Regency Fincorp
BSE: REGENCY · Other Financial Services
Snapshot
Unlock Regency Fincorp's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Regency Fincorp is a Reserve Bank of India-registered non-banking financial company that provides diverse financial solutions such as personal loans, business loans, and microfinance. The company caters primarily to underserved retail customers, small and medium enterprises, and self-employed individuals to foster financial inclusion.
Business Model
The company generates revenue by offering customized credit products with flexible repayment options and leveraging its credit assessment capabilities to build a profitable loan portfolio.
Management Commentary
Management focuses on expanding market presence within the competitive Indian financial services landscape by targeting unserved segments requiring timely access to capital.
Growth Outlook
Growth is expected to be driven by continuous portfolio expansion and increasing penetration into underbanked segments of the Indian population.
Key Risks
- Credit Risk. Potential defaults by retail and microfinance borrowers could lead to elevated non-performing assets.
- Regulatory Risk. Changes in Reserve Bank of India guidelines for non-banking financial companies may impact operations and compliance costs.
- Interest Rate Risk. Fluctuations in borrowing costs can affect net interest margins and overall profitability.
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Key Metrics
REVENUE
₹44 Cr
TTM · standalone
NET PROFIT
₹17 Cr
TTM · standalone
EPS
₹2.13
TTM · standalone
RETURN ON EQUITY
12.2%
TTM · standalone
P/E
23.5x
Q1 FY27 · standalone
DEBT TO EQUITY
1.2x
Q3 FY25 · standalone
Peers · Other Financial Services
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Regency FincorpREGENCY | ₹400 Cr | 23.51 | — | 82.2% | 69.0% | 12.2% | — | +20.0% |
Wealth First Portfolio Managers LimitedWEALTH | ₹895 Cr | 28.71 | — | 1.0% | 76.0% | 23.5% | — | -25.0% |
Stellant Securities (India) LimitedSTELLANT | ₹555 Cr | 22.85 | — | 909.8% | 57.0% | 137.4% | — | +459.4% |
The Investment Trust Of India LimitedTHEINVEST | ₹491 Cr | 14.16 | — | -22.3% | 22.0% | 5.1% | — | -37.4% |
NDL VenturesNDLVENTURE | ₹418 Cr | 782.75 | — | — | 8.9% | 1.3% | — | +52.6% |
Shree Salasar Investment Ltd.SALSAIN | ₹212 Cr | 11.76 | — | 121.1% | 84.2% | 36.0% | — | +2285.6% |
As of Q1 FY27
Financials
Regency Fincorp
BSE: REGENCY · Other Financial Services
Snapshot
Unlock Regency Fincorp's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Regency Fincorp is a Reserve Bank of India-registered non-banking financial company that provides diverse financial solutions such as personal loans, business loans, and microfinance. The company caters primarily to underserved retail customers, small and medium enterprises, and self-employed individuals to foster financial inclusion.
Business Model
The company generates revenue by offering customized credit products with flexible repayment options and leveraging its credit assessment capabilities to build a profitable loan portfolio.
Management Commentary
Management focuses on expanding market presence within the competitive Indian financial services landscape by targeting unserved segments requiring timely access to capital.
Growth Outlook
Growth is expected to be driven by continuous portfolio expansion and increasing penetration into underbanked segments of the Indian population.
Key Risks
- Credit Risk. Potential defaults by retail and microfinance borrowers could lead to elevated non-performing assets.
- Regulatory Risk. Changes in Reserve Bank of India guidelines for non-banking financial companies may impact operations and compliance costs.
- Interest Rate Risk. Fluctuations in borrowing costs can affect net interest margins and overall profitability.
Start your research today
Unlock AI insights, financials, peers and live data on Regency Fincorp and 5,000+ companies — free.
Key Metrics
REVENUE
₹44 Cr
TTM · standalone
NET PROFIT
₹17 Cr
TTM · standalone
EPS
₹2.13
TTM · standalone
RETURN ON EQUITY
12.2%
TTM · standalone
P/E
23.5x
Q1 FY27 · standalone
DEBT TO EQUITY
1.2x
Q3 FY25 · standalone
Peers · Other Financial Services
As of Q1 FY27