Saraswati Commercial India Limited
BSE: ZSARACOM · Non Banking Financial Company (NBFC)
Snapshot
Unlock Saraswati Commercial India Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Saraswati Commercial (India) Ltd. is a non-banking financial company (NBFC) primarily engaged in investment activities. Its core operations involve trading in shares and securities alongside providing lending services.
Business Model
The company generates revenue through capital appreciation from its investment portfolio and interest income derived from its lending activities.
Growth Outlook
Growth is primarily driven by the performance of the Indian equity markets and the company's ability to manage its credit portfolio effectively.
Key Risks
- Market Volatility. As an investment-focused NBFC, the company is highly susceptible to fluctuations in the equity and securities markets.
- Credit Risk. The lending business faces potential losses if borrowers default on their repayment obligations.
- Regulatory Risk. Changes in Reserve Bank of India (RBI) regulations for NBFCs could impact the company's operational flexibility and capital requirements.
- Interest Rate Risk. Adverse movements in interest rates may affect the company's cost of funds and the profitability of its lending operations.
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Key Metrics
REVENUE
₹184 Cr
TTM · consolidated
NET PROFIT
₹132 Cr
TTM · consolidated
EPS
₹1,279.70
TTM · consolidated
RETURN ON EQUITY
12.8%
TTM · consolidated
P/E
8.8x
Q1 FY27 · consolidated
NET PROFIT MARGIN
84.1%
Q1 FY27 · consolidated
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Saraswati Commercial India LimitedZSARACOM | ₹1,239 Cr | 8.83 | — | 182.1% | — | 12.8% | — | -16.6% |
Ugro CapitalUGROCAP | ₹1,341 Cr | 8.51 | — | 16.5% | — | 5.7% | — | -51.6% |
AK Capital Services LimitedAKCAPIT | ₹1,146 Cr | 10.02 | — | 15.2% | — | 11.7% | — | +61.1% |
Crest VenturesCREST | ₹1,021 Cr | 29.40 | — | -33.2% | — | 2.8% | — | -4.7% |
Finkurve Financial Services LimitedFINKURVE | ₹1,013 Cr | 34.43 | — | — | — | 8.5% | — | -28.6% |
Fedders HoldingFEDDERSHOL | ₹952 Cr | 10.41 | — | -18.9% | — | 14.0% | — | +5.9% |
As of Q1 FY27
Financials
Saraswati Commercial India Limited
BSE: ZSARACOM · Non Banking Financial Company (NBFC)
Snapshot
Unlock Saraswati Commercial India Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Saraswati Commercial (India) Ltd. is a non-banking financial company (NBFC) primarily engaged in investment activities. Its core operations involve trading in shares and securities alongside providing lending services.
Business Model
The company generates revenue through capital appreciation from its investment portfolio and interest income derived from its lending activities.
Growth Outlook
Growth is primarily driven by the performance of the Indian equity markets and the company's ability to manage its credit portfolio effectively.
Key Risks
- Market Volatility. As an investment-focused NBFC, the company is highly susceptible to fluctuations in the equity and securities markets.
- Credit Risk. The lending business faces potential losses if borrowers default on their repayment obligations.
- Regulatory Risk. Changes in Reserve Bank of India (RBI) regulations for NBFCs could impact the company's operational flexibility and capital requirements.
- Interest Rate Risk. Adverse movements in interest rates may affect the company's cost of funds and the profitability of its lending operations.
Start your research today
Unlock AI insights, financials, peers and live data on Saraswati Commercial India Limited and 5,000+ companies — free.
Key Metrics
REVENUE
₹184 Cr
TTM · consolidated
NET PROFIT
₹132 Cr
TTM · consolidated
EPS
₹1,279.70
TTM · consolidated
RETURN ON EQUITY
12.8%
TTM · consolidated
P/E
8.8x
Q1 FY27 · consolidated
NET PROFIT MARGIN
84.1%
Q1 FY27 · consolidated
Peers · Non Banking Financial Company (NBFC)
As of Q1 FY27