Fedbank Financial Services Limited
NSE: FEDFINA · Non Banking Financial Company (NBFC)
Snapshot
Unlock Fedbank Financial Services Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Fedbank Financial Services Limited is a Mumbai-based non-banking financial company (NBFC) and a subsidiary of The Federal Bank Limited. It provides a diverse range of financing solutions, including housing, gold, mortgage, and unsecured business loans to individuals and small businesses.
Business Model
The company generates revenue primarily through interest income on its diversified loan portfolio and fee-based income from insurance product distribution. It operates through three core segments: Distribution, Retail Finance, and Wholesale Finance.
- Incorporation Year:1995
Growth Outlook
Growth is driven by the expansion of its retail and mortgage loan portfolios alongside its strategic role as a subsidiary of The Federal Bank Limited. The company continues to leverage its distribution network to capture demand in the Indian credit market.
Key Risks
- Credit Risk. The company faces potential losses if borrowers default on their retail or business loan obligations.
- Interest Rate Risk. Fluctuations in interest rates may impact the company's net interest margins and cost of funds.
- Regulatory Risk. As an NBFC, the company is subject to stringent oversight by the Reserve Bank of India, which may impact operational flexibility.
- Concentration Risk. Heavy reliance on specific loan products like gold or mortgage loans could expose the company to sector-specific downturns.
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Key Metrics
REVENUE
₹2,377 Cr
TTM · standalone
NET PROFIT
₹383 Cr
TTM · standalone
EPS
₹10.24
TTM · standalone
RETURN ON EQUITY
14.0%
TTM · standalone
P/E
15.8x
Q1 FY27 · standalone
NET PROFIT MARGIN
17.1%
Q1 FY27 · standalone
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Fedbank Financial Services LimitedFEDFINA | ₹6,051 Cr | 15.78 | — | 13.8% | — | 14.0% | — | +16.6% |
Bengal & Assam Company LimitedBENGALASM | ₹7,222 Cr | 9.47 | — | — | — | 7.6% | — | -24.7% |
Paisalo Digital LimitedPAISALO | ₹6,740 Cr | 26.75 | — | 22.7% | — | 15.1% | — | +115.6% |
MAS Financial Services LimitedMASFIN | ₹5,353 Cr | 14.34 | — | 25.0% | — | 13.5% | — | -5.0% |
Northern Arc Capital LtdNORTHARC | ₹4,883 Cr | 12.01 | — | 15.1% | — | 11.0% | — | +24.4% |
Aye FinanceAYE | ₹4,561 Cr | — | — | — | — | — | — | — |
As of Q1 FY27
Financials
Fedbank Financial Services Limited
NSE: FEDFINA · Non Banking Financial Company (NBFC)
Snapshot
Unlock Fedbank Financial Services Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Fedbank Financial Services Limited is a Mumbai-based non-banking financial company (NBFC) and a subsidiary of The Federal Bank Limited. It provides a diverse range of financing solutions, including housing, gold, mortgage, and unsecured business loans to individuals and small businesses.
Business Model
The company generates revenue primarily through interest income on its diversified loan portfolio and fee-based income from insurance product distribution. It operates through three core segments: Distribution, Retail Finance, and Wholesale Finance.
- Incorporation Year:1995
Growth Outlook
Growth is driven by the expansion of its retail and mortgage loan portfolios alongside its strategic role as a subsidiary of The Federal Bank Limited. The company continues to leverage its distribution network to capture demand in the Indian credit market.
Key Risks
- Credit Risk. The company faces potential losses if borrowers default on their retail or business loan obligations.
- Interest Rate Risk. Fluctuations in interest rates may impact the company's net interest margins and cost of funds.
- Regulatory Risk. As an NBFC, the company is subject to stringent oversight by the Reserve Bank of India, which may impact operational flexibility.
- Concentration Risk. Heavy reliance on specific loan products like gold or mortgage loans could expose the company to sector-specific downturns.
Start your research today
Unlock AI insights, financials, peers and live data on Fedbank Financial Services Limited and 5,000+ companies — free.
Key Metrics
REVENUE
₹2,377 Cr
TTM · standalone
NET PROFIT
₹383 Cr
TTM · standalone
EPS
₹10.24
TTM · standalone
RETURN ON EQUITY
14.0%
TTM · standalone
P/E
15.8x
Q1 FY27 · standalone
NET PROFIT MARGIN
17.1%
Q1 FY27 · standalone
Peers · Non Banking Financial Company (NBFC)
As of Q1 FY27