Moneyboxx Finance Limited
NSE: MONEYBOXX · Non Banking Financial Company (NBFC)
Snapshot
Unlock Moneyboxx Finance Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Moneyboxx Finance Limited is an NBFC providing small-ticket business loans and mortgage loans to micro and small enterprises in India. The company also operates the Sikka App, which facilitates loan management and offers ancillary financial products like gold and health insurance.
Business Model
The company generates revenue primarily through interest income on small-ticket business and mortgage loans extended to micro-enterprises. It leverages digital platforms like the Sikka App to streamline loan origination, EMI management, and cross-selling of financial products.
Growth Outlook
Growth is driven by the expansion of credit access to underserved micro and small enterprises across India. The company continues to enhance its digital infrastructure to improve customer acquisition and operational efficiency.
Key Risks
- Credit Risk. The company faces potential losses from defaults by micro and small enterprise borrowers who may have limited credit histories.
- Interest Rate Risk. Fluctuations in interest rates can impact the company's net interest margins and the cost of borrowing funds for lending activities.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations from the Reserve Bank of India that could impact its operational flexibility.
- Liquidity Risk. The company relies on external funding sources to maintain its loan book, making it vulnerable to tightening liquidity conditions in the Indian financial markets.
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Key Metrics
REVENUE
₹225 Cr
TTM · standalone
NET PROFIT
₹1 Cr
TTM · standalone
EPS
₹0.24
TTM · standalone
RETURN ON EQUITY
0.5%
TTM · standalone
P/E
245.0x
Q1 FY27 · standalone
NET PROFIT MARGIN
0.4%
Q1 FY27 · standalone
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Moneyboxx Finance LimitedMONEYBOXX | ₹410 Cr | 245.00 | — | 5.9% | — | 0.5% | — | -58.1% |
Unifinz Capital India LimitedUCIL | ₹456 Cr | 1.25 | — | 429.3% | — | 78.0% | — | -81.9% |
Purple FinancePURPLEFIN | ₹420 Cr | -356.55 | — | 204.7% | — | -1.2% | — | +89.3% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹398 Cr | 16.59 | — | 22.0% | — | 3.6% | — | -12.6% |
Akme Fintrade (India) LimitedAFIL | ₹393 Cr | 8.87 | — | 40.5% | — | 11.0% | — | +33.4% |
Avonmore Capital & Management Services LimitedAVONMORE | ₹367 Cr | 24.11 | — | 11.4% | — | 8.3% | — | -31.2% |
As of Q1 FY27
Financials
Moneyboxx Finance Limited
NSE: MONEYBOXX · Non Banking Financial Company (NBFC)
Snapshot
Unlock Moneyboxx Finance Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Moneyboxx Finance Limited is an NBFC providing small-ticket business loans and mortgage loans to micro and small enterprises in India. The company also operates the Sikka App, which facilitates loan management and offers ancillary financial products like gold and health insurance.
Business Model
The company generates revenue primarily through interest income on small-ticket business and mortgage loans extended to micro-enterprises. It leverages digital platforms like the Sikka App to streamline loan origination, EMI management, and cross-selling of financial products.
Growth Outlook
Growth is driven by the expansion of credit access to underserved micro and small enterprises across India. The company continues to enhance its digital infrastructure to improve customer acquisition and operational efficiency.
Key Risks
- Credit Risk. The company faces potential losses from defaults by micro and small enterprise borrowers who may have limited credit histories.
- Interest Rate Risk. Fluctuations in interest rates can impact the company's net interest margins and the cost of borrowing funds for lending activities.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations from the Reserve Bank of India that could impact its operational flexibility.
- Liquidity Risk. The company relies on external funding sources to maintain its loan book, making it vulnerable to tightening liquidity conditions in the Indian financial markets.
Start your research today
Unlock AI insights, financials, peers and live data on Moneyboxx Finance Limited and 5,000+ companies — free.
Key Metrics
REVENUE
₹225 Cr
TTM · standalone
NET PROFIT
₹1 Cr
TTM · standalone
EPS
₹0.24
TTM · standalone
RETURN ON EQUITY
0.5%
TTM · standalone
P/E
245.0x
Q1 FY27 · standalone
NET PROFIT MARGIN
0.4%
Q1 FY27 · standalone
Peers · Non Banking Financial Company (NBFC)
As of Q1 FY27