One Mobikwik Systems Limited
NSE: MOBIKWIK · Financial Technology (Fintech)
Snapshot
Unlock One Mobikwik Systems Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
One Mobikwik Systems Ltd. is a fintech company providing mobile wallet services, Buy Now Pay Later (BNPL) credit, and payment gateway solutions. It facilitates digital transactions for consumers and provides end-to-end payment processing for online merchants.
Business Model
The company generates revenue through its consumer payments ecosystem, BNPL credit offerings, and payment gateway services provided to online merchants via Zaakpay.
Growth Outlook
Growth is driven by the expansion of its BNPL credit services for the middle-class segment and the scaling of its payment gateway aggregator, Zaakpay.
Key Risks
- Regulatory Risk. The company operates in a highly regulated fintech environment where changes in RBI guidelines regarding digital payments and credit can impact operations.
- Credit Risk. The BNPL segment exposes the company to potential defaults from borrowers, which could adversely affect financial performance.
- Market Competition. The Indian digital payments landscape is highly competitive, with significant pressure from large incumbents and UPI-based payment platforms.
- Cybersecurity Risk. As a digital financial services provider, the company faces constant threats related to data breaches and fraudulent activities.
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Key Metrics
REVENUE
₹1,129 Cr
TTM · consolidated
NET PROFIT
₹-13 Cr
TTM · consolidated
EPS
₹-1.62
TTM · consolidated
RETURN ON EQUITY
-2.2%
TTM · consolidated
RETURN ON CAPITAL EMPLOYED
2.0%
TTM · consolidated
P/E
-118.6x
Q1 FY27 · consolidated
EV/EBITDA
36.7x
Q1 FY27 · consolidated
EBITDA MARGIN
3.7%
TTM · consolidated
NET PROFIT MARGIN
2.7%
Q1 FY27 · consolidated
DEBT TO EQUITY
0.5x
Q1 FY27 · consolidated
Peers · Financial Technology (Fintech)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
One Mobikwik Systems LimitedMOBIKWIK | ₹1,513 Cr | -118.59 | 36.73 | 2.7% | 3.7% | -2.2% | 2.0% | -31.3% |
One 97 Communications Ltd.PAYTM | ₹1.06L Cr | 163.34 | 72.22 | 22.6% | 15.9% | 4.2% | 4.6% | +33.7% |
PB Fintech Ltd.POLICYBZR | ₹84,950 Cr | 113.12 | 85.85 | 38.0% | 13.4% | 10.9% | 11.6% | -1.5% |
Pine LabsPINELABS | ₹19,104 Cr | 147.23 | 33.51 | — | 19.0% | 2.2% | 4.2% | — |
Seshaasai Technologies LimitedSTYL | ₹6,205 Cr | 23.12 | 14.69 | — | 27.5% | 18.5% | 24.8% | — |
Turtlemint Fintech Solutions LimitedTURTLEMINT | ₹4,243 Cr | — | — | — | -12.0% | — | — | — |
As of Q1 FY27
Financials
One Mobikwik Systems Limited
NSE: MOBIKWIK · Financial Technology (Fintech)
Snapshot
Unlock One Mobikwik Systems Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
One Mobikwik Systems Ltd. is a fintech company providing mobile wallet services, Buy Now Pay Later (BNPL) credit, and payment gateway solutions. It facilitates digital transactions for consumers and provides end-to-end payment processing for online merchants.
Business Model
The company generates revenue through its consumer payments ecosystem, BNPL credit offerings, and payment gateway services provided to online merchants via Zaakpay.
Growth Outlook
Growth is driven by the expansion of its BNPL credit services for the middle-class segment and the scaling of its payment gateway aggregator, Zaakpay.
Key Risks
- Regulatory Risk. The company operates in a highly regulated fintech environment where changes in RBI guidelines regarding digital payments and credit can impact operations.
- Credit Risk. The BNPL segment exposes the company to potential defaults from borrowers, which could adversely affect financial performance.
- Market Competition. The Indian digital payments landscape is highly competitive, with significant pressure from large incumbents and UPI-based payment platforms.
- Cybersecurity Risk. As a digital financial services provider, the company faces constant threats related to data breaches and fraudulent activities.
Start your research today
Unlock AI insights, financials, peers and live data on One Mobikwik Systems Limited and 5,000+ companies — free.
Key Metrics
REVENUE
₹1,129 Cr
TTM · consolidated
NET PROFIT
₹-13 Cr
TTM · consolidated
EPS
₹-1.62
TTM · consolidated
RETURN ON EQUITY
-2.2%
TTM · consolidated
RETURN ON CAPITAL EMPLOYED
2.0%
TTM · consolidated
P/E
-118.6x
Q1 FY27 · consolidated
EV/EBITDA
36.7x
Q1 FY27 · consolidated
EBITDA MARGIN
3.7%
TTM · consolidated
NET PROFIT MARGIN
2.7%
Q1 FY27 · consolidated
DEBT TO EQUITY
0.5x
Q1 FY27 · consolidated
Peers · Financial Technology (Fintech)
As of Q1 FY27