Sainik Finance and Industries Ltd
BSE: SAINIK · Cement & Cement Products
Limited coverage
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Snapshot
Unlock Sainik Finance and Industries Ltd's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Sainik Finance and Industries Limited is a non-banking financial company (NBFC) that provides credit facilities and manages strategic investments. It operates as part of the Sainik Group, which maintains historical interests in logistics and coal trading.
Business Model
The company generates revenue primarily through interest income from personal and business loans and returns on its investment portfolio. It operates as a non-deposit taking NBFC regulated by the Reserve Bank of India.
Growth Outlook
Growth is expected to be driven by the expansion of credit facilities to specific industrial and individual client segments. The company's performance remains linked to the broader financial health and regulatory environment of the Indian NBFC sector.
Key Risks
- Regulatory Risk. Changes in Reserve Bank of India regulations for non-deposit taking NBFCs could impact operational flexibility and capital requirements.
- Credit Risk. The company faces potential losses if borrowers default on personal or business loans provided within its credit portfolio.
- Concentration Risk. As a smaller market capitalization entity, the company may be more vulnerable to market volatility and liquidity constraints compared to larger financial institutions.
- Sectoral Dependency. The company's association with the Sainik Group's coal and logistics interests exposes it to cyclical risks inherent in those industrial sectors.
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Key Metrics
REVENUE
₹17 Cr
TTM · standalone
NET PROFIT
₹4 Cr
TTM · standalone
EPS
₹3.83
TTM · standalone
RETURN ON EQUITY
9.2%
TTM · standalone
P/E
10.3x
Q4 FY26 · standalone
EBITDA MARGIN
88.4%
TTM · standalone
NET PROFIT MARGIN
26.5%
Q4 FY26 · standalone
Peers · Cement & Cement Products
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Sainik Finance and Industries LtdSAINIK | ₹37 Cr | 8.78 | — | 1.2% | 88.4% | 9.2% | — | -43.8% |
Saurashtra Cement LimitedSAURASHCEM | ₹627 Cr | 93.88 | 11.45 | 7.9% | 3.4% | 0.7% | 0.2% | -49.8% |
Bigbloc Construction LimitedBIGBLOC | ₹599 Cr | 352.75 | 28.54 | 33.5% | 9.2% | -3.1% | 4.1% | -22.9% |
Shiva CementSHIVACEM | ₹490 Cr | -3.90 | 115.06 | 39.8% | 4.4% | -308.4% | -1.7% | -42.2% |
Andhra CementsACL | ₹407 Cr | -5.53 | 65.63 | 56.4% | 4.8% | -65.2% | -6.6% | -48.3% |
Anjani Portland Cement LimitedAPCL | ₹295 Cr | -9.08 | 23.72 | -10.7% | 5.9% | -11.2% | -1.2% | -28.7% |
As of Q4 FY26
Financials
Sainik Finance and Industries Ltd
BSE: SAINIK · Cement & Cement Products
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Sainik Finance and Industries Ltd's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Sainik Finance and Industries Limited is a non-banking financial company (NBFC) that provides credit facilities and manages strategic investments. It operates as part of the Sainik Group, which maintains historical interests in logistics and coal trading.
Business Model
The company generates revenue primarily through interest income from personal and business loans and returns on its investment portfolio. It operates as a non-deposit taking NBFC regulated by the Reserve Bank of India.
Growth Outlook
Growth is expected to be driven by the expansion of credit facilities to specific industrial and individual client segments. The company's performance remains linked to the broader financial health and regulatory environment of the Indian NBFC sector.
Key Risks
- Regulatory Risk. Changes in Reserve Bank of India regulations for non-deposit taking NBFCs could impact operational flexibility and capital requirements.
- Credit Risk. The company faces potential losses if borrowers default on personal or business loans provided within its credit portfolio.
- Concentration Risk. As a smaller market capitalization entity, the company may be more vulnerable to market volatility and liquidity constraints compared to larger financial institutions.
- Sectoral Dependency. The company's association with the Sainik Group's coal and logistics interests exposes it to cyclical risks inherent in those industrial sectors.
Start your research today
Unlock AI insights, financials, peers and live data on Sainik Finance and Industries Ltd and 5,000+ companies — free.
Key Metrics
REVENUE
₹17 Cr
TTM · standalone
NET PROFIT
₹4 Cr
TTM · standalone
EPS
₹3.83
TTM · standalone
RETURN ON EQUITY
9.2%
TTM · standalone
P/E
10.3x
Q4 FY26 · standalone
EBITDA MARGIN
88.4%
TTM · standalone
NET PROFIT MARGIN
26.5%
Q4 FY26 · standalone
Peers · Cement & Cement Products
As of Q4 FY26