OnEMI Technology Solutions Limited
: KISSHT · Other Financial Services
Snapshot
Unlock OnEMI Technology Solutions Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
OnEMI Technology Solutions Limited, operating under the brand Kissht, is an Indian financial technology company providing digital lending and credit solutions. The company utilizes a data-driven technology platform and digital onboarding processes to offer personalized loan products to consumers.
Business Model
The company generates revenue by offering digital credit and loan products through its proprietary mobile application, catering to the digital credit market in India.
Growth Outlook
Growth is driven by the increasing adoption of digital financial services, expansion of smartphone penetration in India, and rising demand for instant consumer credit.
Key Risks
- Regulatory Risk. Changes in Reserve Bank of India (RBI) guidelines for digital lending and fintech operations could impact business models and compliance costs.
- Credit Risk. Defaults among retail borrowers utilizing unsecured digital loans could lead to higher non-performing assets and provisioning expenses.
- Technology and Cybersecurity Risk. Vulnerabilities in the digital platform or data breaches could disrupt operations and damage customer trust.
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Peers · Other Financial Services
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
OnEMI Technology Solutions LimitedKISSHT | ₹5,538 Cr | — | — | — | 33.0% | — | — | — |
Colab PlatformsCOLAB | ₹2,701 Cr | — | — | — | 0.9% | — | — | — |
Algoquant Fintech LimitedALGOQUANT | ₹1,816 Cr | 5.13 | — | 152.9% | 22.0% | 30.8% | — | -15.5% |
Gyftr LimitedLKPFIN | ₹1,350 Cr | -34.04 | — | -133.7% | -8.0% | -2.3% | — | -69.3% |
Centrum CapitalCENTRUM | ₹1,088 Cr | -4.65 | — | 0.5% | 35.0% | -109.4% | — | -38.7% |
Prime SecuritiesPRIMESECU | ₹961 Cr | 171.55 | — | 14.4% | 16.0% | 2.0% | — | +9.4% |
As of Mar 2026
Financials
OnEMI Technology Solutions Limited
: KISSHT · Other Financial Services
Snapshot
Unlock OnEMI Technology Solutions Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
OnEMI Technology Solutions Limited, operating under the brand Kissht, is an Indian financial technology company providing digital lending and credit solutions. The company utilizes a data-driven technology platform and digital onboarding processes to offer personalized loan products to consumers.
Business Model
The company generates revenue by offering digital credit and loan products through its proprietary mobile application, catering to the digital credit market in India.
Growth Outlook
Growth is driven by the increasing adoption of digital financial services, expansion of smartphone penetration in India, and rising demand for instant consumer credit.
Key Risks
- Regulatory Risk. Changes in Reserve Bank of India (RBI) guidelines for digital lending and fintech operations could impact business models and compliance costs.
- Credit Risk. Defaults among retail borrowers utilizing unsecured digital loans could lead to higher non-performing assets and provisioning expenses.
- Technology and Cybersecurity Risk. Vulnerabilities in the digital platform or data breaches could disrupt operations and damage customer trust.
Start your research today
Unlock AI insights, financials, peers and live data on OnEMI Technology Solutions Limited and 5,000+ companies — free.
Peers · Other Financial Services
As of Mar 2026