Yes Bank Ltd.
NSE: YESBANK · Private Sector Bank
Snapshot
Unlock Yes Bank Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Yes Bank Limited is an Indian private sector bank providing a comprehensive range of financial products and services to corporate, retail, and institutional clients. Its operations span treasury, wholesale banking, retail banking, and various advisory services.
Business Model
The bank generates revenue through net interest income from loans and advances, alongside fee-based income from transaction banking, wealth management, and advisory services. It serves a diverse client base including government entities, MSMEs, and financial institutions.
- Branches:1,122
- ATMs and Recyclers:1,244
Growth Outlook
Growth is driven by the expansion of retail and MSME lending portfolios and the enhancement of digital banking capabilities. The bank continues to focus on strengthening its balance sheet and diversifying its deposit base.
Key Risks
- Asset Quality Risk. The bank faces potential volatility in earnings due to the risk of non-performing assets within its corporate and SME loan books.
- Regulatory and Compliance Risk. As a private sector bank, it is subject to stringent oversight by the Reserve Bank of India, where any failure to meet capital adequacy or governance norms could impact operations.
- Market Competition. Intense competition from larger public and private sector banks, as well as emerging fintech players, may pressure net interest margins and market share.
- Macroeconomic Sensitivity. The bank's performance is highly sensitive to the broader Indian economic environment, including interest rate fluctuations and industrial growth cycles.
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Key Metrics
REVENUE
₹30,208 Cr
TTM · consolidated
NET PROFIT
₹3,775 Cr
TTM · consolidated
EPS
₹1.19
TTM · standalone
P/E
18.9x
Q1 FY27 · standalone
NET PROFIT MARGIN
14.1%
Q4 FY26 · consolidated
Peers · Private Sector Bank
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Yes Bank Ltd.YESBANK | ₹70,618 Cr | 18.91 | — | -2.3% | — | 7.4% | — | +10.9% |
IDBI Bank Ltd.IDBI | ₹97,449 Cr | 10.45 | — | -2.5% | — | 13.5% | — | +2.0% |
The Federal Bank LimitedFEDERALBNK | ₹84,664 Cr | 18.03 | — | — | — | 12.3% | — | +80.6% |
IndusInd Bank Ltd.INDUSINDBK | ₹78,576 Cr | 59.43 | — | -5.0% | — | 1.4% | — | +33.6% |
IDFC First Bank Ltd.IDFCFIRSTB | ₹74,685 Cr | 45.88 | — | 11.1% | — | 3.5% | — | +20.0% |
RBL Bank Ltd.RBLBANK | ₹64,165 Cr | 29.72 | — | 1.4% | — | 5.3% | — | +55.9% |
As of Q4 FY26
Financials
Yes Bank Ltd.
NSE: YESBANK · Private Sector Bank
Snapshot
Unlock Yes Bank Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Yes Bank Limited is an Indian private sector bank providing a comprehensive range of financial products and services to corporate, retail, and institutional clients. Its operations span treasury, wholesale banking, retail banking, and various advisory services.
Business Model
The bank generates revenue through net interest income from loans and advances, alongside fee-based income from transaction banking, wealth management, and advisory services. It serves a diverse client base including government entities, MSMEs, and financial institutions.
- Branches:1,122
- ATMs and Recyclers:1,244
Growth Outlook
Growth is driven by the expansion of retail and MSME lending portfolios and the enhancement of digital banking capabilities. The bank continues to focus on strengthening its balance sheet and diversifying its deposit base.
Key Risks
- Asset Quality Risk. The bank faces potential volatility in earnings due to the risk of non-performing assets within its corporate and SME loan books.
- Regulatory and Compliance Risk. As a private sector bank, it is subject to stringent oversight by the Reserve Bank of India, where any failure to meet capital adequacy or governance norms could impact operations.
- Market Competition. Intense competition from larger public and private sector banks, as well as emerging fintech players, may pressure net interest margins and market share.
- Macroeconomic Sensitivity. The bank's performance is highly sensitive to the broader Indian economic environment, including interest rate fluctuations and industrial growth cycles.
Start your research today
Unlock AI insights, financials, peers and live data on Yes Bank Ltd. and 5,000+ companies — free.
Key Metrics
REVENUE
₹30,208 Cr
TTM · consolidated
NET PROFIT
₹3,775 Cr
TTM · consolidated
EPS
₹1.19
TTM · standalone
P/E
18.9x
Q1 FY27 · standalone
NET PROFIT MARGIN
14.1%
Q4 FY26 · consolidated
Peers · Private Sector Bank
As of Q4 FY26