Bank of Maharashtra
NSE: MAHABANK · Public Sector Bank
Snapshot
Unlock Bank of Maharashtra's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Bank of Maharashtra is a public sector bank providing a comprehensive range of banking products and financial services to retail, corporate, and agricultural customers. The bank operates through segments including Treasury, Corporate/Wholesale Banking, and Retail Banking, supported by an extensive network of outlets and ATMs across India.
Business Model
The bank generates revenue primarily through net interest income earned from lending activities and fee-based income from banking services. It mobilises funds through savings, current, and term deposits to finance its diverse loan portfolio, including housing, vehicle, and MSME loans.
- Banking Outlets:2,072
- ATMs and Cash Recyclers:2,128
Management Commentary
Management focuses on expanding digital banking capabilities and strengthening the bank's presence through government schemes and credit facilities. The bank continues to prioritise operational efficiency and risk management to sustain growth.
Growth Outlook
Growth is expected to be driven by the expansion of digital lending services and increased penetration in the MSME and agricultural sectors. The bank aims to leverage its existing branch network to enhance customer acquisition and deposit mobilisation.
Key Risks
- Asset Quality Risk. The bank faces potential risks from non-performing assets within its corporate and MSME loan portfolios due to economic volatility.
- Interest Rate Risk. Fluctuations in interest rates can impact the bank's net interest margins and overall profitability.
- Regulatory Risk. As a public sector bank, it is subject to stringent regulatory oversight and policy changes by the Reserve Bank of India and the Government of India.
- Cybersecurity Risk. The increasing reliance on digital banking services exposes the institution to potential data breaches and cyber threats.
Price
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Key Metrics
REVENUE
₹29,282 Cr
TTM · consolidated
NET PROFIT
₹7,021 Cr
TTM · consolidated
EPS
₹9.13
TTM · consolidated
P/E
8.7x
Q4 FY26 · consolidated
NET PROFIT MARGIN
26.0%
Q4 FY26 · consolidated
Peers · Public Sector Bank
| Company | Mkt Cap (Cr) | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Bank of MaharashtraMAHABANK | 48,764 | 8.71 | — | 17.4% | — | 22.4% | — | +38.7% |
Bank of IndiaBANKINDIA | 67,083 | 6.33 | — | 7.9% | — | 12.2% | — | +21.4% |
Indian Overseas BankIOB | 62,757 | 12.15 | — | 14.4% | — | 15.0% | — | -14.8% |
UCO BankUCOBANK | 30,207 | 11.86 | — | 9.0% | — | 8.7% | — | -19.8% |
Central Bank of IndiaCENTRALBK | 30,059 | 6.52 | — | 4.8% | — | 11.5% | — | -15.4% |
Punjab & Sind BankPSB | 15,674 | 13.29 | — | 8.1% | — | 8.1% | — | -24.7% |
As of Q4 FY26
Financials
Bank of Maharashtra
NSE: MAHABANK · Public Sector Bank
Snapshot
Unlock Bank of Maharashtra's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Bank of Maharashtra is a public sector bank providing a comprehensive range of banking products and financial services to retail, corporate, and agricultural customers. The bank operates through segments including Treasury, Corporate/Wholesale Banking, and Retail Banking, supported by an extensive network of outlets and ATMs across India.
Business Model
The bank generates revenue primarily through net interest income earned from lending activities and fee-based income from banking services. It mobilises funds through savings, current, and term deposits to finance its diverse loan portfolio, including housing, vehicle, and MSME loans.
- Banking Outlets:2,072
- ATMs and Cash Recyclers:2,128
Management Commentary
Management focuses on expanding digital banking capabilities and strengthening the bank's presence through government schemes and credit facilities. The bank continues to prioritise operational efficiency and risk management to sustain growth.
Growth Outlook
Growth is expected to be driven by the expansion of digital lending services and increased penetration in the MSME and agricultural sectors. The bank aims to leverage its existing branch network to enhance customer acquisition and deposit mobilisation.
Key Risks
- Asset Quality Risk. The bank faces potential risks from non-performing assets within its corporate and MSME loan portfolios due to economic volatility.
- Interest Rate Risk. Fluctuations in interest rates can impact the bank's net interest margins and overall profitability.
- Regulatory Risk. As a public sector bank, it is subject to stringent regulatory oversight and policy changes by the Reserve Bank of India and the Government of India.
- Cybersecurity Risk. The increasing reliance on digital banking services exposes the institution to potential data breaches and cyber threats.
Price
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Start your research today
Unlock AI insights, financials, peers and live data on Bank of Maharashtra and 5,000+ companies — free.
Key Metrics
REVENUE
₹29,282 Cr
TTM · consolidated
NET PROFIT
₹7,021 Cr
TTM · consolidated
EPS
₹9.13
TTM · consolidated
P/E
8.7x
Q4 FY26 · consolidated
NET PROFIT MARGIN
26.0%
Q4 FY26 · consolidated
Peers · Public Sector Bank
As of Q4 FY26