Akme Fintrade (India) Limited
NSE: AFIL · Non Banking Financial Company (NBFC)
Snapshot
Unlock Akme Fintrade (India) Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Akme Fintrade (India) Limited is a non-banking financial company (NBFC) based in Udaipur that provides a diverse range of lending services. Its portfolio includes vehicle loans, business loans, solar rooftop financing, and loans against property.
Business Model
The company generates revenue primarily through interest income earned on its diversified loan book, which spans retail and corporate segments. It operates as a lender providing credit solutions to individuals and businesses across India.
- Founded:1995
Growth Outlook
Growth is expected to be driven by the expansion of its specialised lending products, such as solar rooftop and mahila udyog loans. The company continues to leverage its established presence in the Indian financial market to scale its loan book.
Key Risks
- Credit Risk. The company faces potential losses if borrowers default on their loan obligations, particularly within the retail and small business segments.
- Interest Rate Risk. Fluctuations in interest rates can impact the company's net interest margins and the overall cost of borrowing.
- Regulatory Risk. As an NBFC, the company is subject to stringent regulations by the Reserve Bank of India, which may impact its operational flexibility.
- Liquidity Risk. The company relies on consistent access to funding markets to maintain its lending activities and meet debt obligations.
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Key Metrics
REVENUE
₹169 Cr
TTM · standalone
NET PROFIT
₹46 Cr
TTM · standalone
EPS
₹1.07
TTM · standalone
RETURN ON EQUITY
10.5%
TTM · standalone
P/E
6.7×
Q2 FY27 · standalone
NET PROFIT MARGIN
26.3%
Q2 FY27 · standalone
DEBT TO EQUITY
1.2%
Q1 FY27 · standalone
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E (TTM) | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Akme Fintrade (India) LimitedAFIL | ₹315 Cr | 6.7× | — | 36.7% | — | 10.5% | — | -10.0% |
Purple FinancePURPLEFIN | ₹423 Cr | -175.7× | — | 124.1% | — | -1.4% | — | +60.7% |
Sera Investments & Finance India LimitedSERA | ₹373 Cr | 3.6× | — | — | — | 35.1% | — | +74.9% |
Avonmore Capital & Management Services LimitedAVONMORE | ₹368 Cr | 24.1× | — | 11.4% | — | 8.3% | — | -25.2% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹310 Cr | 12.9× | — | 22.0% | — | 3.6% | — | -35.1% |
Moneyboxx Finance LimitedMONEYBOXX | ₹308 Cr | 183.9× | — | 5.9% | — | 0.5% | — | -73.5% |
As of Q2 FY27
Financials
Akme Fintrade (India) Limited
NSE: AFIL · Non Banking Financial Company (NBFC)
Snapshot
Unlock Akme Fintrade (India) Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Akme Fintrade (India) Limited is a non-banking financial company (NBFC) based in Udaipur that provides a diverse range of lending services. Its portfolio includes vehicle loans, business loans, solar rooftop financing, and loans against property.
Business Model
The company generates revenue primarily through interest income earned on its diversified loan book, which spans retail and corporate segments. It operates as a lender providing credit solutions to individuals and businesses across India.
- Founded:1995
Growth Outlook
Growth is expected to be driven by the expansion of its specialised lending products, such as solar rooftop and mahila udyog loans. The company continues to leverage its established presence in the Indian financial market to scale its loan book.
Key Risks
- Credit Risk. The company faces potential losses if borrowers default on their loan obligations, particularly within the retail and small business segments.
- Interest Rate Risk. Fluctuations in interest rates can impact the company's net interest margins and the overall cost of borrowing.
- Regulatory Risk. As an NBFC, the company is subject to stringent regulations by the Reserve Bank of India, which may impact its operational flexibility.
- Liquidity Risk. The company relies on consistent access to funding markets to maintain its lending activities and meet debt obligations.
Start your research today
Unlock AI insights, financials, peers and live data on Akme Fintrade (India) Limited and 5,000+ companies — free.
Key Metrics
REVENUE
₹169 Cr
TTM · standalone
NET PROFIT
₹46 Cr
TTM · standalone
EPS
₹1.07
TTM · standalone
RETURN ON EQUITY
10.5%
TTM · standalone
P/E
6.7x
Q2 FY27 · standalone
NET PROFIT MARGIN
26.3%
Q2 FY27 · standalone
DEBT TO EQUITY
1.2%
Q1 FY27 · standalone
Peers · Non Banking Financial Company (NBFC)
As of Q2 FY27