,402 Cr-34.04-133.7%-8.0%-2.3%-69.7%
Prime SecuritiesPRIMESECU
₹966 Cr172.4214.4%16.0%2.0%+8.5%
Wealth First Portfolio Managers LimitedWEALTH
₹897 Cr27.151.0%72.0%23.5%-28.5%
Stellant Securities (India) LimitedSTELLANT
₹573 Cr25.14909.8%18.8%243.0%+58.8%
The Investment Trust Of India LimitedTHEINVEST
₹496 Cr14.89-22.3%22.0%5.1%-38.1%

As of Q1 FY27

Financials