The Federal Bank Limited
NSE: FEDERALBNK · Private Sector Bank
Snapshot
Unlock The Federal Bank Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
The Federal Bank Limited is an Indian private sector bank providing a comprehensive range of financial services, including retail, corporate, and wholesale banking. It operates through a vast network of branches and ATMs, offering diverse products such as deposit accounts, various loan portfolios, and wealth management services.
Business Model
The bank generates revenue primarily through net interest income from its diverse loan portfolio and fee-based income from banking services, insurance, and wealth management products. It leverages a multi-channel distribution strategy, including digital banking, mobile platforms, and a physical branch network to capture retail and corporate deposits.
- Branches:1,282
- ATMs/Recyclers:1,885
Growth Outlook
Growth is expected to be driven by the expansion of digital banking services and the deepening of its retail and SME loan portfolios. The bank continues to focus on its strong remittance business and the cross-selling of insurance and investment products to its existing customer base.
Key Risks
- Credit Risk. The bank faces potential losses from defaults in its retail, SME, and corporate loan portfolios, particularly during economic downturns.
- Regulatory Risk. Changes in Reserve Bank of India (RBI) monetary policies and banking regulations could impact interest margins and operational compliance costs.
- Cybersecurity Risk. As the bank expands its digital and mobile banking footprint, it becomes increasingly vulnerable to cyber threats and data breaches.
- Interest Rate Risk. Fluctuations in market interest rates may affect the bank's net interest margin and the valuation of its treasury and investment portfolio.
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Key Metrics
NET PROFIT
₹4,834 Cr
TTM · consolidated
EPS
₹19.02
TTM · consolidated
RETURN ON EQUITY
12.3%
TTM · consolidated
P/E
18.0x
Q1 FY27 · consolidated
Peers · Private Sector Bank
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
The Federal Bank LimitedFEDERALBNK | ₹84,664 Cr | 18.03 | — | — | — | 12.3% | — | +80.6% |
IDBI Bank Ltd.IDBI | ₹97,449 Cr | 10.45 | — | -2.5% | — | 13.5% | — | +2.0% |
IndusInd Bank Ltd.INDUSINDBK | ₹78,576 Cr | 59.43 | — | -5.0% | — | 1.4% | — | +33.6% |
IDFC First Bank Ltd.IDFCFIRSTB | ₹74,685 Cr | 45.88 | — | 11.1% | — | 3.5% | — | +20.0% |
Yes Bank Ltd.YESBANK | ₹70,618 Cr | 18.91 | — | -2.3% | — | 7.4% | — | +10.9% |
RBL Bank Ltd.RBLBANK | ₹64,165 Cr | 29.72 | — | 1.4% | — | 5.3% | — | +55.9% |
Financials
The Federal Bank Limited
NSE: FEDERALBNK · Private Sector Bank
Snapshot
Unlock The Federal Bank Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
The Federal Bank Limited is an Indian private sector bank providing a comprehensive range of financial services, including retail, corporate, and wholesale banking. It operates through a vast network of branches and ATMs, offering diverse products such as deposit accounts, various loan portfolios, and wealth management services.
Business Model
The bank generates revenue primarily through net interest income from its diverse loan portfolio and fee-based income from banking services, insurance, and wealth management products. It leverages a multi-channel distribution strategy, including digital banking, mobile platforms, and a physical branch network to capture retail and corporate deposits.
- Branches:1,282
- ATMs/Recyclers:1,885
Growth Outlook
Growth is expected to be driven by the expansion of digital banking services and the deepening of its retail and SME loan portfolios. The bank continues to focus on its strong remittance business and the cross-selling of insurance and investment products to its existing customer base.
Key Risks
- Credit Risk. The bank faces potential losses from defaults in its retail, SME, and corporate loan portfolios, particularly during economic downturns.
- Regulatory Risk. Changes in Reserve Bank of India (RBI) monetary policies and banking regulations could impact interest margins and operational compliance costs.
- Cybersecurity Risk. As the bank expands its digital and mobile banking footprint, it becomes increasingly vulnerable to cyber threats and data breaches.
- Interest Rate Risk. Fluctuations in market interest rates may affect the bank's net interest margin and the valuation of its treasury and investment portfolio.
Start your research today
Unlock AI insights, financials, peers and live data on The Federal Bank Limited and 5,000+ companies — free.
Key Metrics
NET PROFIT
₹4,834 Cr
TTM · consolidated
EPS
₹19.02
TTM · consolidated
RETURN ON EQUITY
12.3%
TTM · consolidated
P/E
18.0x
Q1 FY27 · consolidated
Peers · Private Sector Bank
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