IndoStar Capital Finance Limited
NSE: INDOSTAR · Non Banking Financial Company (NBFC)
Snapshot
Unlock IndoStar Capital Finance Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
IndoStar Capital Finance Limited is a non-banking financial company that provides diverse financing solutions to corporates, small and medium enterprises, and individual customers. The company operates through four primary segments: Large Corporate, SME, Commercial Vehicle, and Housing Finance.
Business Model
The company generates revenue through interest income and fees derived from a diversified lending portfolio, including secured corporate loans, SME working capital finance, vehicle loans, and housing finance. It operates as a subsidiary of BCP V Multiple Holdings Pte. Ltd.
- Incorporation Year:2009
Growth Outlook
Growth is driven by the expansion of its SME lending portfolio and the continued demand for commercial vehicle and housing finance across India. The company focuses on leveraging its corporate lending expertise to capture market share in specialized financing segments.
Key Risks
- Credit Risk. The company faces potential losses if borrowers, particularly in the SME and commercial vehicle segments, default on their repayment obligations.
- Interest Rate Risk. Fluctuations in interest rates can impact the company's net interest margins and the overall demand for its credit products.
- Regulatory Risk. As an NBFC, the company is subject to stringent oversight by the Reserve Bank of India, and changes in regulatory policies could impact operational flexibility.
- Liquidity Risk. The company relies on external funding sources to maintain its lending activities, making it vulnerable to volatility in the debt capital markets.
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Key Metrics
REVENUE
₹1,413 Cr
TTM · consolidated
NET PROFIT
₹-394 Cr
TTM · consolidated
EPS
₹-24.18
TTM · consolidated
RETURN ON EQUITY
-10.6%
TTM · consolidated
P/E
-10.7x
Q1 FY27 · consolidated
NET PROFIT MARGIN
3.2%
Q1 FY27 · consolidated
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
IndoStar Capital Finance LimitedINDOSTAR | ₹4,180 Cr | -10.70 | — | -1.5% | — | -10.6% | — | +0.5% |
Northern Arc Capital LtdNORTHARC | ₹4,883 Cr | 12.01 | — | 15.1% | — | 11.0% | — | +24.4% |
Aye FinanceAYE | ₹4,561 Cr | — | — | — | — | — | — | — |
SG FinserveSGFIN | ₹4,453 Cr | 25.45 | — | 106.3% | — | 12.7% | — | +78.9% |
Dhenu Buildcon Infra LimitedDHENUBUILD | ₹3,857 Cr | 21.67 | — | 7200.0% | — | -0.3% | — | +10.2% |
Ashika Global Securities LimitedASHIKA | ₹3,156 Cr | 35.11 | — | — | — | 3.2% | — | +12.8% |
As of Q1 FY27
Financials
IndoStar Capital Finance Limited
NSE: INDOSTAR · Non Banking Financial Company (NBFC)
Snapshot
Unlock IndoStar Capital Finance Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
IndoStar Capital Finance Limited is a non-banking financial company that provides diverse financing solutions to corporates, small and medium enterprises, and individual customers. The company operates through four primary segments: Large Corporate, SME, Commercial Vehicle, and Housing Finance.
Business Model
The company generates revenue through interest income and fees derived from a diversified lending portfolio, including secured corporate loans, SME working capital finance, vehicle loans, and housing finance. It operates as a subsidiary of BCP V Multiple Holdings Pte. Ltd.
- Incorporation Year:2009
Growth Outlook
Growth is driven by the expansion of its SME lending portfolio and the continued demand for commercial vehicle and housing finance across India. The company focuses on leveraging its corporate lending expertise to capture market share in specialized financing segments.
Key Risks
- Credit Risk. The company faces potential losses if borrowers, particularly in the SME and commercial vehicle segments, default on their repayment obligations.
- Interest Rate Risk. Fluctuations in interest rates can impact the company's net interest margins and the overall demand for its credit products.
- Regulatory Risk. As an NBFC, the company is subject to stringent oversight by the Reserve Bank of India, and changes in regulatory policies could impact operational flexibility.
- Liquidity Risk. The company relies on external funding sources to maintain its lending activities, making it vulnerable to volatility in the debt capital markets.
Start your research today
Unlock AI insights, financials, peers and live data on IndoStar Capital Finance Limited and 5,000+ companies — free.
Key Metrics
REVENUE
₹1,413 Cr
TTM · consolidated
NET PROFIT
₹-394 Cr
TTM · consolidated
EPS
₹-24.18
TTM · consolidated
RETURN ON EQUITY
-10.6%
TTM · consolidated
P/E
-10.7x
Q1 FY27 · consolidated
NET PROFIT MARGIN
3.2%
Q1 FY27 · consolidated
Peers · Non Banking Financial Company (NBFC)
As of Q1 FY27