Goenka Business & Finance Limited
BSE: GBFL · Non Banking Financial Company (NBFC)
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Snapshot
Unlock Goenka Business & Finance Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Goenka Business and Finance Limited is an Ahmedabad-based non-banking financial company registered with the Reserve Bank of India. The firm provides financial services including inter-corporate deposits, short-term and long-term loans, and strategic investments in securities to SMEs and individual clients.
Business Model
The company generates revenue through the interest spread between its cost of funds and the yields earned from its lending activities. Additionally, it derives income from capital gains generated by its proprietary investment portfolio.
Management Commentary
Management focuses on maintaining asset quality while operating within the regulatory framework governing Indian NBFCs. The firm continues to manage its proprietary books actively to support its credit delivery operations.
Growth Outlook
The company aims to explore opportunities for portfolio diversification to enhance its market position. Future growth is contingent upon its ability to effectively deploy its capital base while adhering to evolving financial regulations.
Key Risks
- Credit Risk. The company faces the risk of default from its SME and individual borrowers, which could adversely impact asset quality.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations from the Reserve Bank of India that may affect its operational flexibility.
- Interest Rate Risk. Fluctuations in market interest rates may compress the company's net interest margins and impact the cost of borrowing.
- Market Risk. Volatility in the equity markets can negatively affect the value of the company's proprietary investment portfolio and capital gains.
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Key Metrics
REVENUE
₹157 Cr
TTM · standalone
NET PROFIT
₹5 Cr
TTM · standalone
EPS
₹3.68
TTM · standalone
RETURN ON EQUITY
14.3%
TTM · standalone
P/E
2.7x
Q4 FY26 · standalone
NET PROFIT MARGIN
11.8%
Q4 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
| Company | Mkt Cap | P/E | EV/EBITDA | Rev Gr YoY | EBITDA Mgn | ROE | ROCE | 1Y Return |
|---|---|---|---|---|---|---|---|---|
Goenka Business & Finance LimitedGBFL | ₹13 Cr | 2.77 | — | 109.8% | — | 14.3% | — | +13.2% |
Purple FinancePURPLEFIN | ₹433 Cr | -367.50 | — | 204.7% | — | -1.2% | — | +102.3% |
Akme Fintrade (India) LimitedAFIL | ₹401 Cr | 9.04 | — | 40.5% | — | 11.0% | — | +35.4% |
Moneyboxx Finance LimitedMONEYBOXX | ₹398 Cr | 237.38 | — | 5.9% | — | 0.5% | — | -57.2% |
Muthoot Capital Services LimitedMUTHOOTCAP | ₹395 Cr | 16.50 | — | 22.0% | — | 3.6% | — | -12.6% |
Avonmore Capital & Management Services LimitedAVONMORE | ₹392 Cr | 25.74 | — | 11.4% | — | 8.3% | — | -27.6% |
As of Q4 FY26
Financials
Goenka Business & Finance Limited
BSE: GBFL · Non Banking Financial Company (NBFC)
Limited coverage
We are not actively covering this company or have limited coverage today. Click to request coverage.
Snapshot
Unlock Goenka Business & Finance Limited's vital signs
Growth · Profitability · Valuation · Strength · Conviction
Company Overview
Business
Goenka Business and Finance Limited is an Ahmedabad-based non-banking financial company registered with the Reserve Bank of India. The firm provides financial services including inter-corporate deposits, short-term and long-term loans, and strategic investments in securities to SMEs and individual clients.
Business Model
The company generates revenue through the interest spread between its cost of funds and the yields earned from its lending activities. Additionally, it derives income from capital gains generated by its proprietary investment portfolio.
Management Commentary
Management focuses on maintaining asset quality while operating within the regulatory framework governing Indian NBFCs. The firm continues to manage its proprietary books actively to support its credit delivery operations.
Growth Outlook
The company aims to explore opportunities for portfolio diversification to enhance its market position. Future growth is contingent upon its ability to effectively deploy its capital base while adhering to evolving financial regulations.
Key Risks
- Credit Risk. The company faces the risk of default from its SME and individual borrowers, which could adversely impact asset quality.
- Regulatory Risk. As an NBFC, the company is subject to stringent and evolving regulations from the Reserve Bank of India that may affect its operational flexibility.
- Interest Rate Risk. Fluctuations in market interest rates may compress the company's net interest margins and impact the cost of borrowing.
- Market Risk. Volatility in the equity markets can negatively affect the value of the company's proprietary investment portfolio and capital gains.
Start your research today
Unlock AI insights, financials, peers and live data on Goenka Business & Finance Limited and 5,000+ companies — free.
Key Metrics
REVENUE
₹157 Cr
TTM · standalone
NET PROFIT
₹5 Cr
TTM · standalone
EPS
₹3.68
TTM · standalone
RETURN ON EQUITY
14.3%
TTM · standalone
P/E
2.7x
Q4 FY26 · standalone
NET PROFIT MARGIN
11.8%
Q4 FY26 · standalone
Peers · Non Banking Financial Company (NBFC)
As of Q4 FY26