Unifinz Capital India Limited
BSE: UCIL · Non Banking Financial Company (NBFC)
Snapshot
Unlock Unifinz Capital India Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Unifinz Capital India Ltd. is a non-banking financial company (NBFC) based in New Delhi. The firm primarily focuses on advancing loans and making strategic investments in securities.
Business Model
The company generates revenue through interest income derived from its loan portfolio and capital appreciation or dividends from its investment activities in securities.
Growth Outlook
Growth is contingent upon the expansion of the company's loan book and the performance of its underlying investment portfolio within the Indian financial markets.
Key Risks
- Credit Risk. The company faces the risk of financial loss if borrowers fail to meet their contractual repayment obligations.
- Market Risk. Fluctuations in the value of the company's securities portfolio could adversely impact its overall financial position.
- Regulatory Risk. As an NBFC, the company is subject to evolving regulatory frameworks and compliance requirements set by the Reserve Bank of India.
- Interest Rate Risk. Changes in interest rates may affect the company's net interest margins and the cost of funding its operations.
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Key Metrics
REVENUE
₹295 Cr
TTM · standalone
NET PROFIT
₹54 Cr
TTM · standalone
EPS
₹82.27
TTM · standalone
RETURN ON EQUITY
78.0%
TTM · standalone
P/E
1.3x
Q2 FY26 · standalone
NET PROFIT MARGIN
12.6%
Q4 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Unifinz Capital India LimitedUCIL | ₹456 Cr | 1.25 | — | 429.3% | — | 78.0% | — | -81.9% |
Mangal Credit and Fincorp LimitedMANCREDIT | ₹482 Cr | 26.58 | — | 48.7% | — | 11.5% | — | +23.9% |
Purple FinancePURPLEFIN | ₹420 Cr | -356.55 | — | 204.7% | — | -1.2% | — | +89.3% |
Moneyboxx Finance LimitedMONEYBOXX | ₹410 Cr | 245.00 | — | 5.9% | — | 0.5% | — | -58.1% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹398 Cr | 16.59 | — | 22.0% | — | 3.6% | — | -12.6% |
Akme Fintrade (India) LimitedAFIL | ₹393 Cr | 8.87 | — | 40.5% | — | 11.0% | — | +33.4% |
As of Q2 FY26
Financials
Unifinz Capital India Limited
BSE: UCIL · Non Banking Financial Company (NBFC)
Snapshot
Unlock Unifinz Capital India Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Unifinz Capital India Ltd. is a non-banking financial company (NBFC) based in New Delhi. The firm primarily focuses on advancing loans and making strategic investments in securities.
Business Model
The company generates revenue through interest income derived from its loan portfolio and capital appreciation or dividends from its investment activities in securities.
Growth Outlook
Growth is contingent upon the expansion of the company's loan book and the performance of its underlying investment portfolio within the Indian financial markets.
Key Risks
- Credit Risk. The company faces the risk of financial loss if borrowers fail to meet their contractual repayment obligations.
- Market Risk. Fluctuations in the value of the company's securities portfolio could adversely impact its overall financial position.
- Regulatory Risk. As an NBFC, the company is subject to evolving regulatory frameworks and compliance requirements set by the Reserve Bank of India.
- Interest Rate Risk. Changes in interest rates may affect the company's net interest margins and the cost of funding its operations.
Start your research today
Unlock AI insights, financials, peers and live data on Unifinz Capital India Limited and 5,000+ companies — free.
Key Metrics
REVENUE
₹295 Cr
TTM · standalone
NET PROFIT
₹54 Cr
TTM · standalone
EPS
₹82.27
TTM · standalone
RETURN ON EQUITY
78.0%
TTM · standalone
P/E
1.3x
Q2 FY26 · standalone
NET PROFIT MARGIN
12.6%
Q4 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
As of Q2 FY26