Gujarat Credit Corporation Ltd.
BSE: GUJCRED · Other Financial Services
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Snapshot
Unlock Gujarat Credit Corporation Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Gujarat Credit Corporation Limited is an Indian non-banking financial company based in Ahmedabad. It operates through a diversified business model encompassing lending services, investment management, and real estate development.
Business Model
The company generates revenue primarily through interest income derived from loans and advances. Additionally, it earns income through the development and sale of commercial and residential real estate projects.
Growth Outlook
The company aims to diversify its asset base and revenue streams by actively exploring new opportunities within the infrastructure and land development sectors.
Key Risks
- Market Volatility. As a small-cap entity, the company is susceptible to significant fluctuations in equity and real estate market valuations.
- Credit Risk. The lending business faces inherent risks related to borrower defaults and the quality of the loan portfolio.
- Real Estate Cyclicality. Revenue from real estate development is highly dependent on regional economic conditions and regulatory changes in the property sector.
- Regulatory Risk. Changes in RBI regulations governing non-banking financial companies could impact the company's operational flexibility and capital requirements.
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Key Metrics
NET PROFIT
₹1 Cr
TTM · consolidated
EPS
₹1.21
TTM · consolidated
RETURN ON EQUITY
8.4%
TTM · consolidated
P/E
21.0x
Q4 FY26 · consolidated
DEBT TO EQUITY
1.6x
Q4 FY26 · consolidated
Peers · Other Financial Services
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Gujarat Credit Corporation Ltd.GUJCRED | ₹7 Cr | 20.48 | — | — | — | 8.4% | — | -11.7% |
Stellant Securities (India) LimitedSTELLANT | ₹597 Cr | 26.16 | — | 909.8% | 18.8% | 243.0% | — | +78.8% |
The Investment Trust Of India LimitedTHEINVEST | ₹496 Cr | 14.89 | — | -22.3% | 20.0% | 5.1% | — | -37.8% |
Regency FincorpREGENCY | ₹407 Cr | 26.44 | — | 72.7% | 69.0% | 10.2% | — | +21.6% |
NDL VenturesNDLVENTURE | ₹403 Cr | 748.13 | — | — | — | 1.3% | — | +32.6% |
Shree Salasar Investment Ltd.SALSAIN | ₹256 Cr | 13.87 | — | 171.2% | 27.0% | 33.2% | — | — |
As of Q4 FY26
Financials
Gujarat Credit Corporation Ltd.
BSE: GUJCRED · Other Financial Services
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Gujarat Credit Corporation Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Gujarat Credit Corporation Limited is an Indian non-banking financial company based in Ahmedabad. It operates through a diversified business model encompassing lending services, investment management, and real estate development.
Business Model
The company generates revenue primarily through interest income derived from loans and advances. Additionally, it earns income through the development and sale of commercial and residential real estate projects.
Growth Outlook
The company aims to diversify its asset base and revenue streams by actively exploring new opportunities within the infrastructure and land development sectors.
Key Risks
- Market Volatility. As a small-cap entity, the company is susceptible to significant fluctuations in equity and real estate market valuations.
- Credit Risk. The lending business faces inherent risks related to borrower defaults and the quality of the loan portfolio.
- Real Estate Cyclicality. Revenue from real estate development is highly dependent on regional economic conditions and regulatory changes in the property sector.
- Regulatory Risk. Changes in RBI regulations governing non-banking financial companies could impact the company's operational flexibility and capital requirements.
Start your research today
Unlock AI insights, financials, peers and live data on Gujarat Credit Corporation Ltd. and 5,000+ companies — free.
Key Metrics
NET PROFIT
₹1 Cr
TTM · consolidated
EPS
₹1.21
TTM · consolidated
RETURN ON EQUITY
8.4%
TTM · consolidated
P/E
21.0x
Q4 FY26 · consolidated
DEBT TO EQUITY
1.6x
Q4 FY26 · consolidated
Peers · Other Financial Services
As of Q4 FY26