Asset Reconstruction Company (India) Limited
NSE: ARCIL · Other Financial Services
Snapshot
Unlock Asset Reconstruction Company (India) Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Asset Reconstruction Company (India) Limited is a pioneer in the Indian asset reconstruction industry, acquiring stressed assets from banks and financial institutions to implement resolution strategies. It operates nationwide through a network of 13 offices across 12 states and ranks as a leading asset reconstruction company in India.
Vertical mix
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Business Model
The company generates revenue through fee income, including management, collection, and resolution fees, alongside investment income from capital investments in security receipts. It resolves acquired stressed assets via restructuring, enforcement of underlying security rights, and settlements.
- Total AUM (FY2026):₹201,499.87 million
- Total Principal Debt Acquired:₹899,093.41 million
Management Commentary
Management focuses on scaling assets under management and leveraging resolution strategies across diversified loan verticals to maximize recovery.
Growth Outlook
Growth is driven by the expansion of assets under management, supported by continuous acquisition of stressed assets across corporate, retail, and SME segments.
- AUM Growth (FY2025 to FY2026):From ₹168,525.70 million to ₹201,499.87 million
Key Risks
- Asset Recovery Risk. Delays or difficulties in enforcing rights on underlying securities and achieving targeted settlements can impact resolution efficiency.
- Acquisition Pricing Risk. Overpaying for stressed assets acquired from banks and financial institutions may adversely affect investment returns and profitability.
- Regulatory Risk. Changes in policies and regulations set by the Reserve Bank of India could impact the operations and business model of asset reconstruction companies.
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Peers · Other Financial Services
| Company | Mkt Cap | P/E (TTM) | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Asset Reconstruction Company (India) LimitedARCIL | ₹3,905 Cr | — | — | — | 66.0% | — | — | — |
OnEMI Technology Solutions LimitedKISSHT | ₹5,402 Cr | — | — | — | 33.0% | — | — | — |
Colab PlatformsCOLAB | ₹2,546 Cr | 510.0× | — | — | 1.0% | 18.0% | — | -35.3% |
Algoquant Fintech LimitedALGOQUANT | ₹2,143 Cr | 48.4× | — | — | 22.0% | 38.6% | — | +17.0% |
Gyftr LimitedLKPFIN | ₹1,206 Cr | 21.6× | — | 28595.2% | -8.0% | 4.2% | — | -83.9% |
Prime SecuritiesPRIMESECU | ₹981 Cr | 172.5× | — | 14.4% | 16.0% | 2.0% | — | -1.9% |
As of Mar 2026
Financials
Asset Reconstruction Company (India) Limited
NSE: ARCIL · Other Financial Services
Snapshot
Unlock Asset Reconstruction Company (India) Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Asset Reconstruction Company (India) Limited is a pioneer in the Indian asset reconstruction industry, acquiring stressed assets from banks and financial institutions to implement resolution strategies. It operates nationwide through a network of 13 offices across 12 states and ranks as a leading asset reconstruction company in India.
Vertical mix
- NaN%
- NaN%
- NaN%
Business Model
The company generates revenue through fee income, including management, collection, and resolution fees, alongside investment income from capital investments in security receipts. It resolves acquired stressed assets via restructuring, enforcement of underlying security rights, and settlements.
- Total AUM (FY2026):₹201,499.87 million
- Total Principal Debt Acquired:₹899,093.41 million
Management Commentary
Management focuses on scaling assets under management and leveraging resolution strategies across diversified loan verticals to maximize recovery.
Growth Outlook
Growth is driven by the expansion of assets under management, supported by continuous acquisition of stressed assets across corporate, retail, and SME segments.
- AUM Growth (FY2025 to FY2026):From ₹168,525.70 million to ₹201,499.87 million
Key Risks
- Asset Recovery Risk. Delays or difficulties in enforcing rights on underlying securities and achieving targeted settlements can impact resolution efficiency.
- Acquisition Pricing Risk. Overpaying for stressed assets acquired from banks and financial institutions may adversely affect investment returns and profitability.
- Regulatory Risk. Changes in policies and regulations set by the Reserve Bank of India could impact the operations and business model of asset reconstruction companies.
Start your research today
Unlock AI insights, financials, peers and live data on Asset Reconstruction Company (India) Limited and 5,000+ companies — free.
Peers · Other Financial Services
As of Mar 2026