JM Financial Ltd.
NSE: JMFINANCIL · Holding Company
Snapshot
Unlock JM Financial Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
JM Financial Limited is a diversified financial services group providing integrated solutions across investment banking, mortgage lending, alternative credit, and wealth management. The company serves a broad client base including corporations, financial institutions, high net-worth individuals, and retail customers.
Business Model
The company generates revenue through fee-based advisory services, interest income from mortgage and capital market lending, and management fees from alternative credit and mutual fund assets. It leverages its integrated platform to cross-sell financial products and services across its four core business segments.
Growth Outlook
Growth is driven by the expansion of its mortgage lending portfolio, increased activity in capital market transactions, and the scaling of its wealth management and alternative credit platforms. The company continues to focus on deepening its presence in the Indian financial services market.
Key Risks
- Credit Risk. The company faces potential losses from defaults in its mortgage lending and distressed credit portfolios, particularly during economic downturns.
- Market Volatility. Fluctuations in Indian equity and debt markets directly impact the profitability of the investment banking and brokerage business segments.
- Regulatory Risk. As a financial services provider, the company is subject to stringent and evolving regulations from the Reserve Bank of India and SEBI.
- Concentration Risk. Exposure to specific sectors like real estate within the mortgage lending segment could lead to significant losses if those sectors underperform.
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Key Metrics
REVENUE
₹4,180 Cr
TTM · consolidated
NET PROFIT
₹1,111 Cr
TTM · consolidated
EPS
₹10.87
TTM · consolidated
RETURN ON EQUITY
10.9%
TTM · consolidated
P/E
11.4×
Q1 FY27 · consolidated
NET PROFIT MARGIN
30.7%
Q1 FY27 · consolidated
Peers · Holding Company
| Company | Mkt Cap | P/E (TTM) | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
JM Financial Ltd.JMFINANCIL | ₹12,196 Cr | 11.4× | — | -5.2% | 63.0% | 10.9% | — | -24.4% |
Choice International Ltd.CHOICEIN | ₹16,749 Cr | 62.0× | — | 26.6% | 37.0% | 18.6% | — | -6.1% |
Edelweiss Financial Services LimitedEDELWEISS | ₹13,444 Cr | 18.3× | — | 14.0% | 32.0% | 15.7% | — | +26.9% |
KAMA Holdings LimitedKAMAHOLD | ₹7,186 Cr | 6.6× | — | 12.9% | 22.0% | 28.4% | — | -23.2% |
Pilani Investment and Industries Corporation LimitedPILANIINVS | ₹4,475 Cr | -353.5× | — | -14.6% | 89.0% | -0.1% | — | -28.0% |
Rane HoldingsRANEHOLDIN | ₹2,273 Cr | 25.7× | — | 25.8% | 7.0% | 11.3% | — | -6.6% |
As of Q1 FY27
Financials
JM Financial Ltd.
NSE: JMFINANCIL · Holding Company
Snapshot
Unlock JM Financial Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
JM Financial Limited is a diversified financial services group providing integrated solutions across investment banking, mortgage lending, alternative credit, and wealth management. The company serves a broad client base including corporations, financial institutions, high net-worth individuals, and retail customers.
Business Model
The company generates revenue through fee-based advisory services, interest income from mortgage and capital market lending, and management fees from alternative credit and mutual fund assets. It leverages its integrated platform to cross-sell financial products and services across its four core business segments.
Growth Outlook
Growth is driven by the expansion of its mortgage lending portfolio, increased activity in capital market transactions, and the scaling of its wealth management and alternative credit platforms. The company continues to focus on deepening its presence in the Indian financial services market.
Key Risks
- Credit Risk. The company faces potential losses from defaults in its mortgage lending and distressed credit portfolios, particularly during economic downturns.
- Market Volatility. Fluctuations in Indian equity and debt markets directly impact the profitability of the investment banking and brokerage business segments.
- Regulatory Risk. As a financial services provider, the company is subject to stringent and evolving regulations from the Reserve Bank of India and SEBI.
- Concentration Risk. Exposure to specific sectors like real estate within the mortgage lending segment could lead to significant losses if those sectors underperform.
Start your research today
Unlock AI insights, financials, peers and live data on JM Financial Ltd. and 5,000+ companies — free.
Key Metrics
REVENUE
₹4,180 Cr
TTM · consolidated
NET PROFIT
₹1,111 Cr
TTM · consolidated
EPS
₹10.87
TTM · consolidated
RETURN ON EQUITY
10.9%
TTM · consolidated
P/E
11.4x
Q1 FY27 · consolidated
NET PROFIT MARGIN
30.7%
Q1 FY27 · consolidated
Peers · Holding Company
As of Q1 FY27