Ind Bank Housing
BSE: INDBNK · Housing Finance Company
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Ind Bank Housing's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Ind Bank Housing Limited is an Indian housing finance company promoted by Indian Bank and HUDCO that provides long-term financial assistance for residential property construction and renovation. The company currently focuses on managing its existing asset base and loan recovery efforts rather than new lending.
Business Model
The company historically generated revenue through retail mortgage lending to salaried and self-employed individuals. Its current model is primarily centred on the recovery of legacy loans and the management of its remaining financial portfolio.
Management Commentary
Management is currently prioritising the resolution of financial stress and the recovery of outstanding loans. No recent public strategic outlook or specific CEO commentary is available.
Growth Outlook
The company is not currently pursuing aggressive growth or new loan disbursements. Future outlook remains constrained by the need to resolve existing asset quality issues.
Key Risks
- Asset Quality Risk. The company faces significant challenges regarding the recovery of its existing loan portfolio and high levels of financial stress.
- Operational Viability. The substantial reduction in active lending operations raises concerns regarding the long-term sustainability of the business model.
- Regulatory and Compliance Risk. As a listed housing finance company, it remains subject to stringent regulatory oversight by the Reserve Bank of India and market regulators.
- Liquidity Risk. Limited new business generation may impact the company's ability to maintain sufficient liquidity to meet its ongoing obligations.
Start your research today
Unlock AI insights, financials, peers and live data on Ind Bank Housing and 5,000+ companies — free.
Key Metrics
REVENUE
₹0.50 Cr
TTM · standalone
NET PROFIT
₹-0.09 Cr
TTM · standalone
EPS
₹-0.09
TTM · standalone
RETURN ON EQUITY
0.1%
TTM · standalone
RETURN ON CAPITAL EMPLOYED
-5.4%
TTM · standalone
P/E
-577.8x
Q4 FY26 · standalone
NET PROFIT MARGIN
-9.5%
Q4 FY26 · standalone
Peers · Housing Finance Company
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Ind Bank HousingINDBNK | ₹50 Cr | -557.22 | — | 78.6% | 665.9% | 0.1% | -5.4% | +31.7% |
Aavas Financiers Ltd.AAVAS | ₹10,113 Cr | 14.71 | — | 13.3% | 73.9% | 14.6% | — | -16.1% |
India Shelter Finance Corporation LimitedINDIASHLTR | ₹7,069 Cr | 13.34 | — | 25.7% | 72.3% | 17.9% | — | -31.0% |
Repco Home Finance LimitedREPCOHOME | ₹2,287 Cr | 4.74 | — | 6.2% | 88.7% | 12.9% | 10.3% | +5.4% |
GIC Housing Finance LimitedGICHSGFIN | ₹759 Cr | 4.82 | — | 1.2% | 82.7% | 7.7% | 8.6% | -18.1% |
SRG Housing Finance LimitedSRGHFL | ₹400 Cr | 11.71 | — | 31.3% | 63.4% | 12.2% | 20.5% | -18.7% |
As of Q4 FY26
Financials
Ind Bank Housing
BSE: INDBNK · Housing Finance Company
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Ind Bank Housing's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Ind Bank Housing Limited is an Indian housing finance company promoted by Indian Bank and HUDCO that provides long-term financial assistance for residential property construction and renovation. The company currently focuses on managing its existing asset base and loan recovery efforts rather than new lending.
Business Model
The company historically generated revenue through retail mortgage lending to salaried and self-employed individuals. Its current model is primarily centred on the recovery of legacy loans and the management of its remaining financial portfolio.
Management Commentary
Management is currently prioritising the resolution of financial stress and the recovery of outstanding loans. No recent public strategic outlook or specific CEO commentary is available.
Growth Outlook
The company is not currently pursuing aggressive growth or new loan disbursements. Future outlook remains constrained by the need to resolve existing asset quality issues.
Key Risks
- Asset Quality Risk. The company faces significant challenges regarding the recovery of its existing loan portfolio and high levels of financial stress.
- Operational Viability. The substantial reduction in active lending operations raises concerns regarding the long-term sustainability of the business model.
- Regulatory and Compliance Risk. As a listed housing finance company, it remains subject to stringent regulatory oversight by the Reserve Bank of India and market regulators.
- Liquidity Risk. Limited new business generation may impact the company's ability to maintain sufficient liquidity to meet its ongoing obligations.
Start your research today
Unlock AI insights, financials, peers and live data on Ind Bank Housing and 5,000+ companies — free.
Key Metrics
REVENUE
₹0.50 Cr
TTM · standalone
NET PROFIT
₹-0.09 Cr
TTM · standalone
EPS
₹-0.09
TTM · standalone
RETURN ON EQUITY
0.1%
TTM · standalone
RETURN ON CAPITAL EMPLOYED
-5.4%
TTM · standalone
P/E
-577.8x
Q4 FY26 · standalone
NET PROFIT MARGIN
-9.5%
Q4 FY26 · standalone
Peers · Housing Finance Company
As of Q4 FY26