PTC India Financial Services Limited

NSE: PFS · Non Banking Financial Company (NBFC)

52W Range₹24 ₹41

Snapshot

Unlock PTC India Financial Services Limited's vital signs

Growth · Profitability · Valuation · Strength · Conviction

Company Overview

Business

PTC India Financial Services Limited is a non-banking financial company that provides diverse financing solutions, including debt and structured debt instruments, to the energy and infrastructure sectors. The company also offers advisory services such as project appraisal, syndication, and consultancy.

Business Model

The company generates revenue through interest income on fund-based financial assistance and fee-based income from advisory, syndication, and underwriting services. It operates as a subsidiary of PTC India Limited, focusing on both green-field and brown-field project investments.

  • Incorporation Year:2006

Growth Outlook

Growth is driven by continued investment in infrastructure and energy projects, leveraging the company's role as a lead financial institution and project appraiser. The firm aims to expand its portfolio through structured debt instruments and credit enhancement schemes.

Key Risks

  • Asset Quality Risk. As an NBFC focused on infrastructure projects, the company is susceptible to non-performing assets if project developers face delays or financial distress.
  • Interest Rate Risk. Fluctuations in interest rates can impact the company's net interest margins and the cost of borrowing for its clients.
  • Regulatory Risk. Changes in RBI regulations governing NBFCs and infrastructure financing could impact the company's operational flexibility and capital adequacy requirements.
  • Concentration Risk. Heavy exposure to the power and infrastructure sector makes the company vulnerable to policy shifts and economic cycles within those specific industries.

Start your research today

Unlock AI insights, financials, peers and live data on PTC India Financial Services Limited and 5,000+ companies — free.

Start your research

Key Metrics

REVENUE

₹476 Cr

TTM · consolidated

-22.5%YoY

NET PROFIT

₹223 Cr

TTM · consolidated

-27.9%YoY

EPS

₹3.47

TTM · consolidated

-28.2%YoY

RETURN ON EQUITY

7.6%

TTM · consolidated

-3.6 ppYoY

P/E

7.8x

Q1 FY27 · consolidated

7.8 vs 11.4x5Y avg

NET PROFIT MARGIN

39.0%

Q1 FY27 · consolidated

-57.3 ppYoY

DEBT TO EQUITY

0.5%

Q1 FY27 · consolidated

-0.4 ppYoY

Peers · Non Banking Financial Company (NBFC)

CompanyMkt CapP/EEV/EBITDARev Gr YoYEBITDA MgnROEROCE1Y Return
PTC India Financial Services LimitedPFS
₹1,730 Cr7.76-22.5%7.6%-29.7%
Arman Financial Services LimitedARMANFIN
₹2,176 Cr18.680.0%12.9%+46.3%
Grand Oak Canyons Distillery LimitedGRANDOAK
₹1,808 Cr
Balmer Lawrie Investments LimitedBLIL
₹1,610 Cr12.348.8%14.0%20.0%-23.1%
Ugro CapitalUGROCAP
₹1,341 Cr8.5116.5%5.7%-51.6%
Saraswati Commercial India LimitedZSARACOM
₹1,239 Cr8.83182.1%12.8%-16.6%

As of Q1 FY27

Financials