Capfin India

BSE: CAPFIN · Non Banking Financial Company (NBFC)

52W Range₹97 ₹174

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Snapshot

Unlock Capfin India's vital signs

Growth · Profitability · Valuation · Strength · Conviction

Company Overview

Business

Capfin India Limited is a non-banking financial company (NBFC) registered with the Reserve Bank of India that focuses on investment activities and credit provision. The company primarily serves corporate entities and small-scale businesses through inter-corporate deposits, short-term loans, and strategic investments.

Business Model

The company generates revenue through interest income derived from its lending activities and capital gains from its portfolio of equity and debt instruments. It maintains a lean operational structure to manage its financial services and trading operations effectively.

Growth Outlook

Growth is driven by the deployment of capital into corporate funding and strategic investment opportunities within the Indian financial market. The company aims to leverage its position as a small-cap NBFC to capture demand for short-term credit facilities.

Key Risks

  • Credit Risk. The company faces potential losses if corporate borrowers or counterparties default on their inter-corporate deposits or short-term loan obligations.
  • Market Risk. Fluctuations in the equity and debt markets may adversely impact the valuation and returns of the company's investment portfolio.
  • Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations by the Reserve Bank of India, which may impact its operational flexibility.
  • Liquidity Risk. The company may face challenges in managing cash flows if there is a mismatch between the maturity of its assets and its funding liabilities.

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Key Metrics

REVENUE

₹0.24 Cr

TTM · standalone

-74.2%YoY

NET PROFIT

₹-0.60 Cr

TTM · standalone

-433.3%YoY

EPS

₹-2.03

TTM · standalone

-427.4%YoY

RETURN ON EQUITY

-8.1%

TTM · standalone

-13.1 ppYoY

P/E

-72.5x

Q4 FY26 · standalone

-72.5 vs 432.7x5Y avg

NET PROFIT MARGIN

-450.0%

Q4 FY26 · standalone

+83.3 ppYoY

Peers · Non Banking Financial Company (NBFC)

CompanyMkt CapP/EEV/EBITDARev Gr YoYEBITDA MgnROEROCE1Y Return
Capfin IndiaCAPFIN
₹61 Cr-65.54-74.2%-8.1%-23.6%
Purple FinancePURPLEFIN
₹433 Cr-367.50204.7%-1.2%+102.3%
Akme Fintrade (India) LimitedAFIL
₹401 Cr9.0440.5%11.0%+35.4%
Moneyboxx Finance LimitedMONEYBOXX
₹398 Cr237.385.9%0.5%-57.2%
Muthoot Capital Services LimitedMUTHOOTCAP
₹395 Cr16.5022.0%3.6%-12.6%
Avonmore Capital & Management Services LimitedAVONMORE
₹392 Cr25.7411.4%8.3%-27.6%

As of Q4 FY26

Financials