Dhani Services Limited
NSE: DHANI · Fintech Platform
Snapshot
Unlock Dhani Services Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Dhani Services Limited is a digital-first platform providing integrated healthcare and transactional finance services through its mobile application. Its diverse portfolio spans personal and business lending, e-pharmacy, insurance distribution, stock broking, and asset reconstruction.
Business Model
The company generates revenue through interest income on credit products, subscription fees for its 'One Freedom' and health services, and commissions from brokerage and third-party product distribution. It leverages its digital app ecosystem to cross-sell financial and healthcare products to its user base.
Growth Outlook
Growth is driven by the expansion of its digital lending book and the increasing adoption of its integrated healthcare subscription services. The company continues to focus on cross-selling its suite of financial and health products to existing app users.
Key Risks
- Regulatory Risk. The fintech and digital lending sectors in India are subject to evolving regulatory frameworks that may impact operational flexibility and profitability.
- Credit Risk. As a provider of personal and business installment loans, the company faces potential losses from defaults and non-performing assets within its credit portfolio.
- Market Competition. The company operates in a highly competitive landscape with numerous established banks and agile fintech startups vying for market share.
- Operational and Technology Risk. Reliance on a digital-first platform makes the company vulnerable to cybersecurity threats, data breaches, and technical disruptions.
Price
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Key Metrics
REVENUE
₹373 Cr
TTM · consolidated
NET PROFIT
₹22 Cr
TTM · consolidated
EPS
₹0.59
TTM · consolidated
RETURN ON EQUITY
0.7%
TTM · consolidated
P/E
86.5x
Q1 FY26 · consolidated
EBITDA MARGIN
40.4%
TTM · consolidated
NET PROFIT MARGIN
7.6%
Q1 FY26 · consolidated
Peers · Fintech Platform
| Company | Mkt Cap (Cr) | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Dhani Services LimitedDHANI | 3,165 | 86.54 | — | -9.1% | 40.4% | 0.7% | 12.4% | — |
Infibeam Avenues LimitedINFIBEAM | 4,326 | 17.24 | 10.34 | 102.9% | 5.5% | 7.4% | 8.0% | — |
As of Q1 FY26
Financials
Dhani Services Limited
NSE: DHANI · Fintech Platform
Snapshot
Unlock Dhani Services Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Dhani Services Limited is a digital-first platform providing integrated healthcare and transactional finance services through its mobile application. Its diverse portfolio spans personal and business lending, e-pharmacy, insurance distribution, stock broking, and asset reconstruction.
Business Model
The company generates revenue through interest income on credit products, subscription fees for its 'One Freedom' and health services, and commissions from brokerage and third-party product distribution. It leverages its digital app ecosystem to cross-sell financial and healthcare products to its user base.
Growth Outlook
Growth is driven by the expansion of its digital lending book and the increasing adoption of its integrated healthcare subscription services. The company continues to focus on cross-selling its suite of financial and health products to existing app users.
Key Risks
- Regulatory Risk. The fintech and digital lending sectors in India are subject to evolving regulatory frameworks that may impact operational flexibility and profitability.
- Credit Risk. As a provider of personal and business installment loans, the company faces potential losses from defaults and non-performing assets within its credit portfolio.
- Market Competition. The company operates in a highly competitive landscape with numerous established banks and agile fintech startups vying for market share.
- Operational and Technology Risk. Reliance on a digital-first platform makes the company vulnerable to cybersecurity threats, data breaches, and technical disruptions.
Price
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Start your research today
Unlock AI insights, financials, peers and live data on Dhani Services Limited and 5,000+ companies — free.
Key Metrics
REVENUE
₹373 Cr
TTM · consolidated
NET PROFIT
₹22 Cr
TTM · consolidated
EPS
₹0.59
TTM · consolidated
RETURN ON EQUITY
0.7%
TTM · consolidated
P/E
86.5x
Q1 FY26 · consolidated
EBITDA MARGIN
40.4%
TTM · consolidated
NET PROFIT MARGIN
7.6%
Q1 FY26 · consolidated
Peers · Fintech Platform
As of Q1 FY26