Sahara HousingFina Corporation Ltd.
BSE: SAHARAHOUS · Housing Finance Company
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We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Sahara HousingFina Corporation Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Sahara Housingfina Corporation Limited is an Indian housing finance company that provides long-term loans for the purchase, construction, and renovation of residential properties. It primarily serves middle and lower-income individuals across urban and semi-urban regions of India.
Business Model
The company generates revenue through interest income on housing loans provided to salaried and self-employed professionals. It operates via a network of branches, though its lending activities have significantly contracted due to operational and regulatory constraints.
Management Commentary
There is no recent management commentary available regarding the company's strategic direction or financial performance.
Growth Outlook
The company's growth outlook remains constrained by significant regulatory challenges and a reduced operational scale. Future performance is heavily dependent on the stability of the broader Indian real estate sector and compliance with National Housing Bank regulations.
Key Risks
- Regulatory Risk. The company faces stringent oversight from the National Housing Bank and other regulatory bodies governing non-banking financial companies.
- Operational Continuity. Recent operational challenges have led to a substantial reduction in lending activities, threatening the company's market viability.
- Real Estate Market Sensitivity. As a housing finance provider, the company is highly susceptible to cyclical downturns and liquidity constraints within the Indian real estate sector.
- Credit Risk. The focus on middle and lower-income segments exposes the company to higher default risks, particularly during periods of economic instability.
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Key Metrics
REVENUE
₹7 Cr
TTM · standalone
NET PROFIT
₹0.34 Cr
TTM · standalone
EPS
₹0.49
TTM · standalone
RETURN ON EQUITY
0.6%
TTM · standalone
P/E
80.0x
Q4 FY26 · standalone
NET PROFIT MARGIN
3.7%
Q4 FY26 · standalone
Peers · Housing Finance Company
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Sahara HousingFina Corporation Ltd.SAHARAHOUS | ₹28 Cr | 81.43 | — | -17.0% | 37.5% | 0.6% | — | +6.4% |
Aavas Financiers Ltd.AAVAS | ₹10,113 Cr | 14.71 | — | 13.3% | 73.9% | 14.6% | — | -16.1% |
India Shelter Finance Corporation LimitedINDIASHLTR | ₹7,069 Cr | 13.34 | — | 25.7% | 72.3% | 17.9% | — | -31.0% |
Repco Home Finance LimitedREPCOHOME | ₹2,287 Cr | 4.74 | — | 6.2% | 88.7% | 12.9% | 10.3% | +5.4% |
GIC Housing Finance LimitedGICHSGFIN | ₹759 Cr | 4.82 | — | 1.2% | 82.7% | 7.7% | 8.6% | -18.1% |
SRG Housing Finance LimitedSRGHFL | ₹400 Cr | 11.71 | — | 31.3% | 63.4% | 12.2% | 20.5% | -18.7% |
As of Q4 FY26
Financials
Sahara HousingFina Corporation Ltd.
BSE: SAHARAHOUS · Housing Finance Company
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Sahara HousingFina Corporation Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Sahara Housingfina Corporation Limited is an Indian housing finance company that provides long-term loans for the purchase, construction, and renovation of residential properties. It primarily serves middle and lower-income individuals across urban and semi-urban regions of India.
Business Model
The company generates revenue through interest income on housing loans provided to salaried and self-employed professionals. It operates via a network of branches, though its lending activities have significantly contracted due to operational and regulatory constraints.
Management Commentary
There is no recent management commentary available regarding the company's strategic direction or financial performance.
Growth Outlook
The company's growth outlook remains constrained by significant regulatory challenges and a reduced operational scale. Future performance is heavily dependent on the stability of the broader Indian real estate sector and compliance with National Housing Bank regulations.
Key Risks
- Regulatory Risk. The company faces stringent oversight from the National Housing Bank and other regulatory bodies governing non-banking financial companies.
- Operational Continuity. Recent operational challenges have led to a substantial reduction in lending activities, threatening the company's market viability.
- Real Estate Market Sensitivity. As a housing finance provider, the company is highly susceptible to cyclical downturns and liquidity constraints within the Indian real estate sector.
- Credit Risk. The focus on middle and lower-income segments exposes the company to higher default risks, particularly during periods of economic instability.
Start your research today
Unlock AI insights, financials, peers and live data on Sahara HousingFina Corporation Ltd. and 5,000+ companies — free.
Key Metrics
REVENUE
₹7 Cr
TTM · standalone
NET PROFIT
₹0.34 Cr
TTM · standalone
EPS
₹0.49
TTM · standalone
RETURN ON EQUITY
0.6%
TTM · standalone
P/E
80.0x
Q4 FY26 · standalone
NET PROFIT MARGIN
3.7%
Q4 FY26 · standalone
Peers · Housing Finance Company
As of Q4 FY26