Mangal Credit and Fincorp Limited
NSE: MANCREDIT · Non Banking Financial Company (NBFC)
Snapshot
Unlock Mangal Credit and Fincorp Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Mangal Credit and Fincorp Limited is a Mumbai-based non-banking financial company (NBFC) that provides a range of credit solutions. Its product portfolio includes small and medium enterprise loans, gold loans, personal loans, and loans against property.
Business Model
The company generates revenue primarily through interest income earned on its diverse loan portfolio. It operates as a financial intermediary, leveraging its capital to provide credit services to individuals and businesses.
- Incorporation Year:1961
Growth Outlook
Growth is expected to be driven by the expansion of its credit services and the increasing demand for SME and gold-backed financing in the Indian market.
Key Risks
- Credit Risk. The company faces the risk of financial loss if borrowers fail to meet their repayment obligations on loans.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations by the Reserve Bank of India that may impact operational flexibility.
- Interest Rate Risk. Fluctuations in market interest rates can affect the company's net interest margins and overall profitability.
- Liquidity Risk. The company relies on maintaining adequate liquidity to meet its funding requirements and debt obligations.
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Key Metrics
REVENUE
₹78 Cr
TTM · standalone
NET PROFIT
₹18 Cr
TTM · standalone
EPS
₹8.59
TTM · standalone
RETURN ON EQUITY
11.5%
TTM · standalone
P/E
26.6x
Q1 FY27 · standalone
NET PROFIT MARGIN
25.7%
Q1 FY27 · standalone
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Mangal Credit and Fincorp LimitedMANCREDIT | ₹482 Cr | 26.58 | — | 48.7% | — | 11.5% | — | +23.9% |
Kiran VyaparKIRANVYPAR | ₹560 Cr | 86.31 | — | 0.0% | — | 0.3% | — | -2.2% |
Unifinz Capital India LimitedUCIL | ₹456 Cr | 1.25 | — | 429.3% | — | 78.0% | — | -81.9% |
Purple FinancePURPLEFIN | ₹420 Cr | -356.55 | — | 204.7% | — | -1.2% | — | +89.3% |
Moneyboxx Finance LimitedMONEYBOXX | ₹410 Cr | 245.00 | — | 5.9% | — | 0.5% | — | -58.1% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹398 Cr | 16.59 | — | 22.0% | — | 3.6% | — | -12.6% |
As of Q1 FY27
Financials
Mangal Credit and Fincorp Limited
NSE: MANCREDIT · Non Banking Financial Company (NBFC)
Snapshot
Unlock Mangal Credit and Fincorp Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Mangal Credit and Fincorp Limited is a Mumbai-based non-banking financial company (NBFC) that provides a range of credit solutions. Its product portfolio includes small and medium enterprise loans, gold loans, personal loans, and loans against property.
Business Model
The company generates revenue primarily through interest income earned on its diverse loan portfolio. It operates as a financial intermediary, leveraging its capital to provide credit services to individuals and businesses.
- Incorporation Year:1961
Growth Outlook
Growth is expected to be driven by the expansion of its credit services and the increasing demand for SME and gold-backed financing in the Indian market.
Key Risks
- Credit Risk. The company faces the risk of financial loss if borrowers fail to meet their repayment obligations on loans.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations by the Reserve Bank of India that may impact operational flexibility.
- Interest Rate Risk. Fluctuations in market interest rates can affect the company's net interest margins and overall profitability.
- Liquidity Risk. The company relies on maintaining adequate liquidity to meet its funding requirements and debt obligations.
Start your research today
Unlock AI insights, financials, peers and live data on Mangal Credit and Fincorp Limited and 5,000+ companies — free.
Key Metrics
REVENUE
₹78 Cr
TTM · standalone
NET PROFIT
₹18 Cr
TTM · standalone
EPS
₹8.59
TTM · standalone
RETURN ON EQUITY
11.5%
TTM · standalone
P/E
26.6x
Q1 FY27 · standalone
NET PROFIT MARGIN
25.7%
Q1 FY27 · standalone
Peers · Non Banking Financial Company (NBFC)
As of Q1 FY27