Sakthi Finance
BSE: SAKTHIFIN · Investment Company
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Snapshot
Unlock Sakthi Finance's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Sakthi Finance is a Non-Banking Financial Company (NBFC) belonging to the Sakthi Group, primarily focused on financing used commercial vehicles. The company operates through a branch-centric model across Southern India, leveraging automotive dealership synergies to support loan origination and collections.
Business Model
The company generates revenue through interest income on vehicle loans, supported by a centralised credit sanctioning process and decentralised field-based collections. It utilises its presence in automotive dealerships to enhance market responsiveness and customer appraisal capabilities.
Growth Outlook
Growth is driven by the company's established branch network in Southern India and its integrated approach to vehicle financing. The focus remains on maintaining asset quality through rigorous credit bureau screening and field investigations.
Key Risks
- Credit Risk. The company faces potential defaults from borrowers in the used commercial vehicle segment, which may be sensitive to economic downturns.
- Concentration Risk. Operations are geographically concentrated in Southern India, making the company vulnerable to regional economic or regulatory shifts.
- Interest Rate Risk. Fluctuations in interest rates can impact the company's net interest margins and the affordability of loans for its customer base.
- Regulatory Risk. As an NBFC in the middle layer, the company is subject to evolving regulatory frameworks and compliance requirements set by the Reserve Bank of India.
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Key Metrics
REVENUE
₹211 Cr
TTM · standalone
NET PROFIT
₹17 Cr
TTM · standalone
EPS
₹2.67
TTM · standalone
RETURN ON EQUITY
7.4%
TTM · standalone
P/E
10.7x
Q4 FY26 · standalone
NET PROFIT MARGIN
11.4%
Q4 FY26 · standalone
Peers · Investment Company
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Sakthi FinanceSAKTHIFIN | ₹180 Cr | 10.39 | — | -2.0% | — | 7.4% | — | -38.4% |
SIL InvestmentsSILINV | ₹519 Cr | 13.73 | — | 16.5% | 83.0% | 1.3% | — | -12.1% |
Aryaman Capital Markets LimitedARYACAPM | ₹515 Cr | 20.94 | — | — | 54.0% | 22.8% | — | -40.5% |
Nahar Capital and Financial Services LimitedNAHARCAP | ₹433 Cr | 3.63 | — | 20.8% | 53.0% | 7.5% | — | -10.9% |
Naperol Investments LimitedNAPEROL | ₹406 Cr | 34.14 | — | 36.5% | 15.0% | 1.1% | — | -25.1% |
Mkventures Capital LimitedMKVENTURES | ₹397 Cr | 37.41 | — | -28.9% | 75.0% | 10.0% | — | -31.0% |
As of Q4 FY26
Financials
Sakthi Finance
BSE: SAKTHIFIN · Investment Company
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Sakthi Finance's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Sakthi Finance is a Non-Banking Financial Company (NBFC) belonging to the Sakthi Group, primarily focused on financing used commercial vehicles. The company operates through a branch-centric model across Southern India, leveraging automotive dealership synergies to support loan origination and collections.
Business Model
The company generates revenue through interest income on vehicle loans, supported by a centralised credit sanctioning process and decentralised field-based collections. It utilises its presence in automotive dealerships to enhance market responsiveness and customer appraisal capabilities.
Growth Outlook
Growth is driven by the company's established branch network in Southern India and its integrated approach to vehicle financing. The focus remains on maintaining asset quality through rigorous credit bureau screening and field investigations.
Key Risks
- Credit Risk. The company faces potential defaults from borrowers in the used commercial vehicle segment, which may be sensitive to economic downturns.
- Concentration Risk. Operations are geographically concentrated in Southern India, making the company vulnerable to regional economic or regulatory shifts.
- Interest Rate Risk. Fluctuations in interest rates can impact the company's net interest margins and the affordability of loans for its customer base.
- Regulatory Risk. As an NBFC in the middle layer, the company is subject to evolving regulatory frameworks and compliance requirements set by the Reserve Bank of India.
Start your research today
Unlock AI insights, financials, peers and live data on Sakthi Finance and 5,000+ companies — free.
Key Metrics
REVENUE
₹211 Cr
TTM · standalone
NET PROFIT
₹17 Cr
TTM · standalone
EPS
₹2.67
TTM · standalone
RETURN ON EQUITY
7.4%
TTM · standalone
P/E
10.7x
Q4 FY26 · standalone
NET PROFIT MARGIN
11.4%
Q4 FY26 · standalone
Peers · Investment Company
As of Q4 FY26