Manba Finance
NSE: MANBA · Non Banking Financial Company (NBFC)
Snapshot
Unlock Manba Finance's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Manba Finance Limited is a Mumbai-based non-banking financial company that provides diverse lending solutions across India. Its core offerings include financing for new and pre-owned two-wheelers, three-wheelers, electric vehicles, as well as personal and small business loans.
Business Model
The company generates revenue primarily through interest income and processing fees derived from its retail lending portfolio. It focuses on the vehicle finance segment, catering to both internal combustion engine and electric vehicle markets.
- Incorporation Year:1996
Growth Outlook
Growth is expected to be driven by the increasing demand for two-wheeler and three-wheeler financing, particularly within the expanding electric vehicle sector. The company continues to leverage its established presence to capture market share in the retail and small business loan segments.
Key Risks
- Credit Risk. The company faces potential losses if borrowers default on their two-wheeler or personal loan obligations.
- Interest Rate Risk. Fluctuations in market interest rates can impact the company's net interest margins and cost of funds.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulatory oversight by the Reserve Bank of India.
- Asset Quality Risk. Economic downturns or shifts in consumer spending could lead to higher non-performing assets within the vehicle loan portfolio.
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Key Metrics
REVENUE
₹353 Cr
TTM · standalone
NET PROFIT
₹49 Cr
TTM · standalone
EPS
₹9.72
TTM · standalone
RETURN ON EQUITY
12.6%
TTM · standalone
P/E
13.3x
Q1 FY27 · standalone
NET PROFIT MARGIN
14.3%
Q1 FY27 · standalone
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Manba FinanceMANBA | ₹648 Cr | 13.27 | — | 31.7% | — | 12.6% | — | -7.1% |
Laxmi India Finance LimitedLAXMIINDIA | ₹695 Cr | 12.02 | — | — | — | 12.1% | — | -19.6% |
India FinsecIFINSEC | ₹692 Cr | 18.39 | — | 19.1% | — | 17.8% | — | +55.9% |
Niyogin FintechNIYOGIN | ₹640 Cr | -383.47 | — | -19.3% | — | -0.9% | — | -16.6% |
Dhunseri Investments LimitedDHUNINV | ₹621 Cr | 6.33 | — | -12.3% | — | 6.0% | — | -28.7% |
N. B. I. Industrial Finance Company LimitedNBIFIN | ₹586 Cr | 47.12 | — | 0.5% | — | 0.4% | — | -20.9% |
As of Q1 FY27
Financials
Manba Finance
NSE: MANBA · Non Banking Financial Company (NBFC)
Snapshot
Unlock Manba Finance's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Manba Finance Limited is a Mumbai-based non-banking financial company that provides diverse lending solutions across India. Its core offerings include financing for new and pre-owned two-wheelers, three-wheelers, electric vehicles, as well as personal and small business loans.
Business Model
The company generates revenue primarily through interest income and processing fees derived from its retail lending portfolio. It focuses on the vehicle finance segment, catering to both internal combustion engine and electric vehicle markets.
- Incorporation Year:1996
Growth Outlook
Growth is expected to be driven by the increasing demand for two-wheeler and three-wheeler financing, particularly within the expanding electric vehicle sector. The company continues to leverage its established presence to capture market share in the retail and small business loan segments.
Key Risks
- Credit Risk. The company faces potential losses if borrowers default on their two-wheeler or personal loan obligations.
- Interest Rate Risk. Fluctuations in market interest rates can impact the company's net interest margins and cost of funds.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulatory oversight by the Reserve Bank of India.
- Asset Quality Risk. Economic downturns or shifts in consumer spending could lead to higher non-performing assets within the vehicle loan portfolio.
Start your research today
Unlock AI insights, financials, peers and live data on Manba Finance and 5,000+ companies — free.
Key Metrics
REVENUE
₹353 Cr
TTM · standalone
NET PROFIT
₹49 Cr
TTM · standalone
EPS
₹9.72
TTM · standalone
RETURN ON EQUITY
12.6%
TTM · standalone
P/E
13.3x
Q1 FY27 · standalone
NET PROFIT MARGIN
14.3%
Q1 FY27 · standalone
Peers · Non Banking Financial Company (NBFC)
As of Q1 FY27