IFCI Ltd.

NSE: IFCI · Financial Institution

52W Range₹46 ₹108

Snapshot

Unlock IFCI Ltd.'s vital signs

Growth · Profitability · Valuation · Strength · Conviction

Company Overview

Business

IFCI Limited is a non-banking financial institution that provides project and corporate finance across diverse sectors including infrastructure, power, and manufacturing. It also offers a broad suite of financial services, including advisory, asset resolution, stock broking, and merchant banking.

Business Model

The company generates revenue through interest income from long-term project and corporate loans, as well as fee-based income from advisory services, debt trusteeship, and financial distribution products. It leverages its position as a long-standing development finance institution to provide structured debt and mezzanine financing solutions.

Growth Outlook

Growth is driven by continued participation in India's infrastructure development, including renewable energy and urban smart city projects. The company also aims to expand its fee-based income through its diversified portfolio of financial and advisory services.

Key Risks

  • Asset Quality Risk. High exposure to long-term infrastructure projects increases the vulnerability to non-performing assets and cyclical economic downturns.
  • Interest Rate Risk. Fluctuations in interest rates can significantly impact the net interest margins and the cost of borrowing for the company.
  • Regulatory Risk. As a non-banking financial company, IFCI is subject to stringent and evolving regulatory frameworks set by the Reserve Bank of India.
  • Concentration Risk. Significant exposure to capital-intensive sectors like power and infrastructure can lead to liquidity stress if specific sectors underperform.

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Key Metrics

REVENUE

₹1,986 Cr

TTM · consolidated

+4.8%YoY

NET PROFIT

₹433 Cr

TTM · consolidated

-13.3%YoY

EPS

₹0.64

TTM · consolidated

-47.5%YoY

RETURN ON EQUITY

4.9%

TTM · consolidated

-0.8 ppYoY

P/E

158.4x

Q1 FY27 · consolidated

158.4 vs -163.8x5Y avg

NET PROFIT MARGIN

18.4%

Q1 FY27 · consolidated

+3.1 ppYoY

Peers · Financial Institution

CompanyMkt CapP/EEV/EBITDARev Gr YoYEBITDA MgnROEROCE1Y Return
IFCI Ltd.IFCI
₹27,315 Cr158.414.8%4.9%+94.4%
REC Ltd.RECLTD
₹83,921 Cr5.242.0%19.6%-12.5%
Housing & Urban Development Corporation Ltd.HUDCO
₹36,138 Cr8.4925.9%21.3%-15.7%
Indian Renewable Energy Development Agency Ltd.IREDA
₹31,924 Cr16.8915.6%-21.1%
Tourism Finance Corporation of India LimitedTFCILTD
₹6,633 Cr26.988.8%9.8%-57.9%
Haryana Financial Corporation ltd.HARAFIN
₹1,070 Cr

As of Q1 FY27

Financials