Baid Finserv
NSE: BAIDFIN · Non Banking Financial Company (NBFC)
Limited coverage
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Snapshot
Unlock Baid Finserv's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Baid Finserv Limited is a non-deposit taking NBFC primarily engaged in providing asset-backed financing, including car loans, commercial vehicle loans, MSME loans, and loans against property. The company maintains a strong operational presence in Rajasthan and has recently expanded its footprint into Madhya Pradesh.
Business Model
The company generates revenue through interest income earned on its diverse portfolio of asset-backed loans. It operates under the RBI's Scale Based Regulation framework as a Base Layer NBFC.
- Regulatory Classification:NBFC-Base Layer
Growth Outlook
Growth is driven by the expansion of lending operations into new geographical territories such as Madhya Pradesh. The company continues to focus on its core competency of asset-backed financing to scale its loan book.
Key Risks
- Credit Risk. The company faces potential losses if borrowers default on their vehicle or MSME loan obligations.
- Regulatory Risk. Changes in RBI's Scale Based Regulations or tightening of NBFC norms could impact operational flexibility and capital requirements.
- Geographical Concentration. A significant portion of the business is concentrated in Rajasthan, making the company vulnerable to regional economic downturns.
- Interest Rate Risk. Fluctuations in market interest rates may affect the company's net interest margins and cost of borrowing.
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Key Metrics
REVENUE
₹97 Cr
TTM · standalone
NET PROFIT
₹15 Cr
TTM · standalone
EPS
₹1.15
TTM · standalone
RETURN ON EQUITY
7.8%
TTM · standalone
P/E
9.0x
Q4 FY26 · standalone
NET PROFIT MARGIN
6.6%
Q4 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Baid FinservBAIDFIN | ₹163 Cr | 8.97 | — | 18.6% | — | 7.8% | — | -5.8% |
Purple FinancePURPLEFIN | ₹431 Cr | -340.90 | — | 204.7% | — | -1.2% | — | +90.0% |
Moneyboxx Finance LimitedMONEYBOXX | ₹384 Cr | 225.00 | — | 5.9% | — | 0.5% | — | -66.4% |
Avonmore Capital & Management Services LimitedAVONMORE | ₹380 Cr | 23.69 | — | 11.4% | — | 8.3% | — | -32.3% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹375 Cr | 14.97 | — | 22.0% | — | 3.6% | — | -21.6% |
Akme Fintrade (India) LimitedAFIL | ₹351 Cr | 7.56 | — | 40.5% | — | 11.0% | — | -14.8% |
As of Q4 FY26
Financials
Baid Finserv
NSE: BAIDFIN · Non Banking Financial Company (NBFC)
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Baid Finserv's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Baid Finserv Limited is a non-deposit taking NBFC primarily engaged in providing asset-backed financing, including car loans, commercial vehicle loans, MSME loans, and loans against property. The company maintains a strong operational presence in Rajasthan and has recently expanded its footprint into Madhya Pradesh.
Business Model
The company generates revenue through interest income earned on its diverse portfolio of asset-backed loans. It operates under the RBI's Scale Based Regulation framework as a Base Layer NBFC.
- Regulatory Classification:NBFC-Base Layer
Growth Outlook
Growth is driven by the expansion of lending operations into new geographical territories such as Madhya Pradesh. The company continues to focus on its core competency of asset-backed financing to scale its loan book.
Key Risks
- Credit Risk. The company faces potential losses if borrowers default on their vehicle or MSME loan obligations.
- Regulatory Risk. Changes in RBI's Scale Based Regulations or tightening of NBFC norms could impact operational flexibility and capital requirements.
- Geographical Concentration. A significant portion of the business is concentrated in Rajasthan, making the company vulnerable to regional economic downturns.
- Interest Rate Risk. Fluctuations in market interest rates may affect the company's net interest margins and cost of borrowing.
Start your research today
Unlock AI insights, financials, peers and live data on Baid Finserv and 5,000+ companies — free.
Key Metrics
REVENUE
₹97 Cr
TTM · standalone
NET PROFIT
₹15 Cr
TTM · standalone
EPS
₹1.15
TTM · standalone
RETURN ON EQUITY
7.8%
TTM · standalone
P/E
9.0x
Q4 FY26 · standalone
NET PROFIT MARGIN
6.6%
Q4 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
As of Q4 FY26