Federal Bank Ltd.
NSE: FEDERALBNK · Private Sector Bank
Snapshot
Unlock Federal Bank Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
The Federal Bank Limited is an Indian private sector bank providing a comprehensive range of financial services, including retail, corporate, and wholesale banking. It operates through a vast network of branches and ATMs, offering diverse products such as deposit accounts, various loan portfolios, and wealth management services.
Business Model
The bank generates revenue primarily through net interest income from its diverse loan portfolio and fee-based income from banking services, insurance, and wealth management products. It leverages a multi-channel distribution strategy, including digital banking, mobile platforms, and a physical branch network to capture retail and corporate deposits.
- Branches:1,282
- ATMs/Recyclers:1,885
Growth Outlook
Growth is expected to be driven by the expansion of digital banking services and the deepening of its retail and SME loan portfolios. The bank continues to focus on its strong remittance business and the cross-selling of insurance and investment products to its existing customer base.
Key Risks
- Credit Risk. The bank faces potential losses from defaults in its retail, SME, and corporate loan portfolios, particularly during economic downturns.
- Regulatory Risk. Changes in Reserve Bank of India (RBI) monetary policies and banking regulations could impact interest margins and operational compliance costs.
- Cybersecurity Risk. As the bank expands its digital and mobile banking footprint, it becomes increasingly vulnerable to cyber threats and data breaches.
- Interest Rate Risk. Fluctuations in market interest rates may affect the bank's net interest margin and the valuation of its treasury and investment portfolio.
Price
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Key Metrics
REVENUE
₹28,835 Cr
TTM · consolidated
NET PROFIT
₹4,483 Cr
TTM · consolidated
EPS
₹17.67
TTM · consolidated
P/E
18.5x
Q4 FY26 · consolidated
NET PROFIT MARGIN
15.3%
Q3 FY26 · consolidated
Peers · Private Sector Bank
| Company | Mkt Cap (Cr) | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Federal Bank Ltd.FEDERALBNK | 64,896 | 18.48 | — | 5.5% | — | 11.4% | — | +52.1% |
IDBI Bank Ltd.IDBI | 72,256 | 9.98 | — | -2.5% | — | 13.5% | — | -15.0% |
IndusInd Bank Ltd.INDUSINDBK | 62,211 | 88.83 | — | -5.0% | — | 1.4% | — | +15.2% |
Yes Bank Ltd.YESBANK | 56,828 | 21.40 | — | -2.3% | — | 7.1% | — | +17.3% |
IDFC First Bank Ltd.IDFCFIRSTB | 53,542 | 41.95 | — | 11.1% | — | 3.5% | — | +7.3% |
Karur Vysya Bank Ltd.KARURVYSYA | 26,554 | 11.24 | — | — | — | 17.6% | — | +11.0% |
As of Q3 FY26
Financials
Federal Bank Ltd.
NSE: FEDERALBNK · Private Sector Bank
Snapshot
Unlock Federal Bank Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
The Federal Bank Limited is an Indian private sector bank providing a comprehensive range of financial services, including retail, corporate, and wholesale banking. It operates through a vast network of branches and ATMs, offering diverse products such as deposit accounts, various loan portfolios, and wealth management services.
Business Model
The bank generates revenue primarily through net interest income from its diverse loan portfolio and fee-based income from banking services, insurance, and wealth management products. It leverages a multi-channel distribution strategy, including digital banking, mobile platforms, and a physical branch network to capture retail and corporate deposits.
- Branches:1,282
- ATMs/Recyclers:1,885
Growth Outlook
Growth is expected to be driven by the expansion of digital banking services and the deepening of its retail and SME loan portfolios. The bank continues to focus on its strong remittance business and the cross-selling of insurance and investment products to its existing customer base.
Key Risks
- Credit Risk. The bank faces potential losses from defaults in its retail, SME, and corporate loan portfolios, particularly during economic downturns.
- Regulatory Risk. Changes in Reserve Bank of India (RBI) monetary policies and banking regulations could impact interest margins and operational compliance costs.
- Cybersecurity Risk. As the bank expands its digital and mobile banking footprint, it becomes increasingly vulnerable to cyber threats and data breaches.
- Interest Rate Risk. Fluctuations in market interest rates may affect the bank's net interest margin and the valuation of its treasury and investment portfolio.
Price
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Start your research today
Unlock AI insights, financials, peers and live data on Federal Bank Ltd. and 5,000+ companies — free.
Key Metrics
REVENUE
₹28,835 Cr
TTM · consolidated
NET PROFIT
₹4,483 Cr
TTM · consolidated
EPS
₹17.67
TTM · consolidated
P/E
18.5x
Q4 FY26 · consolidated
NET PROFIT MARGIN
15.3%
Q3 FY26 · consolidated
Peers · Private Sector Bank
As of Q3 FY26