Finkurve Financial Services Limited
NSE: FINKURVE · Non Banking Financial Company (NBFC)
Snapshot
Unlock Finkurve Financial Services Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Finkurve Financial Services Limited is a non-banking financial company (NBFC) that provides a range of lending solutions, including personal loans, gold-backed loans, and inter-corporate financing. Based in Mumbai, the firm operates primarily within the Indian financial services market.
Business Model
The company generates revenue primarily through interest income earned on its portfolio of secured and unsecured loan products. It leverages its capital base to provide credit facilities to both individual and corporate clients.
- Incorporation Year:1984
Growth Outlook
Growth is expected to be driven by the expansion of its lending portfolio and the increasing demand for credit in the Indian retail and corporate sectors. The company continues to focus on diversifying its loan book across secured and unsecured segments.
Key Risks
- Credit Risk. The company faces the risk of financial loss if borrowers fail to meet their repayment obligations on secured or unsecured loans.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations by the Reserve Bank of India which may impact operational flexibility.
- Interest Rate Risk. Fluctuations in market interest rates can affect the company's net interest margins and the cost of borrowing funds.
- Market Competition. The Indian financial services sector is highly competitive, with pressure from both traditional banks and emerging fintech lenders.
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Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E (TTM) | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Finkurve Financial Services LimitedFINKURVE | ₹983 Cr | 33.6× | — | — | — | 8.5% | — | -38.2% |
AK Capital Services LimitedAKCAPIT | ₹1,158 Cr | 9.9× | — | 15.2% | — | 11.7% | — | +53.7% |
Saraswati Commercial India LimitedZSARACOM | ₹1,128 Cr | 7.8× | — | 182.1% | — | 12.8% | — | -22.3% |
Crest VenturesCREST | ₹1,041 Cr | 29.7× | — | -33.2% | — | 2.8% | — | +1.1% |
Consolidated Finvest & Holdings LimitedCONSOFINVT | ₹978 Cr | 16.6× | — | -7.2% | — | 5.0% | — | +51.5% |
Capital India Finance LimitedCIFL | ₹835 Cr | 21.0× | — | -11.4% | — | 4.1% | — | -42.1% |
As of Q1 FY27
Financials
Finkurve Financial Services Limited
NSE: FINKURVE · Non Banking Financial Company (NBFC)
Snapshot
Unlock Finkurve Financial Services Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Finkurve Financial Services Limited is a non-banking financial company (NBFC) that provides a range of lending solutions, including personal loans, gold-backed loans, and inter-corporate financing. Based in Mumbai, the firm operates primarily within the Indian financial services market.
Business Model
The company generates revenue primarily through interest income earned on its portfolio of secured and unsecured loan products. It leverages its capital base to provide credit facilities to both individual and corporate clients.
- Incorporation Year:1984
Growth Outlook
Growth is expected to be driven by the expansion of its lending portfolio and the increasing demand for credit in the Indian retail and corporate sectors. The company continues to focus on diversifying its loan book across secured and unsecured segments.
Key Risks
- Credit Risk. The company faces the risk of financial loss if borrowers fail to meet their repayment obligations on secured or unsecured loans.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations by the Reserve Bank of India which may impact operational flexibility.
- Interest Rate Risk. Fluctuations in market interest rates can affect the company's net interest margins and the cost of borrowing funds.
- Market Competition. The Indian financial services sector is highly competitive, with pressure from both traditional banks and emerging fintech lenders.
Start your research today
Unlock AI insights, financials, peers and live data on Finkurve Financial Services Limited and 5,000+ companies — free.
Peers · Non Banking Financial Company (NBFC)
As of Q1 FY27