Haryana Financial Corporation ltd.
BSE: HARAFIN · Financial Institution
Snapshot
Unlock Haryana Financial Corporation ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Haryana Financial Corporation is a state-level financial institution focused on promoting industrial development within the state of Haryana. It provides long-term financial assistance specifically tailored to small and medium-scale industrial units.
Business Model
The corporation operates as a specialized financial intermediary under the State Financial Corporations Act, 1951. It generates revenue through the provision of long-term credit facilities to industrial enterprises.
Growth Outlook
Growth is driven by the corporation's mandate to support the industrial ecosystem in Haryana through strategic financial interventions. Future prospects remain tied to the state's industrial policy and the credit requirements of the SME sector.
Key Risks
- Credit Risk. The corporation faces potential losses if small and medium-scale industrial borrowers default on their long-term loan obligations.
- Regulatory Risk. As a state-level institution governed by specific legislation, changes in the State Financial Corporations Act or government policy could impact operational flexibility.
- Concentration Risk. The institution's heavy focus on a single state's industrial sector makes it vulnerable to regional economic downturns.
- Liquidity Risk. Dependence on specific banking partners and state-level funding may constrain the corporation's ability to meet sudden surges in credit demand.
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Peers · Financial Institution
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Haryana Financial Corporation ltd.HARAFIN | ₹1,070 Cr | — | — | — | — | — | — | — |
REC Ltd.RECLTD | ₹83,921 Cr | 5.24 | — | 2.0% | — | 19.6% | — | -12.5% |
Housing & Urban Development Corporation Ltd.HUDCO | ₹36,138 Cr | 8.49 | — | 25.9% | — | 21.3% | — | -15.7% |
Indian Renewable Energy Development Agency Ltd.IREDA | ₹31,924 Cr | 16.89 | — | — | — | 15.6% | — | -21.1% |
IFCI Ltd.IFCI | ₹27,315 Cr | 158.41 | — | 4.8% | — | 4.9% | — | +94.4% |
Tourism Finance Corporation of India LimitedTFCILTD | ₹6,633 Cr | 26.98 | — | 8.8% | — | 9.8% | — | -57.9% |
Financials
Haryana Financial Corporation ltd.
BSE: HARAFIN · Financial Institution
Snapshot
Unlock Haryana Financial Corporation ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Haryana Financial Corporation is a state-level financial institution focused on promoting industrial development within the state of Haryana. It provides long-term financial assistance specifically tailored to small and medium-scale industrial units.
Business Model
The corporation operates as a specialized financial intermediary under the State Financial Corporations Act, 1951. It generates revenue through the provision of long-term credit facilities to industrial enterprises.
Growth Outlook
Growth is driven by the corporation's mandate to support the industrial ecosystem in Haryana through strategic financial interventions. Future prospects remain tied to the state's industrial policy and the credit requirements of the SME sector.
Key Risks
- Credit Risk. The corporation faces potential losses if small and medium-scale industrial borrowers default on their long-term loan obligations.
- Regulatory Risk. As a state-level institution governed by specific legislation, changes in the State Financial Corporations Act or government policy could impact operational flexibility.
- Concentration Risk. The institution's heavy focus on a single state's industrial sector makes it vulnerable to regional economic downturns.
- Liquidity Risk. Dependence on specific banking partners and state-level funding may constrain the corporation's ability to meet sudden surges in credit demand.
Start your research today
Unlock AI insights, financials, peers and live data on Haryana Financial Corporation ltd. and 5,000+ companies — free.
Peers · Financial Institution
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