Sera Investments & Finance India Limited
BSE: SERA · Non Banking Financial Company (NBFC)
Snapshot
Unlock Sera Investments & Finance India Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Sera Investments and Finance India Limited is a non-banking financial company based in Gujarat that focuses on investment activities and the provision of loans and advances. The company deploys capital into various financial instruments, including equity shares, mutual funds, and debt securities.
Business Model
The company generates revenue through asset management and interest income derived from its credit facilities and financial instrument portfolio. It operates with a lean structure, focusing on strategic capital deployment within the Indian domestic market.
Management Commentary
The company recently rebranded from Kapashi Commercials Limited to better align its corporate identity with its strategic focus on investment and financing operations.
Growth Outlook
Growth is expected to be driven by the expansion of its investment portfolio and the scaling of its credit facilities to diverse client segments. The firm continues to leverage its position as a listed entity to manage its capital deployment effectively.
Key Risks
- Market Risk. The company's investment portfolio is susceptible to volatility in equity and debt markets, which may impact asset valuations.
- Credit Risk. The provision of loans and advances exposes the company to potential defaults by borrowers, which could adversely affect financial performance.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations from the Reserve Bank of India that may impact operational flexibility.
- Liquidity Risk. The company may face challenges in liquidating its financial instruments or managing cash flows during periods of market stress.
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Key Metrics
P/E
7.3x
Q4 FY26 · consolidated
NET PROFIT MARGIN
78.2%
Q4 FY26 · consolidated
DEBT TO EQUITY
0.1x
Q3 FY25 · standalone
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Sera Investments & Finance India LimitedSERA | ₹374 Cr | 7.26 | — | — | — | 18.2% | — | +73.4% |
Purple FinancePURPLEFIN | ₹431 Cr | -340.90 | — | 204.7% | — | -1.2% | — | +90.0% |
Moneyboxx Finance LimitedMONEYBOXX | ₹384 Cr | 225.00 | — | 5.9% | — | 0.5% | — | -66.4% |
Avonmore Capital & Management Services LimitedAVONMORE | ₹380 Cr | 23.69 | — | 11.4% | — | 8.3% | — | -32.3% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹375 Cr | 14.97 | — | 22.0% | — | 3.6% | — | -21.6% |
Akme Fintrade (India) LimitedAFIL | ₹351 Cr | 7.56 | — | 40.5% | — | 11.0% | — | -14.8% |
As of Q4 FY26
Financials
Sera Investments & Finance India Limited
BSE: SERA · Non Banking Financial Company (NBFC)
Snapshot
Unlock Sera Investments & Finance India Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Sera Investments and Finance India Limited is a non-banking financial company based in Gujarat that focuses on investment activities and the provision of loans and advances. The company deploys capital into various financial instruments, including equity shares, mutual funds, and debt securities.
Business Model
The company generates revenue through asset management and interest income derived from its credit facilities and financial instrument portfolio. It operates with a lean structure, focusing on strategic capital deployment within the Indian domestic market.
Management Commentary
The company recently rebranded from Kapashi Commercials Limited to better align its corporate identity with its strategic focus on investment and financing operations.
Growth Outlook
Growth is expected to be driven by the expansion of its investment portfolio and the scaling of its credit facilities to diverse client segments. The firm continues to leverage its position as a listed entity to manage its capital deployment effectively.
Key Risks
- Market Risk. The company's investment portfolio is susceptible to volatility in equity and debt markets, which may impact asset valuations.
- Credit Risk. The provision of loans and advances exposes the company to potential defaults by borrowers, which could adversely affect financial performance.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations from the Reserve Bank of India that may impact operational flexibility.
- Liquidity Risk. The company may face challenges in liquidating its financial instruments or managing cash flows during periods of market stress.
Start your research today
Unlock AI insights, financials, peers and live data on Sera Investments & Finance India Limited and 5,000+ companies — free.
Key Metrics
P/E
7.3x
Q4 FY26 · consolidated
NET PROFIT MARGIN
78.2%
Q4 FY26 · consolidated
DEBT TO EQUITY
0.1x
Q3 FY25 · standalone
Peers · Non Banking Financial Company (NBFC)
As of Q4 FY26