Asset Reconstruction Company (India) Limited
: ARCIL · Other Financial Services
Snapshot
Unlock Asset Reconstruction Company (India) Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Asset Reconstruction Company (India) Limited (Arcil) is India's first and a leading asset reconstruction company established to resolve non-performing assets (NPAs). Sponsored by major financial institutions, the company acquires distressed financial assets from banks and resolves them through restructuring, settlement, or asset sale.
Business Model
Arcil operates as a financial intermediary by acquiring distressed loans and non-performing assets from banks and financial institutions at a discount. It generates revenue by successfully resolving these assets through various strategies including corporate restructuring, debt settlements, and asset sales across retail, SME, and corporate segments.
Growth Outlook
Growth is driven by potential opportunities in the Indian banking sector regarding non-performing asset resolution and distressed debt management. The demand for specialized bad banks to clean up bank balance sheets provides a steady pipeline for asset acquisition.
Key Risks
- Regulatory Risk. Operating under the stringent purview of the Reserve Bank of India exposes the company to regulatory and compliance changes.
- Asset Recovery Risk. Delays or difficulties in resolving and realizing value from distressed assets can adversely impact profitability and liquidity.
- Acquisition Competition. Increased competition from other asset reconstruction companies and financial entities can drive up the pricing of distressed assets.
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Peers · Other Financial Services
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Asset Reconstruction Company (India) LimitedARCIL | ₹4,452 Cr | — | — | — | 74.0% | — | — | — |
OnEMI Technology Solutions LimitedKISSHT | ₹6,065 Cr | — | — | — | 33.0% | — | — | — |
Colab PlatformsCOLAB | ₹2,674 Cr | — | — | — | 0.9% | — | — | +22.7% |
Algoquant Fintech LimitedALGOQUANT | ₹1,971 Cr | 5.57 | — | 152.9% | 22.0% | 30.8% | — | -5.3% |
Gyftr LimitedLKPFIN | ₹1,353 Cr | -34.04 | — | -133.7% | -8.0% | -2.3% | — | -67.4% |
Centrum CapitalCENTRUM | ₹1,083 Cr | -4.64 | — | 0.5% | 35.0% | -109.4% | — | -40.8% |
As of Mar 2026
Financials
Asset Reconstruction Company (India) Limited
: ARCIL · Other Financial Services
Snapshot
Unlock Asset Reconstruction Company (India) Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Asset Reconstruction Company (India) Limited (Arcil) is India's first and a leading asset reconstruction company established to resolve non-performing assets (NPAs). Sponsored by major financial institutions, the company acquires distressed financial assets from banks and resolves them through restructuring, settlement, or asset sale.
Business Model
Arcil operates as a financial intermediary by acquiring distressed loans and non-performing assets from banks and financial institutions at a discount. It generates revenue by successfully resolving these assets through various strategies including corporate restructuring, debt settlements, and asset sales across retail, SME, and corporate segments.
Growth Outlook
Growth is driven by potential opportunities in the Indian banking sector regarding non-performing asset resolution and distressed debt management. The demand for specialized bad banks to clean up bank balance sheets provides a steady pipeline for asset acquisition.
Key Risks
- Regulatory Risk. Operating under the stringent purview of the Reserve Bank of India exposes the company to regulatory and compliance changes.
- Asset Recovery Risk. Delays or difficulties in resolving and realizing value from distressed assets can adversely impact profitability and liquidity.
- Acquisition Competition. Increased competition from other asset reconstruction companies and financial entities can drive up the pricing of distressed assets.
Start your research today
Unlock AI insights, financials, peers and live data on Asset Reconstruction Company (India) Limited and 5,000+ companies — free.
Peers · Other Financial Services
As of Mar 2026