Aditya Birla Capital Ltd.
NSE: ABCAPITAL · Investment Company
Snapshot
Unlock Aditya Birla Capital Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Aditya Birla Capital Limited is a diversified financial services holding company that operates through subsidiaries providing life and health insurance, asset management, and various lending solutions. It offers a comprehensive suite of financial products including mutual funds, housing finance, and stock broking services to retail and corporate clients.
Business Model
The company generates revenue through interest income from its lending businesses, management fees from its asset management arm, and insurance premiums. It leverages its position as a subsidiary of Grasim Industries to cross-sell financial products across its diverse business segments.
Growth Outlook
Growth is driven by the expansion of its digital financial services platform and the increasing penetration of insurance and investment products in the Indian market. The company continues to focus on scaling its lending portfolio and enhancing its wealth management capabilities.
Key Risks
- Credit Risk. The company faces potential losses from defaults in its NBFC and housing finance portfolios, particularly during economic downturns.
- Regulatory Risk. Changes in financial sector regulations by the RBI or IRDAI could impact operational margins and product offerings.
- Market Volatility. Fluctuations in equity and debt markets directly affect the performance of the asset management and stock broking business segments.
- Competition. Intense competition from banks, fintech startups, and other non-banking financial companies may pressure interest margins and fee income.
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Key Metrics
REVENUE
₹48,186 Cr
TTM · consolidated
NET PROFIT
₹4,237 Cr
TTM · consolidated
EPS
₹15.66
TTM · consolidated
RETURN ON EQUITY
13.1%
TTM · consolidated
P/E
25.9x
Q1 FY27 · consolidated
NET PROFIT MARGIN
10.0%
Q1 FY27 · consolidated
Peers · Investment Company
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Aditya Birla Capital Ltd.ABCAPITAL | ₹1.11L Cr | 25.86 | — | 16.3% | — | 13.1% | — | +45.9% |
Jio Financial Services Ltd.JIOFIN | ₹1.58L Cr | 74.38 | — | 119.2% | 81.0% | 1.6% | — | -22.6% |
Tata Investment Corporation Ltd.TATAINVEST | ₹32,062 Cr | 18.32 | — | 30.2% | 90.0% | 1.4% | — | -90.6% |
Cholamandalam Financial Holdings Ltd.CHOLAHLDNG | ₹28,649 Cr | 10.74 | — | 17.8% | — | 43.0% | — | -12.3% |
TVS Holdings LimitedTVSHLTD | ₹27,058 Cr | 13.73 | — | 31.4% | 16.0% | 69.7% | — | +9.5% |
Maharashtra Scooters Ltd.MAHSCOOTER | ₹15,545 Cr | 50.06 | — | 70.6% | 99.0% | 1.1% | — | -19.5% |
As of Q1 FY27
Financials
Aditya Birla Capital Ltd.
NSE: ABCAPITAL · Investment Company
Snapshot
Unlock Aditya Birla Capital Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Aditya Birla Capital Limited is a diversified financial services holding company that operates through subsidiaries providing life and health insurance, asset management, and various lending solutions. It offers a comprehensive suite of financial products including mutual funds, housing finance, and stock broking services to retail and corporate clients.
Business Model
The company generates revenue through interest income from its lending businesses, management fees from its asset management arm, and insurance premiums. It leverages its position as a subsidiary of Grasim Industries to cross-sell financial products across its diverse business segments.
Growth Outlook
Growth is driven by the expansion of its digital financial services platform and the increasing penetration of insurance and investment products in the Indian market. The company continues to focus on scaling its lending portfolio and enhancing its wealth management capabilities.
Key Risks
- Credit Risk. The company faces potential losses from defaults in its NBFC and housing finance portfolios, particularly during economic downturns.
- Regulatory Risk. Changes in financial sector regulations by the RBI or IRDAI could impact operational margins and product offerings.
- Market Volatility. Fluctuations in equity and debt markets directly affect the performance of the asset management and stock broking business segments.
- Competition. Intense competition from banks, fintech startups, and other non-banking financial companies may pressure interest margins and fee income.
Start your research today
Unlock AI insights, financials, peers and live data on Aditya Birla Capital Ltd. and 5,000+ companies — free.
Key Metrics
REVENUE
₹48,186 Cr
TTM · consolidated
NET PROFIT
₹4,237 Cr
TTM · consolidated
EPS
₹15.66
TTM · consolidated
RETURN ON EQUITY
13.1%
TTM · consolidated
P/E
25.9x
Q1 FY27 · consolidated
NET PROFIT MARGIN
10.0%
Q1 FY27 · consolidated
Peers · Investment Company
As of Q1 FY27