Aditya Birla Capital Ltd.

NSE: ABCAPITAL · Investment Company

52W Range₹243 ₹411

Snapshot

Unlock Aditya Birla Capital Ltd.'s vital signs

Growth · Profitability · Valuation · Strength · Conviction

Company Overview

Business

Aditya Birla Capital Limited is a diversified financial services holding company that operates through subsidiaries providing life and health insurance, asset management, and various lending solutions. It offers a comprehensive suite of financial products including mutual funds, housing finance, and stock broking services to retail and corporate clients.

Business Model

The company generates revenue through interest income from its lending businesses, management fees from its asset management arm, and insurance premiums. It leverages its position as a subsidiary of Grasim Industries to cross-sell financial products across its diverse business segments.

Growth Outlook

Growth is driven by the expansion of its digital financial services platform and the increasing penetration of insurance and investment products in the Indian market. The company continues to focus on scaling its lending portfolio and enhancing its wealth management capabilities.

Key Risks

  • Credit Risk. The company faces potential losses from defaults in its NBFC and housing finance portfolios, particularly during economic downturns.
  • Regulatory Risk. Changes in financial sector regulations by the RBI or IRDAI could impact operational margins and product offerings.
  • Market Volatility. Fluctuations in equity and debt markets directly affect the performance of the asset management and stock broking business segments.
  • Competition. Intense competition from banks, fintech startups, and other non-banking financial companies may pressure interest margins and fee income.

Price

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Key Metrics

REVENUE

₹45,509 Cr

TTM · consolidated

+11.7%YoY

NET PROFIT

₹3,864 Cr

TTM · consolidated

+13.3%YoY

EPS

₹14.40

TTM · consolidated

+12.6%YoY

RETURN ON EQUITY

12.3%

TTM · consolidated

+0.6 ppYoY

P/E

27.8x

Q4 FY26 · consolidated

27.8 vs 194.8x5Y avg

NET PROFIT MARGIN

8.7%

Q4 FY26 · consolidated

+1.4 ppYoY

DEBT TO EQUITY

4.9%

Q3 FY26 · consolidated

+2.4 ppYoY

Peers · Investment Company

CompanyMkt Cap (Cr)P/EEV/EBITDARev Gr YoYEBITDA MgnROEROCE1Y Return
Aditya Birla Capital Ltd.ABCAPITAL
79,30427.7611.7%12.3%+47.9%
Tata Investment Corporation Ltd.TATAINVEST
29,64119.2430.2%89.0%1.4%-89.9%
TVS Holdings LimitedTVSHLTD
27,81916.7228.4%16.0%66.1%+16.6%
Cholamandalam Financial Holdings Ltd.CHOLAHLDNG
25,63912.0318.3%41.4%-25.7%
JSW Holdings LimitedJSWHL
14,26184.74-27.7%92.0%0.5%-49.2%
Maharashtra Scooters Ltd.MAHSCOOTER
13,70747.7270.6%99.0%1.0%-10.8%

As of Q4 FY26

Financials