SG Finserve
NSE: SGFIN · Non Banking Financial Company (NBFC)
Snapshot
Unlock SG Finserve's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
SG Finserve Limited is an Indian non-banking financial company (NBFC) that provides a range of credit solutions including dealer, retail, vendor, and logistics financing. The company also offers supply chain financing and term loans to support its diverse client base.
Business Model
The company generates revenue primarily through interest income earned on its various lending products, including supply chain and term loan facilities. It leverages its position as an NBFC to provide credit to sectors that may have specific financing requirements.
- Incorporation Year:1994
Growth Outlook
Growth is expected to be driven by the expansion of its supply chain and logistics financing portfolios within the Indian market. The company continues to focus on diversifying its credit offerings to capture broader retail and vendor financing opportunities.
Key Risks
- Credit Risk. The company faces the risk of financial loss if borrowers fail to meet their repayment obligations on loans and credit facilities.
- Interest Rate Risk. Fluctuations in market interest rates can impact the company's net interest margins and overall profitability.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations by the Reserve Bank of India which may impact operational flexibility.
- Concentration Risk. Heavy reliance on specific sectors like logistics and dealer financing may expose the company to downturns in those particular industries.
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Key Metrics
REVENUE
₹489 Cr
TTM · standalone
NET PROFIT
₹187 Cr
TTM · standalone
EPS
₹30.44
TTM · standalone
RETURN ON EQUITY
14.0%
TTM · standalone
P/E
22.5×
Q2 FY27 · standalone
DEBT TO EQUITY
2.2%
Q1 FY27 · standalone
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E (TTM) | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
SG FinserveSGFIN | ₹4,515 Cr | 22.5× | — | 104.6% | — | 14.0% | — | +76.3% |
Mrugesh TradingMRUTR | ₹5,963 Cr | -52.6× | — | -2.2% | — | -0.2% | — | +4027.0% |
Fedbank Financial Services LimitedFEDFINA | ₹5,594 Cr | 12.8× | — | 21.3% | — | 14.8% | — | +5.3% |
MAS Financial Services LimitedMASFIN | ₹4,555 Cr | 10.9× | — | 22.7% | — | 14.0% | — | -17.8% |
Northern Arc Capital LtdNORTHARC | ₹4,141 Cr | 9.4× | — | 21.1% | — | 12.0% | — | -6.0% |
Aye FinanceAYE | ₹3,205 Cr | 10.3× | — | — | — | 10.8% | — | — |
As of Q2 FY27
Financials
SG Finserve
NSE: SGFIN · Non Banking Financial Company (NBFC)
Snapshot
Unlock SG Finserve's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
SG Finserve Limited is an Indian non-banking financial company (NBFC) that provides a range of credit solutions including dealer, retail, vendor, and logistics financing. The company also offers supply chain financing and term loans to support its diverse client base.
Business Model
The company generates revenue primarily through interest income earned on its various lending products, including supply chain and term loan facilities. It leverages its position as an NBFC to provide credit to sectors that may have specific financing requirements.
- Incorporation Year:1994
Growth Outlook
Growth is expected to be driven by the expansion of its supply chain and logistics financing portfolios within the Indian market. The company continues to focus on diversifying its credit offerings to capture broader retail and vendor financing opportunities.
Key Risks
- Credit Risk. The company faces the risk of financial loss if borrowers fail to meet their repayment obligations on loans and credit facilities.
- Interest Rate Risk. Fluctuations in market interest rates can impact the company's net interest margins and overall profitability.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations by the Reserve Bank of India which may impact operational flexibility.
- Concentration Risk. Heavy reliance on specific sectors like logistics and dealer financing may expose the company to downturns in those particular industries.
Start your research today
Unlock AI insights, financials, peers and live data on SG Finserve and 5,000+ companies — free.
Key Metrics
REVENUE
₹489 Cr
TTM · standalone
NET PROFIT
₹187 Cr
TTM · standalone
EPS
₹30.44
TTM · standalone
RETURN ON EQUITY
14.0%
TTM · standalone
P/E
22.5x
Q2 FY27 · standalone
DEBT TO EQUITY
2.2%
Q1 FY27 · standalone
Peers · Non Banking Financial Company (NBFC)
As of Q2 FY27