Purple Finance
BSE: PURPLEFIN · Non Banking Financial Company (NBFC)
Snapshot
Unlock Purple Finance's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Purple Finance Limited is a non-deposit taking non-banking financial company (NBFC) that provides secured business loans to micro and small business entrepreneurs in India. The company supports business expansion, asset acquisition, and infrastructure development for its clients.
Business Model
The company generates revenue primarily through interest income earned on secured loans provided to micro and small enterprises. It operates as a non-deposit taking entity, focusing on lending for business expansion, working capital, and property-related requirements.
- Incorporation Year:1993
Growth Outlook
Growth is driven by the increasing demand for credit among micro and small business entrepreneurs in India. The company aims to expand its reach by financing business renovations and working capital requirements.
Key Risks
- Credit Risk. The company faces the risk of loan defaults from micro and small business borrowers who may be sensitive to economic downturns.
- Interest Rate Risk. Fluctuations in interest rates can impact the company's net interest margins and the affordability of loans for its target customer base.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations by the Reserve Bank of India which may impact operational flexibility.
- Liquidity Risk. The company's inability to access cost-effective funding could constrain its ability to grow its loan book.
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Key Metrics
REVENUE
₹58 Cr
TTM · standalone
NET PROFIT
₹-1 Cr
TTM · standalone
EPS
₹-0.20
TTM · standalone
RETURN ON EQUITY
-1.2%
TTM · standalone
P/E
-356.6x
Q1 FY27 · standalone
NET PROFIT MARGIN
2.4%
Q1 FY27 · standalone
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Purple FinancePURPLEFIN | ₹420 Cr | -356.55 | — | 204.7% | — | -1.2% | — | +89.3% |
Unifinz Capital India LimitedUCIL | ₹456 Cr | 1.25 | — | 429.3% | — | 78.0% | — | -81.9% |
Moneyboxx Finance LimitedMONEYBOXX | ₹410 Cr | 245.00 | — | 5.9% | — | 0.5% | — | -58.1% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹398 Cr | 16.59 | — | 22.0% | — | 3.6% | — | -12.6% |
Akme Fintrade (India) LimitedAFIL | ₹393 Cr | 8.87 | — | 40.5% | — | 11.0% | — | +33.4% |
Avonmore Capital & Management Services LimitedAVONMORE | ₹367 Cr | 24.11 | — | 11.4% | — | 8.3% | — | -31.2% |
As of Q1 FY27
Financials
Purple Finance
BSE: PURPLEFIN · Non Banking Financial Company (NBFC)
Snapshot
Unlock Purple Finance's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Purple Finance Limited is a non-deposit taking non-banking financial company (NBFC) that provides secured business loans to micro and small business entrepreneurs in India. The company supports business expansion, asset acquisition, and infrastructure development for its clients.
Business Model
The company generates revenue primarily through interest income earned on secured loans provided to micro and small enterprises. It operates as a non-deposit taking entity, focusing on lending for business expansion, working capital, and property-related requirements.
- Incorporation Year:1993
Growth Outlook
Growth is driven by the increasing demand for credit among micro and small business entrepreneurs in India. The company aims to expand its reach by financing business renovations and working capital requirements.
Key Risks
- Credit Risk. The company faces the risk of loan defaults from micro and small business borrowers who may be sensitive to economic downturns.
- Interest Rate Risk. Fluctuations in interest rates can impact the company's net interest margins and the affordability of loans for its target customer base.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations by the Reserve Bank of India which may impact operational flexibility.
- Liquidity Risk. The company's inability to access cost-effective funding could constrain its ability to grow its loan book.
Start your research today
Unlock AI insights, financials, peers and live data on Purple Finance and 5,000+ companies — free.
Key Metrics
REVENUE
₹58 Cr
TTM · standalone
NET PROFIT
₹-1 Cr
TTM · standalone
EPS
₹-0.20
TTM · standalone
RETURN ON EQUITY
-1.2%
TTM · standalone
P/E
-356.6x
Q1 FY27 · standalone
NET PROFIT MARGIN
2.4%
Q1 FY27 · standalone
Peers · Non Banking Financial Company (NBFC)
As of Q1 FY27