Zaggle Prepaid Ocean Services Limited
NSE: ZAGGLE · IT Enabled Services
Snapshot
Unlock Zaggle Prepaid Ocean Services Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Zaggle Prepaid Ocean Services Limited is a financial technology company that provides SaaS-based business spend management and employee engagement solutions. Its platform automates workflows for corporate expenses, rewards, incentives, and payroll management.
Business Model
The company generates revenue primarily through its SaaS-based platforms, which offer automated expense management, rewards, and payroll solutions to corporates and SMEs. It leverages a data-driven approach to facilitate business spend management and merchant engagement.
Growth Outlook
Growth is driven by the increasing digitisation of corporate spend management and the adoption of automated payroll and reward solutions among Indian enterprises. The expansion of its integrated Zoyer platform further enhances its capability to capture invoice-to-pay workflows.
Key Risks
- Regulatory Risk. Changes in RBI regulations regarding prepaid payment instruments and digital financial services could impact the company's operational model.
- Competition. The fintech sector in India is highly competitive, with numerous players offering similar expense management and SaaS-based financial solutions.
- Technology Dependency. The company's business model relies heavily on the continuous performance and security of its proprietary SaaS platforms and integrated workflows.
- Client Concentration. Dependence on corporate clients for revenue may lead to volatility if key enterprise customers reduce their spend or switch to alternative providers.
Price
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Key Metrics
REVENUE
₹1,908 Cr
TTM · consolidated
NET PROFIT
₹139 Cr
TTM · consolidated
EPS
₹10.34
TTM · consolidated
RETURN ON EQUITY
10.8%
TTM · consolidated
RETURN ON CAPITAL EMPLOYED
14.3%
TTM · consolidated
P/E
20.4x
Q4 FY26 · consolidated
EV/EBITDA
12.4x
Q4 FY26 · consolidated
EBITDA MARGIN
11.7%
TTM · consolidated
NET PROFIT MARGIN
6.6%
Q4 FY26 · consolidated
DEBT TO EQUITY
0.0x
Q4 FY26 · consolidated
Peers · IT Enabled Services
| Company | Mkt Cap (Cr) | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Zaggle Prepaid Ocean Services LimitedZAGGLE | 2,789 | 20.36 | 12.43 | 46.3% | 11.7% | 10.8% | 14.3% | -49.9% |
eMudhra LimitedEMUDHRA | 3,286 | 34.17 | 21.44 | 35.1% | 24.3% | 14.0% | 16.2% | -45.1% |
Cigniti Technologies LimitedCIGNITITEC | 3,032 | 11.50 | — | 14.0% | 27.6% | 33.9% | 62.9% | — |
R Systems Intl.RSYSTEMS | 3,010 | 14.04 | 7.35 | 18.3% | 19.5% | 32.0% | 27.6% | -44.2% |
Network People Services Technologies Ltd.NPST | 2,314 | 78.55 | 48.17 | — | 33.4% | 21.7% | 28.8% | -15.3% |
Protean eGovPROTEAN | 2,024 | 23.75 | 12.45 | 18.7% | 18.9% | 9.9% | 12.4% | -27.6% |
As of Q4 FY26
Financials
Zaggle Prepaid Ocean Services Limited
NSE: ZAGGLE · IT Enabled Services
Snapshot
Unlock Zaggle Prepaid Ocean Services Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Zaggle Prepaid Ocean Services Limited is a financial technology company that provides SaaS-based business spend management and employee engagement solutions. Its platform automates workflows for corporate expenses, rewards, incentives, and payroll management.
Business Model
The company generates revenue primarily through its SaaS-based platforms, which offer automated expense management, rewards, and payroll solutions to corporates and SMEs. It leverages a data-driven approach to facilitate business spend management and merchant engagement.
Growth Outlook
Growth is driven by the increasing digitisation of corporate spend management and the adoption of automated payroll and reward solutions among Indian enterprises. The expansion of its integrated Zoyer platform further enhances its capability to capture invoice-to-pay workflows.
Key Risks
- Regulatory Risk. Changes in RBI regulations regarding prepaid payment instruments and digital financial services could impact the company's operational model.
- Competition. The fintech sector in India is highly competitive, with numerous players offering similar expense management and SaaS-based financial solutions.
- Technology Dependency. The company's business model relies heavily on the continuous performance and security of its proprietary SaaS platforms and integrated workflows.
- Client Concentration. Dependence on corporate clients for revenue may lead to volatility if key enterprise customers reduce their spend or switch to alternative providers.
Price
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Start your research today
Unlock AI insights, financials, peers and live data on Zaggle Prepaid Ocean Services Limited and 5,000+ companies — free.
Key Metrics
REVENUE
₹1,908 Cr
TTM · consolidated
NET PROFIT
₹139 Cr
TTM · consolidated
EPS
₹10.34
TTM · consolidated
RETURN ON EQUITY
10.8%
TTM · consolidated
RETURN ON CAPITAL EMPLOYED
14.3%
TTM · consolidated
P/E
20.4x
Q4 FY26 · consolidated
EV/EBITDA
12.4x
Q4 FY26 · consolidated
EBITDA MARGIN
11.7%
TTM · consolidated
NET PROFIT MARGIN
6.6%
Q4 FY26 · consolidated
DEBT TO EQUITY
0.0x
Q4 FY26 · consolidated
Peers · IT Enabled Services
As of Q4 FY26