Lakshmi Finance & Industrial Corporation Limited

NSE: LFIC · Investment Company

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52W Range₹111 – ₹225

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Snapshot

Unlock Lakshmi Finance & Industrial Corporation Limited's vital signs

Growth · Profitability · Valuation · Strength · Conviction

Company Overview

Business

Lakshmi Finance & Industrial Corporation Ltd is a non-systematically important, non-deposit-taking non-banking financial company. The firm focuses on financial services, including leasing, hire purchase, bill discounting, and corporate finance, alongside strategic investments in equity shares and mutual funds.

Business Model

The company generates revenue through interest income from financial activities such as leasing and corporate finance, supplemented by capital appreciation and dividend income from its investment portfolio.

Growth Outlook

Growth is primarily driven by the performance of the company's investment portfolio and the demand for niche corporate financing solutions within the Indian market.

Key Risks

  • Market Risk. The company's profitability is highly sensitive to volatility in equity markets and fluctuations in the value of its mutual fund holdings.
  • Credit Risk. The firm faces potential losses from defaults on its leasing, hire purchase, and corporate finance lending activities.
  • Regulatory Risk. As a non-banking financial company, the firm is subject to evolving Reserve Bank of India regulations that may impact its operational flexibility and capital requirements.
  • Liquidity Risk. The nature of its investment portfolio may limit the ability to liquidate assets quickly without incurring significant price impact during market downturns.

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Key Metrics

REVENUE

₹13 Cr

TTM · standalone

-12.5%YoY

NET PROFIT

₹3 Cr

TTM · standalone

-14.0%YoY

EPS

₹3.59

TTM · standalone

-69.9%YoY

RETURN ON EQUITY

5.3%

TTM · standalone

-1.0 ppYoY

P/E

37.3x

Q4 FY26 · standalone

37.3 vs 8.8x5Y avg

NET PROFIT MARGIN

-19.2%

Q4 FY26 · standalone

+137.0 ppYoY

Peers · Investment Company

CompanyMkt CapP/EEV/EBITDARev Gr YoYEBITDA MgnROEROCE1Y Return
Lakshmi Finance & Industrial Corporation LimitedLFIC
₹41 Cr37.28—-12.5%-14.6%5.3%—-35.2%
Aryaman Capital Markets LimitedARYACAPM
₹498 Cr20.41——56.0%22.8%—-23.8%
SIL InvestmentsSILINV
₹480 Cr8.97—20.6%83.0%1.8%—-31.3%
Nahar Capital and Financial Services LimitedNAHARCAP
₹423 Cr3.34—20.8%73.0%7.5%—-17.5%
Mkventures Capital LimitedMKVENTURES
₹390 Cr55.69—-23.2%77.9%6.7%—-26.3%
Naperol Investments LimitedNAPEROL
₹371 Cr29.99—36.5%41.0%1.1%—-33.5%

As of Q4 FY26

Financials