Sera Investments & Finance India Limited

BSE: SERA · Non Banking Financial Company (NBFC)

52W Range₹31 ₹52

Limited coverage

We are not actively covering this company or have limited coverage today. Click to request coverage.

Snapshot

Unlock Sera Investments & Finance India Limited's vital signs

Growth · Profitability · Valuation · Strength · Conviction

Company Overview

Business

Sera Investments and Finance India Limited is a non-banking financial company based in Gujarat that focuses on investment activities and the provision of loans and advances. The company deploys capital into various financial instruments, including equity shares, mutual funds, and debt securities.

Business Model

The company generates revenue through asset management and interest income derived from its credit facilities and financial instrument portfolio. It operates with a lean structure, focusing on strategic capital deployment within the Indian domestic market.

Management Commentary

The company recently rebranded from Kapashi Commercials Limited to better align its corporate identity with its strategic focus on investment and financing operations.

Growth Outlook

Growth is expected to be driven by the expansion of its investment portfolio and the scaling of its credit facilities to diverse client segments. The firm continues to leverage its position as a listed entity to manage its capital deployment effectively.

Key Risks

  • Market Risk. The company's investment portfolio is susceptible to volatility in equity and debt markets, which may impact asset valuations.
  • Credit Risk. The provision of loans and advances exposes the company to potential defaults by borrowers, which could adversely affect financial performance.
  • Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations from the Reserve Bank of India that may impact operational flexibility.
  • Liquidity Risk. The company may face challenges in liquidating its financial instruments or managing cash flows during periods of market stress.

Start your research today

Unlock AI insights, financials, peers and live data on Sera Investments & Finance India Limited and 5,000+ companies — free.

Start your research

Key Metrics

P/E

5.0x

Q4 FY26 · consolidated

5.0 vs -10.7x5Y avg

NET PROFIT MARGIN

78.2%

Q4 FY26 · consolidated

-10.7 ppYoY

DEBT TO EQUITY

0.1x

Q3 FY25 · standalone

-0.28xYoY

Peers · Non Banking Financial Company (NBFC)

CompanyMkt CapP/EEV/EBITDARev Gr YoYEBITDA MgnROEROCE1Y Return
Sera Investments & Finance India LimitedSERA
₹295 Cr5.5818.2%+27.3%
Purple FinancePURPLEFIN
₹433 Cr-367.50204.7%-1.2%+102.3%
Akme Fintrade (India) LimitedAFIL
₹401 Cr9.0440.5%11.0%+35.4%
Moneyboxx Finance LimitedMONEYBOXX
₹398 Cr237.385.9%0.5%-57.2%
Muthoot Capital Services LimitedMUTHOOTCAP
₹395 Cr16.5022.0%3.6%-12.6%
Avonmore Capital & Management Services LimitedAVONMORE
₹392 Cr25.7411.4%8.3%-27.6%

As of Q4 FY26

Financials