Reliance Home Finance Limited
NSE: RHFL · Housing Finance Company
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Snapshot
Unlock Reliance Home Finance Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Reliance Home Finance Ltd is a housing finance company registered with the National Housing Bank. It focuses on mortgage-based lending operations and is promoted by Reliance Capital Limited, part of the Anil Dhirubhai Ambani Group.
Business Model
The company generates revenue primarily through interest income earned on mortgage-based loans provided to customers. It operates as a non-deposit-taking housing finance institution.
- Promoter Stake:47.91%
Growth Outlook
Growth is contingent upon the company's ability to manage its loan book and navigate the competitive landscape of the Indian housing finance sector.
Key Risks
- Asset Quality Risk. The company faces potential risks from non-performing assets within its mortgage-based loan portfolio.
- Liquidity and Funding Risk. As a non-deposit-taking entity, the company is reliant on external borrowings, making it sensitive to interest rate fluctuations and credit market conditions.
- Regulatory Risk. Changes in National Housing Bank regulations or broader financial sector policies could impact operational flexibility.
- Parent Group Dependency. The company's association with the Anil Dhirubhai Ambani Group may expose it to reputational or financial contagion risks linked to the broader group's performance.
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Peers · Housing Finance Company
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Reliance Home Finance LimitedRHFL | ₹82 Cr | — | — | — | -1464.0% | — | — | -61.0% |
Can Fin Homes Ltd.CANFINHOME | ₹10,092 Cr | 8.38 | — | 8.2% | 92.1% | 20.5% | 26.9% | -9.2% |
India Shelter Finance Corporation LimitedINDIASHLTR | ₹7,258 Cr | 13.25 | — | 25.7% | 72.3% | 17.9% | — | -25.3% |
Repco Home Finance LimitedREPCOHOME | ₹2,226 Cr | 4.38 | — | 6.2% | 88.7% | 12.9% | 10.3% | -7.0% |
GIC Housing Finance LimitedGICHSGFIN | ₹751 Cr | 4.54 | — | 1.2% | 82.7% | 7.7% | 8.6% | -24.1% |
SRG Housing Finance LimitedSRGHFL | ₹248 Cr | 6.24 | — | 31.3% | 63.4% | 12.2% | 20.5% | -55.9% |
As of Mar 2025
Financials
Reliance Home Finance Limited
NSE: RHFL · Housing Finance Company
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Reliance Home Finance Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Reliance Home Finance Ltd is a housing finance company registered with the National Housing Bank. It focuses on mortgage-based lending operations and is promoted by Reliance Capital Limited, part of the Anil Dhirubhai Ambani Group.
Business Model
The company generates revenue primarily through interest income earned on mortgage-based loans provided to customers. It operates as a non-deposit-taking housing finance institution.
- Promoter Stake:47.91%
Growth Outlook
Growth is contingent upon the company's ability to manage its loan book and navigate the competitive landscape of the Indian housing finance sector.
Key Risks
- Asset Quality Risk. The company faces potential risks from non-performing assets within its mortgage-based loan portfolio.
- Liquidity and Funding Risk. As a non-deposit-taking entity, the company is reliant on external borrowings, making it sensitive to interest rate fluctuations and credit market conditions.
- Regulatory Risk. Changes in National Housing Bank regulations or broader financial sector policies could impact operational flexibility.
- Parent Group Dependency. The company's association with the Anil Dhirubhai Ambani Group may expose it to reputational or financial contagion risks linked to the broader group's performance.
Start your research today
Unlock AI insights, financials, peers and live data on Reliance Home Finance Limited and 5,000+ companies — free.
Peers · Housing Finance Company
As of Mar 2025