Niyogin Fintech
BSE: NIYOGIN · Non Banking Financial Company (NBFC)
Snapshot
Unlock Niyogin Fintech's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Niyogin Fintech is a non-banking financial company that provides financing and lending services to its clients. The firm leverages fintech solutions to digitise and streamline the entire loan lifecycle, including onboarding, underwriting, and repayment.
Business Model
The company generates revenue primarily through interest income and fees derived from its lending and allied financial activities. It utilises a technology-driven platform to reduce operational friction and improve efficiency in loan disbursals.
Management Commentary
Management focuses on scaling the digital lending platform to serve underserved segments through technological integration. There is no specific recent commentary provided in the source text.
Growth Outlook
Growth is expected to be driven by the continued adoption of its fintech-enabled lending solutions and the expansion of its client base. The company aims to enhance its market presence by streamlining documentation and underwriting processes.
Key Risks
- Credit Risk. The company faces potential losses if borrowers default on their loan obligations.
- Regulatory Risk. As an NBFC, the company is subject to evolving regulations from the Reserve Bank of India that may impact its operational flexibility.
- Technology Risk. Reliance on fintech platforms exposes the company to cybersecurity threats and potential system failures.
- Market Competition. The Indian fintech lending space is highly competitive, which may pressure interest margins and customer acquisition costs.
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Key Metrics
REVENUE
₹271 Cr
TTM · consolidated
NET PROFIT
₹-3 Cr
TTM · consolidated
EPS
₹-0.15
TTM · consolidated
RETURN ON EQUITY
-0.9%
TTM · consolidated
P/E
-383.5x
Q1 FY27 · consolidated
NET PROFIT MARGIN
-7.6%
Q1 FY27 · consolidated
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Niyogin FintechNIYOGIN | ₹640 Cr | -383.47 | — | -19.3% | — | -0.9% | — | -16.6% |
Laxmi India Finance LimitedLAXMIINDIA | ₹695 Cr | 12.02 | — | — | — | 12.1% | — | -19.6% |
India FinsecIFINSEC | ₹692 Cr | 18.39 | — | 19.1% | — | 17.8% | — | +55.9% |
Manba FinanceMANBA | ₹648 Cr | 13.27 | — | 31.7% | — | 12.6% | — | -7.1% |
Dhunseri Investments LimitedDHUNINV | ₹621 Cr | 6.33 | — | -12.3% | — | 6.0% | — | -28.7% |
N. B. I. Industrial Finance Company LimitedNBIFIN | ₹586 Cr | 47.12 | — | 0.5% | — | 0.4% | — | -20.9% |
As of Q1 FY27
Financials
Niyogin Fintech
BSE: NIYOGIN · Non Banking Financial Company (NBFC)
Snapshot
Unlock Niyogin Fintech's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Niyogin Fintech is a non-banking financial company that provides financing and lending services to its clients. The firm leverages fintech solutions to digitise and streamline the entire loan lifecycle, including onboarding, underwriting, and repayment.
Business Model
The company generates revenue primarily through interest income and fees derived from its lending and allied financial activities. It utilises a technology-driven platform to reduce operational friction and improve efficiency in loan disbursals.
Management Commentary
Management focuses on scaling the digital lending platform to serve underserved segments through technological integration. There is no specific recent commentary provided in the source text.
Growth Outlook
Growth is expected to be driven by the continued adoption of its fintech-enabled lending solutions and the expansion of its client base. The company aims to enhance its market presence by streamlining documentation and underwriting processes.
Key Risks
- Credit Risk. The company faces potential losses if borrowers default on their loan obligations.
- Regulatory Risk. As an NBFC, the company is subject to evolving regulations from the Reserve Bank of India that may impact its operational flexibility.
- Technology Risk. Reliance on fintech platforms exposes the company to cybersecurity threats and potential system failures.
- Market Competition. The Indian fintech lending space is highly competitive, which may pressure interest margins and customer acquisition costs.
Start your research today
Unlock AI insights, financials, peers and live data on Niyogin Fintech and 5,000+ companies — free.
Key Metrics
REVENUE
₹271 Cr
TTM · consolidated
NET PROFIT
₹-3 Cr
TTM · consolidated
EPS
₹-0.15
TTM · consolidated
RETURN ON EQUITY
-0.9%
TTM · consolidated
P/E
-383.5x
Q1 FY27 · consolidated
NET PROFIT MARGIN
-7.6%
Q1 FY27 · consolidated
Peers · Non Banking Financial Company (NBFC)
As of Q1 FY27