Assam Entrade

BSE: ASSAMENT · Non Banking Financial Company (NBFC)

52W Range₹485 ₹968

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Snapshot

Unlock Assam Entrade's vital signs

Growth · Profitability · Valuation · Strength · Conviction

Company Overview

Business

Assam Entrade Limited is an Indian non-banking financial company (NBFC) registered with the Reserve Bank of India. The firm specialises in providing inter-corporate and personal loans, alongside managing a portfolio of equity shares and mutual fund units.

Business Model

The company generates revenue primarily through interest income derived from its lending activities and capital gains from its investment portfolio. It focuses on serving the credit requirements of small to medium-sized enterprises while maintaining a conservative debt-to-equity profile.

Management Commentary

Management maintains a focus on conservative financial practices while exploring opportunities within the broader, diversified financial services landscape.

Growth Outlook

The company aims to leverage its position in the capital markets to support the credit needs of small and medium-sized enterprises. Future growth is contingent upon identifying viable lending opportunities and effective management of its investment portfolio.

Key Risks

  • Credit Risk. The company faces the risk of default from small to medium-sized enterprise borrowers, which could adversely impact its asset quality.
  • Market Volatility. As a significant portion of the company's revenue is tied to investment portfolios, fluctuations in equity and mutual fund markets pose a direct threat to profitability.
  • Regulatory Risk. Changes in Reserve Bank of India guidelines for NBFCs may necessitate adjustments to the company's operational model or capital requirements.
  • Liquidity Risk. The company may face challenges in managing cash flows if there is a mismatch between the maturity of its loan assets and its funding liabilities.

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Key Metrics

REVENUE

₹8 Cr

TTM · consolidated

-6.3%YoY

NET PROFIT

₹2 Cr

TTM · consolidated

-35.2%YoY

EPS

₹13.71

TTM · consolidated

-35.1%YoY

RETURN ON EQUITY

3.0%

TTM · consolidated

-1.8 ppYoY

P/E

46.8x

Q4 FY26 · consolidated

46.8 vs 50.3x5Y avg

NET PROFIT MARGIN

-44.0%

Q4 FY26 · consolidated

-128.5 ppYoY

Peers · Non Banking Financial Company (NBFC)

CompanyMkt CapP/EEV/EBITDARev Gr YoYEBITDA MgnROEROCE1Y Return
Assam EntradeASSAMENT
₹112 Cr56.75-6.3%3.0%+41.5%
Purple FinancePURPLEFIN
₹433 Cr-367.50204.7%-1.2%+102.3%
Akme Fintrade (India) LimitedAFIL
₹401 Cr9.0440.5%11.0%+35.4%
Moneyboxx Finance LimitedMONEYBOXX
₹398 Cr237.385.9%0.5%-57.2%
Muthoot Capital Services LimitedMUTHOOTCAP
₹395 Cr16.5022.0%3.6%-12.6%
Avonmore Capital & Management Services LimitedAVONMORE
₹392 Cr25.7411.4%8.3%-27.6%

As of Q4 FY26

Financials