IndusInd Bank Ltd.
NSE: INDUSINDBK · Private Sector Bank
Snapshot
Unlock IndusInd Bank Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
IndusInd Bank Limited is a private sector bank offering a comprehensive range of banking products and financial services to individuals, corporates, and government institutions. Its operations are categorised into Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations.
Business Model
The bank generates revenue primarily through net interest income from diverse loan portfolios, including retail, MSME, and corporate lending, alongside fee-based income from transaction banking, investment advisory, and insurance services. It maintains a widespread distribution network of branches, ATMs, and representative offices to facilitate customer acquisition and service delivery.
- Branches:2,265
- ATMs:2,767
- Distribution Points:5,876
Growth Outlook
Growth is driven by the expansion of its retail and MSME loan books, increased penetration in digital banking services, and the scaling of its transaction banking and trade finance capabilities. The bank continues to leverage its extensive physical and digital footprint to capture market share across diverse customer segments.
Key Risks
- Credit Risk. The bank faces potential losses from defaults in its retail, micro-finance, and corporate loan portfolios, particularly during economic downturns.
- Interest Rate Risk. Fluctuations in interest rates can impact the bank's net interest margins and the valuation of its treasury and investment portfolios.
- Regulatory Risk. As a banking entity, the company is subject to stringent oversight by the Reserve Bank of India, where policy changes could impact operational flexibility and profitability.
- Cybersecurity Risk. Increasing reliance on digital banking channels exposes the institution to potential data breaches and sophisticated cyber-attacks.
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Key Metrics
REVENUE
₹46,251 Cr
TTM · standalone
NET PROFIT
₹1,322 Cr
TTM · consolidated
EPS
₹16.97
TTM · consolidated
P/E
59.4x
Q1 FY27 · consolidated
NET PROFIT MARGIN
5.4%
Q4 FY26 · consolidated
Peers · Private Sector Bank
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
IndusInd Bank Ltd.INDUSINDBK | ₹78,576 Cr | 59.43 | — | -5.0% | — | 1.4% | — | +33.6% |
IDBI Bank Ltd.IDBI | ₹97,449 Cr | 10.45 | — | -2.5% | — | 13.5% | — | +2.0% |
The Federal Bank LimitedFEDERALBNK | ₹84,664 Cr | 18.03 | — | — | — | 12.3% | — | +80.6% |
IDFC First Bank Ltd.IDFCFIRSTB | ₹74,685 Cr | 45.88 | — | 11.1% | — | 3.5% | — | +20.0% |
Yes Bank Ltd.YESBANK | ₹70,618 Cr | 18.91 | — | -2.3% | — | 7.4% | — | +10.9% |
RBL Bank Ltd.RBLBANK | ₹64,165 Cr | 29.72 | — | 1.4% | — | 5.3% | — | +55.9% |
As of Q4 FY26
Financials
IndusInd Bank Ltd.
NSE: INDUSINDBK · Private Sector Bank
Snapshot
Unlock IndusInd Bank Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
IndusInd Bank Limited is a private sector bank offering a comprehensive range of banking products and financial services to individuals, corporates, and government institutions. Its operations are categorised into Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations.
Business Model
The bank generates revenue primarily through net interest income from diverse loan portfolios, including retail, MSME, and corporate lending, alongside fee-based income from transaction banking, investment advisory, and insurance services. It maintains a widespread distribution network of branches, ATMs, and representative offices to facilitate customer acquisition and service delivery.
- Branches:2,265
- ATMs:2,767
- Distribution Points:5,876
Growth Outlook
Growth is driven by the expansion of its retail and MSME loan books, increased penetration in digital banking services, and the scaling of its transaction banking and trade finance capabilities. The bank continues to leverage its extensive physical and digital footprint to capture market share across diverse customer segments.
Key Risks
- Credit Risk. The bank faces potential losses from defaults in its retail, micro-finance, and corporate loan portfolios, particularly during economic downturns.
- Interest Rate Risk. Fluctuations in interest rates can impact the bank's net interest margins and the valuation of its treasury and investment portfolios.
- Regulatory Risk. As a banking entity, the company is subject to stringent oversight by the Reserve Bank of India, where policy changes could impact operational flexibility and profitability.
- Cybersecurity Risk. Increasing reliance on digital banking channels exposes the institution to potential data breaches and sophisticated cyber-attacks.
Start your research today
Unlock AI insights, financials, peers and live data on IndusInd Bank Ltd. and 5,000+ companies — free.
Key Metrics
REVENUE
₹46,251 Cr
TTM · standalone
NET PROFIT
₹1,322 Cr
TTM · consolidated
EPS
₹16.97
TTM · consolidated
P/E
59.4x
Q1 FY27 · consolidated
NET PROFIT MARGIN
5.4%
Q4 FY26 · consolidated
Peers · Private Sector Bank
As of Q4 FY26