Sundaram Finance Ltd.
NSE: SUNDARMFIN · Non Banking Financial Company (NBFC)
Snapshot
Unlock Sundaram Finance Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Sundaram Finance Limited is a prominent Indian non-banking financial company providing a diverse range of credit solutions, including vehicle, equipment, and enterprise financing. The company also offers investment management, insurance distribution, and business support services through an extensive network of 618 branches.
Business Model
The company generates revenue primarily through interest income on loans for commercial vehicles, construction equipment, and farm machinery, alongside fees from financial product distribution. It further diversifies its income streams by providing leasing services and investment management solutions.
- Branch Network:618
- Incorporation Year:1954
Growth Outlook
Growth is expected to be driven by the expansion of its enterprise business and machinery term loans, alongside continued demand for vehicle and agricultural equipment financing. The company leverages its established branch network to deepen market penetration across its diverse financial service offerings.
Key Risks
- Credit Risk. The company faces potential losses if borrowers default on vehicle or equipment loans, particularly during economic downturns affecting the transport and construction sectors.
- Interest Rate Risk. Fluctuations in interest rates can impact the company's net interest margins and the cost of funds required for its lending operations.
- Regulatory Risk. As an NBFC, the company is subject to evolving regulatory frameworks and compliance requirements set by the Reserve Bank of India.
- Asset Quality Risk. The concentration of the loan portfolio in commercial vehicles and construction equipment makes the company vulnerable to cyclicality in these specific industries.
Start your research today
Unlock AI insights, financials, peers and live data on Sundaram Finance Ltd. and 5,000+ companies — free.
Key Metrics
REVENUE
₹10,104 Cr
TTM · consolidated
NET PROFIT
₹2,220 Cr
TTM · consolidated
EPS
₹201.40
TTM · consolidated
RETURN ON EQUITY
15.8%
TTM · consolidated
P/E
23.1x
Q1 FY27 · consolidated
NET PROFIT MARGIN
24.1%
Q1 FY27 · consolidated
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Sundaram Finance Ltd.SUNDARMFIN | ₹51,649 Cr | 23.08 | — | 13.7% | — | 15.8% | — | +3.4% |
SBI Cards and Payment Services Ltd.SBICARD | ₹62,640 Cr | 27.54 | — | 7.9% | — | 15.4% | — | -17.0% |
HDB Financial ServicesHDBFS | ₹56,688 Cr | 20.52 | — | — | — | 13.4% | — | -11.7% |
Mahindra & Mahindra Financial Services Ltd.M&MFIN | ₹51,936 Cr | 15.97 | — | 13.6% | — | 13.5% | — | +42.1% |
Authum Investment & Infrastructure Ltd.AIIL | ₹44,151 Cr | 7.58 | — | -34.5% | — | 14.2% | — | -83.2% |
Poonawalla Fincorp Ltd.POONAWALLA | ₹41,246 Cr | 49.26 | — | 72.6% | — | 8.5% | — | +8.2% |
As of Q1 FY27
Financials
Sundaram Finance Ltd.
NSE: SUNDARMFIN · Non Banking Financial Company (NBFC)
Snapshot
Unlock Sundaram Finance Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Sundaram Finance Limited is a prominent Indian non-banking financial company providing a diverse range of credit solutions, including vehicle, equipment, and enterprise financing. The company also offers investment management, insurance distribution, and business support services through an extensive network of 618 branches.
Business Model
The company generates revenue primarily through interest income on loans for commercial vehicles, construction equipment, and farm machinery, alongside fees from financial product distribution. It further diversifies its income streams by providing leasing services and investment management solutions.
- Branch Network:618
- Incorporation Year:1954
Growth Outlook
Growth is expected to be driven by the expansion of its enterprise business and machinery term loans, alongside continued demand for vehicle and agricultural equipment financing. The company leverages its established branch network to deepen market penetration across its diverse financial service offerings.
Key Risks
- Credit Risk. The company faces potential losses if borrowers default on vehicle or equipment loans, particularly during economic downturns affecting the transport and construction sectors.
- Interest Rate Risk. Fluctuations in interest rates can impact the company's net interest margins and the cost of funds required for its lending operations.
- Regulatory Risk. As an NBFC, the company is subject to evolving regulatory frameworks and compliance requirements set by the Reserve Bank of India.
- Asset Quality Risk. The concentration of the loan portfolio in commercial vehicles and construction equipment makes the company vulnerable to cyclicality in these specific industries.
Start your research today
Unlock AI insights, financials, peers and live data on Sundaram Finance Ltd. and 5,000+ companies — free.
Key Metrics
REVENUE
₹10,104 Cr
TTM · consolidated
NET PROFIT
₹2,220 Cr
TTM · consolidated
EPS
₹201.40
TTM · consolidated
RETURN ON EQUITY
15.8%
TTM · consolidated
P/E
23.1x
Q1 FY27 · consolidated
NET PROFIT MARGIN
24.1%
Q1 FY27 · consolidated
Peers · Non Banking Financial Company (NBFC)
As of Q1 FY27