Finbud Financial
: FINBUD · Financial Technology (Fintech)
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Finbud Financial's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Finbud Financial Services Limited operates as a retail loan aggregation platform in India, facilitating access to personal, business, and home loans for individuals and SMEs. The company also maintains an RBI-registered NBFC-ND subsidiary, LTCV Credit Pvt. Ltd., to support its lending operations.
Business Model
The company generates revenue by acting as an intermediary between borrowers and financial institutions, earning commissions or fees for loan facilitation. Additionally, it leverages its subsidiary to participate directly in the lending market.
Growth Outlook
Growth is driven by the increasing digitisation of financial services in India and the rising demand for credit among SMEs and retail consumers. The company aims to scale its aggregation platform while utilising its NBFC subsidiary to capture a larger share of the lending value chain.
Key Risks
- Regulatory Risk. Changes in RBI regulations regarding digital lending and NBFC operations could significantly impact the company's business model and compliance costs.
- Credit Risk. The company faces potential losses from its NBFC subsidiary if borrowers default on loans, particularly within the SME and retail segments.
- Competition. The fintech aggregation space is highly competitive, with numerous well-funded players vying for market share and customer acquisition.
- Dependency on Partners. The business relies heavily on maintaining strong relationships with partner banks and NBFCs to ensure a steady supply of loan products for its platform.
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Peers · Financial Technology (Fintech)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Finbud FinancialFINBUD | ₹251 Cr | — | — | — | 6.0% | — | — | — |
PB Fintech Ltd.POLICYBZR | ₹83,817 Cr | 111.61 | 84.69 | 38.0% | 13.4% | 10.9% | 11.6% | +2.3% |
Pine LabsPINELABS | ₹18,955 Cr | 146.08 | 33.23 | — | 19.0% | 2.2% | 4.2% | — |
Seshaasai Technologies LimitedSTYL | ₹6,506 Cr | 24.24 | 15.42 | — | 27.5% | 18.5% | 24.8% | — |
Turtlemint Fintech Solutions LimitedTURTLEMINT | ₹4,495 Cr | — | — | — | — | — | — | — |
One Mobikwik Systems LimitedMOBIKWIK | ₹1,514 Cr | -118.72 | 36.77 | 2.7% | 3.7% | -2.2% | 2.0% | -12.5% |
As of Mar 2026
Financials
Finbud Financial
: FINBUD · Financial Technology (Fintech)
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Finbud Financial's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Finbud Financial Services Limited operates as a retail loan aggregation platform in India, facilitating access to personal, business, and home loans for individuals and SMEs. The company also maintains an RBI-registered NBFC-ND subsidiary, LTCV Credit Pvt. Ltd., to support its lending operations.
Business Model
The company generates revenue by acting as an intermediary between borrowers and financial institutions, earning commissions or fees for loan facilitation. Additionally, it leverages its subsidiary to participate directly in the lending market.
Growth Outlook
Growth is driven by the increasing digitisation of financial services in India and the rising demand for credit among SMEs and retail consumers. The company aims to scale its aggregation platform while utilising its NBFC subsidiary to capture a larger share of the lending value chain.
Key Risks
- Regulatory Risk. Changes in RBI regulations regarding digital lending and NBFC operations could significantly impact the company's business model and compliance costs.
- Credit Risk. The company faces potential losses from its NBFC subsidiary if borrowers default on loans, particularly within the SME and retail segments.
- Competition. The fintech aggregation space is highly competitive, with numerous well-funded players vying for market share and customer acquisition.
- Dependency on Partners. The business relies heavily on maintaining strong relationships with partner banks and NBFCs to ensure a steady supply of loan products for its platform.
Start your research today
Unlock AI insights, financials, peers and live data on Finbud Financial and 5,000+ companies — free.
Peers · Financial Technology (Fintech)
As of Mar 2026