IDBI Bank Ltd.
NSE: IDBI · Private Sector Bank
Snapshot
Unlock IDBI Bank Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
IDBI Bank Limited is a diversified financial services provider offering a comprehensive suite of banking products to retail and corporate clients in India. Its operations are categorised into corporate, wholesale, retail, and treasury banking segments, supported by an extensive network of branches and ATMs.
Business Model
The bank generates revenue primarily through net interest income from lending activities and fee-based income from trade finance, investment advisory, and trusteeship services. It leverages a wide physical distribution network and digital banking platforms to mobilise low-cost deposits and deploy capital across various sectors.
- Branches:1,886
- ATMs:3,403
- e-lounges:58
Growth Outlook
Growth is expected to be driven by the expansion of its retail loan portfolio and increased penetration in the micro, small, and medium enterprise (MSME) and agriculture sectors. The bank continues to focus on technology upgrades and digital service enhancements to improve operational efficiency.
Key Risks
- Asset Quality Risk. Exposure to corporate and infrastructure loans may lead to higher non-performing assets if economic conditions deteriorate.
- Regulatory Risk. The bank is subject to stringent oversight by the Reserve Bank of India, where changes in monetary policy or capital adequacy norms could impact profitability.
- Interest Rate Risk. Fluctuations in interest rates may affect the bank's net interest margin and the valuation of its substantial treasury investment portfolio.
- Competition Risk. Intense competition from both public and private sector banks, as well as emerging fintech players, may pressure market share and margins.
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Key Metrics
REVENUE
₹28,199 Cr
TTM · consolidated
NET PROFIT
₹9,313 Cr
TTM · consolidated
EPS
₹8.67
TTM · consolidated
P/E
10.5x
Q1 FY27 · consolidated
NET PROFIT MARGIN
27.7%
Q3 FY26 · consolidated
Peers · Private Sector Bank
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
IDBI Bank Ltd.IDBI | ₹97,449 Cr | 10.45 | — | -2.5% | — | 13.5% | — | +2.0% |
The Federal Bank LimitedFEDERALBNK | ₹84,664 Cr | 18.03 | — | — | — | 12.3% | — | +80.6% |
IndusInd Bank Ltd.INDUSINDBK | ₹78,576 Cr | 59.43 | — | -5.0% | — | 1.4% | — | +33.6% |
IDFC First Bank Ltd.IDFCFIRSTB | ₹74,685 Cr | 45.88 | — | 11.1% | — | 3.5% | — | +20.0% |
Yes Bank Ltd.YESBANK | ₹70,618 Cr | 18.91 | — | -2.3% | — | 7.4% | — | +10.9% |
RBL Bank Ltd.RBLBANK | ₹64,165 Cr | 29.72 | — | 1.4% | — | 5.3% | — | +55.9% |
As of Q3 FY26
Financials
IDBI Bank Ltd.
NSE: IDBI · Private Sector Bank
Snapshot
Unlock IDBI Bank Ltd.'s vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
IDBI Bank Limited is a diversified financial services provider offering a comprehensive suite of banking products to retail and corporate clients in India. Its operations are categorised into corporate, wholesale, retail, and treasury banking segments, supported by an extensive network of branches and ATMs.
Business Model
The bank generates revenue primarily through net interest income from lending activities and fee-based income from trade finance, investment advisory, and trusteeship services. It leverages a wide physical distribution network and digital banking platforms to mobilise low-cost deposits and deploy capital across various sectors.
- Branches:1,886
- ATMs:3,403
- e-lounges:58
Growth Outlook
Growth is expected to be driven by the expansion of its retail loan portfolio and increased penetration in the micro, small, and medium enterprise (MSME) and agriculture sectors. The bank continues to focus on technology upgrades and digital service enhancements to improve operational efficiency.
Key Risks
- Asset Quality Risk. Exposure to corporate and infrastructure loans may lead to higher non-performing assets if economic conditions deteriorate.
- Regulatory Risk. The bank is subject to stringent oversight by the Reserve Bank of India, where changes in monetary policy or capital adequacy norms could impact profitability.
- Interest Rate Risk. Fluctuations in interest rates may affect the bank's net interest margin and the valuation of its substantial treasury investment portfolio.
- Competition Risk. Intense competition from both public and private sector banks, as well as emerging fintech players, may pressure market share and margins.
Start your research today
Unlock AI insights, financials, peers and live data on IDBI Bank Ltd. and 5,000+ companies — free.
Key Metrics
REVENUE
₹28,199 Cr
TTM · consolidated
NET PROFIT
₹9,313 Cr
TTM · consolidated
EPS
₹8.67
TTM · consolidated
P/E
10.5x
Q1 FY27 · consolidated
NET PROFIT MARGIN
27.7%
Q3 FY26 · consolidated
Peers · Private Sector Bank
As of Q3 FY26