My Mudra Fin.
: MYMUDRA · Other Financial Services
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock My Mudra Fin.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
My Mudra Fincorp Ltd is a financial services distributor specialising in the sale of secured and unsecured loans, insurance products, and credit cards. The company operates as a Corporate DSA, facilitating credit and insurance solutions through a network of 9 owned branches and 154 franchisees across India.
Business Model
The company generates revenue by acting as an intermediary between financial institutions and customers, earning commissions and fees for loan origination and insurance distribution. It leverages a widespread franchisee model to scale its reach across more than 15 Indian states.
- Partner Banks and NBFCs:90+
- Franchisee Network:154
- Owned Branches:9
Growth Outlook
Growth is driven by the expansion of the franchisee network and the deepening of relationships with a diverse portfolio of over 90 lending partners. The company aims to capitalise on the increasing demand for credit and insurance products in the Indian retail market.
Key Risks
- Regulatory Risk. Changes in RBI regulations regarding DSAs and lending practices could impact the company's operational model and commission structures.
- Concentration Risk. The company's revenue is highly dependent on the continued partnership and product offerings of its 90+ banking and NBFC partners.
- Credit Risk. While acting as an intermediary, the company may face reputational or operational risks if the lending partners experience high default rates on originated loans.
- Competition. The financial distribution sector is highly fragmented and competitive, with increasing pressure from digital-first fintech platforms.
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Peers · Other Financial Services
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
My Mudra Fin.MYMUDRA | ₹82 Cr | — | — | — | 16.0% | — | — | +4.8% |
Stellant Securities (India) LimitedSTELLANT | ₹597 Cr | 26.16 | — | 909.8% | 18.8% | 243.0% | — | +78.8% |
The Investment Trust Of India LimitedTHEINVEST | ₹496 Cr | 14.89 | — | -22.3% | 20.0% | 5.1% | — | -37.8% |
Regency FincorpREGENCY | ₹407 Cr | 26.44 | — | 72.7% | 69.0% | 10.2% | — | +21.6% |
NDL VenturesNDLVENTURE | ₹403 Cr | 748.13 | — | — | — | 1.3% | — | +32.6% |
Shree Salasar Investment Ltd.SALSAIN | ₹256 Cr | 13.87 | — | 171.2% | 27.0% | 33.2% | — | — |
As of Mar 2026
Financials
My Mudra Fin.
: MYMUDRA · Other Financial Services
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock My Mudra Fin.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
My Mudra Fincorp Ltd is a financial services distributor specialising in the sale of secured and unsecured loans, insurance products, and credit cards. The company operates as a Corporate DSA, facilitating credit and insurance solutions through a network of 9 owned branches and 154 franchisees across India.
Business Model
The company generates revenue by acting as an intermediary between financial institutions and customers, earning commissions and fees for loan origination and insurance distribution. It leverages a widespread franchisee model to scale its reach across more than 15 Indian states.
- Partner Banks and NBFCs:90+
- Franchisee Network:154
- Owned Branches:9
Growth Outlook
Growth is driven by the expansion of the franchisee network and the deepening of relationships with a diverse portfolio of over 90 lending partners. The company aims to capitalise on the increasing demand for credit and insurance products in the Indian retail market.
Key Risks
- Regulatory Risk. Changes in RBI regulations regarding DSAs and lending practices could impact the company's operational model and commission structures.
- Concentration Risk. The company's revenue is highly dependent on the continued partnership and product offerings of its 90+ banking and NBFC partners.
- Credit Risk. While acting as an intermediary, the company may face reputational or operational risks if the lending partners experience high default rates on originated loans.
- Competition. The financial distribution sector is highly fragmented and competitive, with increasing pressure from digital-first fintech platforms.
Start your research today
Unlock AI insights, financials, peers and live data on My Mudra Fin. and 5,000+ companies — free.
Peers · Other Financial Services
As of Mar 2026