Housing & Urban Development Corporation Ltd.
NSE: HUDCO · Financial Institution
Snapshot
Unlock Housing & Urban Development Corporation Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Housing and Urban Development Corporation Ltd. (HUDCO) is a government-owned financial institution providing long-term financing for housing and urban infrastructure projects across India. The company supports state government bodies, co-operative societies, and corporate entities while offering consultancy services for urban planning and disaster mitigation.
Business Model
HUDCO generates revenue primarily through interest income on long-term loans provided for housing and infrastructure development. Additionally, the company earns fees through consultancy services related to urban planning, environmental engineering, and government program implementation.
Growth Outlook
Growth is driven by the increasing demand for urban infrastructure development and the government's focus on affordable housing initiatives. The company continues to expand its portfolio by financing diverse social and commercial infrastructure projects.
Key Risks
- Credit Risk. The company faces potential defaults from state government bodies and corporate borrowers involved in large-scale infrastructure projects.
- Interest Rate Risk. Fluctuations in market interest rates may impact the company's net interest margins and the cost of borrowing for infrastructure financing.
- Regulatory Risk. As a government-owned entity, HUDCO is subject to policy shifts and regulatory changes concerning urban development and housing finance sectors.
- Project Execution Risk. Delays in the implementation of large-scale infrastructure projects can lead to asset-liability mismatches and reduced liquidity.
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Key Metrics
REVENUE
₹13,930 Cr
TTM · consolidated
NET PROFIT
₹4,255 Cr
TTM · consolidated
EPS
₹21.26
TTM · consolidated
RETURN ON EQUITY
21.3%
TTM · consolidated
P/E
8.5x
Q1 FY27 · consolidated
NET PROFIT MARGIN
22.9%
Q1 FY27 · consolidated
DEBT TO EQUITY
6.7%
Q1 FY27 · consolidated
Peers · Financial Institution
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Housing & Urban Development Corporation Ltd.HUDCO | ₹36,138 Cr | 8.49 | — | 25.9% | — | 21.3% | — | -15.7% |
REC Ltd.RECLTD | ₹83,921 Cr | 5.24 | — | 2.0% | — | 19.6% | — | -12.5% |
Indian Renewable Energy Development Agency Ltd.IREDA | ₹31,924 Cr | 16.89 | — | — | — | 15.6% | — | -21.1% |
IFCI Ltd.IFCI | ₹27,315 Cr | 158.41 | — | 4.8% | — | 4.9% | — | +94.4% |
Tourism Finance Corporation of India LimitedTFCILTD | ₹6,633 Cr | 26.98 | — | 8.8% | — | 9.8% | — | -57.9% |
Haryana Financial Corporation ltd.HARAFIN | ₹1,070 Cr | — | — | — | — | — | — | — |
As of Q1 FY27
Financials
Housing & Urban Development Corporation Ltd.
NSE: HUDCO · Financial Institution
Snapshot
Unlock Housing & Urban Development Corporation Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Housing and Urban Development Corporation Ltd. (HUDCO) is a government-owned financial institution providing long-term financing for housing and urban infrastructure projects across India. The company supports state government bodies, co-operative societies, and corporate entities while offering consultancy services for urban planning and disaster mitigation.
Business Model
HUDCO generates revenue primarily through interest income on long-term loans provided for housing and infrastructure development. Additionally, the company earns fees through consultancy services related to urban planning, environmental engineering, and government program implementation.
Growth Outlook
Growth is driven by the increasing demand for urban infrastructure development and the government's focus on affordable housing initiatives. The company continues to expand its portfolio by financing diverse social and commercial infrastructure projects.
Key Risks
- Credit Risk. The company faces potential defaults from state government bodies and corporate borrowers involved in large-scale infrastructure projects.
- Interest Rate Risk. Fluctuations in market interest rates may impact the company's net interest margins and the cost of borrowing for infrastructure financing.
- Regulatory Risk. As a government-owned entity, HUDCO is subject to policy shifts and regulatory changes concerning urban development and housing finance sectors.
- Project Execution Risk. Delays in the implementation of large-scale infrastructure projects can lead to asset-liability mismatches and reduced liquidity.
Start your research today
Unlock AI insights, financials, peers and live data on Housing & Urban Development Corporation Ltd. and 5,000+ companies — free.
Key Metrics
REVENUE
₹13,930 Cr
TTM · consolidated
NET PROFIT
₹4,255 Cr
TTM · consolidated
EPS
₹21.26
TTM · consolidated
RETURN ON EQUITY
21.3%
TTM · consolidated
P/E
8.5x
Q1 FY27 · consolidated
NET PROFIT MARGIN
22.9%
Q1 FY27 · consolidated
DEBT TO EQUITY
6.7%
Q1 FY27 · consolidated
Peers · Financial Institution
As of Q1 FY27