ARC Finance

BSE: ARCFIN · Other Financial Services

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52W Range₹0 – ₹1

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Snapshot

Unlock ARC Finance's vital signs

Growth · Profitability · Valuation · Strength · Conviction

Company Overview

Business

ARC Finance Limited is an Indian non-banking financial company based in Kolkata that provides credit facilities and investment services. The firm focuses on supporting small and medium enterprises through trade finance, bill discounting, and short-term lending.

Business Model

The company generates revenue primarily through interest income derived from its lending portfolio and capital appreciation from strategic investments in shares and securities.

Growth Outlook

The company aims to expand its loan portfolio across regional markets while maintaining a lean operational structure to improve capital efficiency.

Key Risks

  • Credit Risk. The company faces potential losses if borrowers default on their short-term loans or trade finance obligations.
  • Market Volatility. As the company invests in shares and securities, fluctuations in the equity markets can significantly impact its financial performance.
  • Regulatory Risk. Changes in Reserve Bank of India guidelines for non-banking financial companies could necessitate adjustments to the company's operational model.
  • Liquidity Risk. The company's reliance on short-term lending may create asset-liability mismatches if funding sources become constrained.

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Key Metrics

REVENUE

₹28 Cr

TTM · standalone

+20.6%YoY

NET PROFIT

₹0.72 Cr

TTM · standalone

-78.3%YoY

EPS

₹0.01

TTM · standalone

-88.9%YoY

RETURN ON EQUITY

0.7%

TTM · standalone

-4.6 ppYoY

P/E

46.0x

Q4 FY26 · standalone

46.0 vs 7.3x5Y avg

NET PROFIT MARGIN

8.5%

Q4 FY26 · standalone

+103.3 ppYoY

DEBT TO EQUITY

0.0x

Q3 FY21 · standalone

+0.00xYoY

Peers · Other Financial Services

CompanyMkt CapP/EEV/EBITDARev Gr YoYEBITDA MgnROEROCE1Y Return
ARC FinanceARCFIN
₹44 Cr46.00—20.6%5.7%0.7%—-41.0%
Stellant Securities (India) LimitedSTELLANT
₹555 Cr22.85—909.8%57.0%137.4%—+459.4%
The Investment Trust Of India LimitedTHEINVEST
₹491 Cr14.16—-22.3%22.0%5.1%—-37.4%
NDL VenturesNDLVENTURE
₹418 Cr782.75——8.9%1.3%—+52.6%
Regency FincorpREGENCY
₹400 Cr23.51—82.2%69.0%12.2%—+20.0%
Shree Salasar Investment Ltd.SALSAIN
₹212 Cr11.76—121.1%84.2%36.0%—+2285.6%

As of Q4 FY26

Financials