Saraswati Commer

BSE: ZSARACOM · Non Banking Financial Company (NBFC)

52W Range₹8,650 ₹15,799

Snapshot

Unlock Saraswati Commer's vital signs

Growth · Profitability · Valuation · Strength · Conviction

Company Overview

Business

Saraswati Commercial (India) Ltd. is a non-banking financial company (NBFC) primarily engaged in investment activities. Its core operations involve trading in shares and securities alongside providing lending services.

Business Model

The company generates revenue through capital appreciation from its investment portfolio and interest income derived from its lending activities.

Growth Outlook

Growth is primarily driven by the performance of the Indian equity markets and the company's ability to manage its credit portfolio effectively.

Key Risks

  • Market Volatility. As an investment-focused NBFC, the company is highly susceptible to fluctuations in the equity and securities markets.
  • Credit Risk. The lending business faces potential losses if borrowers default on their repayment obligations.
  • Regulatory Risk. Changes in Reserve Bank of India (RBI) regulations for NBFCs could impact the company's operational flexibility and capital requirements.
  • Interest Rate Risk. Adverse movements in interest rates may affect the company's cost of funds and the profitability of its lending operations.

Price

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Peers · Non Banking Financial Company (NBFC)

CompanyMkt Cap (Cr)P/EEV/EBITDARev Gr YoYEBITDA MgnROEROCE1Y Return
Saraswati CommerZSARACOM
-9.7%
Bajaj Finance Ltd.BAJFINANCE
5,24,64833.9018.4%19.1%+12.6%
Shriram Finance Ltd.SHRIRAMFIN
1,72,35119.2215.0%17.0%+53.3%
Tata CapitalTATACAP
1,37,873
Muthoot Finance Ltd.MUTHOOTFIN
1,25,72511.3654.4%33.3%+13.1%
Cholamandalam Investment and Finance Company Ltd.CHOLAFIN
1,20,80928.8920.2%20.6%+14.8%

Financials