NPR Finance
BSE: NPRFIN · Other Financial Services
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock NPR Finance's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
NPR Finance Limited is a Kolkata-based non-banking financial company (NBFC) that provides credit facilities for vehicles, machinery, and equipment. It also offers personal and business loans to SMEs and individuals, while maintaining a legacy interest in wind power generation.
Business Model
The company generates revenue primarily through interest income earned on its loan portfolio and credit facilities. It also derives supplementary income from its renewable energy assets in the wind power sector.
Growth Outlook
Growth is driven by the increasing credit demand from small and medium enterprises and individual borrowers within the Indian market. The company continues to align its portfolio with industrial and commercial growth trends.
Key Risks
- Credit Risk. The company faces potential losses if borrowers default on their loan obligations, particularly within the SME segment.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations from the Reserve Bank of India which may impact operational flexibility.
- Interest Rate Risk. Fluctuations in market interest rates can affect the company's net interest margins and the cost of borrowing.
- Concentration Risk. The company's reliance on specific asset financing sectors may expose it to cyclical downturns in the vehicle and machinery industries.
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Key Metrics
REVENUE
₹5 Cr
TTM · standalone
NET PROFIT
₹0.20 Cr
TTM · standalone
EPS
₹0.35
TTM · standalone
RETURN ON EQUITY
0.4%
TTM · standalone
P/E
60.3x
Q4 FY26 · standalone
NET PROFIT MARGIN
-8.0%
Q4 FY26 · standalone
Peers · Other Financial Services
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
NPR FinanceNPRFIN | ₹12 Cr | 56.60 | — | -29.7% | 5.8% | 0.4% | — | -27.8% |
Stellant Securities (India) LimitedSTELLANT | ₹597 Cr | 26.16 | — | 909.8% | 18.8% | 243.0% | — | +78.8% |
The Investment Trust Of India LimitedTHEINVEST | ₹496 Cr | 14.89 | — | -22.3% | 20.0% | 5.1% | — | -37.8% |
Regency FincorpREGENCY | ₹407 Cr | 26.44 | — | 72.7% | 69.0% | 10.2% | — | +21.6% |
NDL VenturesNDLVENTURE | ₹403 Cr | 748.13 | — | — | — | 1.3% | — | +32.6% |
Shree Salasar Investment Ltd.SALSAIN | ₹256 Cr | 13.87 | — | 171.2% | 27.0% | 33.2% | — | — |
As of Q4 FY26
Financials
NPR Finance
BSE: NPRFIN · Other Financial Services
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock NPR Finance's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
NPR Finance Limited is a Kolkata-based non-banking financial company (NBFC) that provides credit facilities for vehicles, machinery, and equipment. It also offers personal and business loans to SMEs and individuals, while maintaining a legacy interest in wind power generation.
Business Model
The company generates revenue primarily through interest income earned on its loan portfolio and credit facilities. It also derives supplementary income from its renewable energy assets in the wind power sector.
Growth Outlook
Growth is driven by the increasing credit demand from small and medium enterprises and individual borrowers within the Indian market. The company continues to align its portfolio with industrial and commercial growth trends.
Key Risks
- Credit Risk. The company faces potential losses if borrowers default on their loan obligations, particularly within the SME segment.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations from the Reserve Bank of India which may impact operational flexibility.
- Interest Rate Risk. Fluctuations in market interest rates can affect the company's net interest margins and the cost of borrowing.
- Concentration Risk. The company's reliance on specific asset financing sectors may expose it to cyclical downturns in the vehicle and machinery industries.
Start your research today
Unlock AI insights, financials, peers and live data on NPR Finance and 5,000+ companies — free.
Key Metrics
REVENUE
₹5 Cr
TTM · standalone
NET PROFIT
₹0.20 Cr
TTM · standalone
EPS
₹0.35
TTM · standalone
RETURN ON EQUITY
0.4%
TTM · standalone
P/E
60.3x
Q4 FY26 · standalone
NET PROFIT MARGIN
-8.0%
Q4 FY26 · standalone
Peers · Other Financial Services
As of Q4 FY26