Jio Financial Services Ltd.
NSE: JIOFIN · Investment Company
Snapshot
Unlock Jio Financial Services Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Jio Financial Services Limited is a non-deposit taking non-banking financial company that provides a range of digital financial products and services. Formerly known as Reliance Strategic Investments Limited, the company focuses on leveraging digital infrastructure to deliver financial solutions across India.
Business Model
The company operates as a financial services provider, generating revenue through interest income, fees, and commissions from its digital financial product offerings. It aims to capitalise on the extensive digital ecosystem of its parent group to scale its lending and financial services operations.
Growth Outlook
Growth is expected to be driven by the expansion of its digital lending portfolio and the introduction of new financial products tailored for the Indian market. The company is positioned to leverage its strategic partnerships and technological capabilities to capture a larger share of the retail and corporate financial services sector.
Key Risks
- Regulatory Risk. As a non-banking financial company, the firm is subject to stringent and evolving regulations by the Reserve Bank of India.
- Credit Risk. The company faces potential losses arising from the failure of borrowers to meet their repayment obligations on loans and credit facilities.
- Market Competition. The financial services sector in India is highly competitive, with established banks and numerous fintech startups vying for market share.
- Technology and Cybersecurity Risk. Heavy reliance on digital platforms exposes the company to risks associated with data breaches, cyberattacks, and system failures.
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Key Metrics
REVENUE
₹4,905 Cr
TTM · consolidated
NET PROFIT
₹2,066 Cr
TTM · consolidated
EPS
₹3.22
TTM · consolidated
RETURN ON EQUITY
1.6%
TTM · consolidated
P/E
74.4x
Q1 FY27 · consolidated
NET PROFIT MARGIN
41.4%
Q1 FY27 · consolidated
Peers · Investment Company
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Jio Financial Services Ltd.JIOFIN | ₹1.58L Cr | 74.38 | — | 119.2% | 81.0% | 1.6% | — | -22.6% |
Aditya Birla Capital Ltd.ABCAPITAL | ₹1.11L Cr | 25.86 | — | 16.3% | — | 13.1% | — | +45.9% |
Tata Investment Corporation Ltd.TATAINVEST | ₹32,062 Cr | 18.32 | — | 30.2% | 90.0% | 1.4% | — | -90.6% |
Cholamandalam Financial Holdings Ltd.CHOLAHLDNG | ₹28,649 Cr | 10.74 | — | 17.8% | — | 43.0% | — | -12.3% |
TVS Holdings LimitedTVSHLTD | ₹27,058 Cr | 13.73 | — | 31.4% | 16.0% | 69.7% | — | +9.5% |
Maharashtra Scooters Ltd.MAHSCOOTER | ₹15,545 Cr | 50.06 | — | 70.6% | 99.0% | 1.1% | — | -19.5% |
As of Q1 FY27
Financials
Jio Financial Services Ltd.
NSE: JIOFIN · Investment Company
Snapshot
Unlock Jio Financial Services Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Jio Financial Services Limited is a non-deposit taking non-banking financial company that provides a range of digital financial products and services. Formerly known as Reliance Strategic Investments Limited, the company focuses on leveraging digital infrastructure to deliver financial solutions across India.
Business Model
The company operates as a financial services provider, generating revenue through interest income, fees, and commissions from its digital financial product offerings. It aims to capitalise on the extensive digital ecosystem of its parent group to scale its lending and financial services operations.
Growth Outlook
Growth is expected to be driven by the expansion of its digital lending portfolio and the introduction of new financial products tailored for the Indian market. The company is positioned to leverage its strategic partnerships and technological capabilities to capture a larger share of the retail and corporate financial services sector.
Key Risks
- Regulatory Risk. As a non-banking financial company, the firm is subject to stringent and evolving regulations by the Reserve Bank of India.
- Credit Risk. The company faces potential losses arising from the failure of borrowers to meet their repayment obligations on loans and credit facilities.
- Market Competition. The financial services sector in India is highly competitive, with established banks and numerous fintech startups vying for market share.
- Technology and Cybersecurity Risk. Heavy reliance on digital platforms exposes the company to risks associated with data breaches, cyberattacks, and system failures.
Start your research today
Unlock AI insights, financials, peers and live data on Jio Financial Services Ltd. and 5,000+ companies — free.
Key Metrics
REVENUE
₹4,905 Cr
TTM · consolidated
NET PROFIT
₹2,066 Cr
TTM · consolidated
EPS
₹3.22
TTM · consolidated
RETURN ON EQUITY
1.6%
TTM · consolidated
P/E
74.4x
Q1 FY27 · consolidated
NET PROFIT MARGIN
41.4%
Q1 FY27 · consolidated
Peers · Investment Company
As of Q1 FY27