Gowra Leasing & Finance Ltd.

BSE: GOWRALE · Non Banking Financial Company (NBFC)

52W Range₹71 ₹151

Limited coverage

We are not actively covering this company or have limited coverage today. Click to request coverage.

Snapshot

Unlock Gowra Leasing & Finance Ltd.'s vital signs

Growth · Profitability · Valuation · Strength · Conviction

Company Overview

Business

Gowra Leasing and Finance Limited is a Hyderabad-based non-banking financial company providing asset-based financing solutions to small and medium enterprises. Its services include leasing, hire purchase, and bill discounting, with a focus on machinery, equipment, and vehicle financing.

Business Model

The company generates revenue through interest income and fees derived from credit facilities, inter-corporate deposits, and investment in securities. It operates as a regional NBFC under the regulatory oversight of the Reserve Bank of India.

Growth Outlook

Growth is primarily driven by the credit requirements of small and medium enterprises within the Telangana region. The company leverages its position within the Gowra Group to identify financing opportunities across its diversified operational footprint.

Key Risks

  • Credit Risk. The company faces potential defaults from small and medium enterprise borrowers who may be sensitive to economic downturns.
  • Regulatory Risk. As an NBFC, the company is subject to evolving Reserve Bank of India regulations which may impact capital adequacy and operational compliance.
  • Concentration Risk. The company's localized operational focus in Telangana exposes it to regional economic fluctuations and market-specific volatility.
  • Interest Rate Risk. Fluctuations in market interest rates can impact the company's net interest margins and the cost of borrowing for its lending activities.

Start your research today

Unlock AI insights, financials, peers and live data on Gowra Leasing & Finance Ltd. and 5,000+ companies — free.

Start your research

Key Metrics

REVENUE

₹11 Cr

TTM · standalone

+117.6%YoY

NET PROFIT

₹6 Cr

TTM · standalone

+34.9%YoY

EPS

₹9.57

TTM · standalone

-22.9%YoY

RETURN ON EQUITY

13.8%

TTM · standalone

-6.3 ppYoY

P/E

10.8x

Q4 FY26 · standalone

10.8 vs 24.5x5Y avg

NET PROFIT MARGIN

63.8%

Q4 FY26 · standalone

-7.4 ppYoY

Peers · Non Banking Financial Company (NBFC)

CompanyMkt CapP/EEV/EBITDARev Gr YoYEBITDA MgnROEROCE1Y Return
Gowra Leasing & Finance Ltd.GOWRALE
₹71 Cr9.61117.6%13.8%-10.3%
Purple FinancePURPLEFIN
₹433 Cr-367.50204.7%-1.2%+102.3%
Akme Fintrade (India) LimitedAFIL
₹401 Cr9.0440.5%11.0%+35.4%
Moneyboxx Finance LimitedMONEYBOXX
₹398 Cr237.385.9%0.5%-57.2%
Muthoot Capital Services LimitedMUTHOOTCAP
₹395 Cr16.5022.0%3.6%-12.6%
Avonmore Capital & Management Services LimitedAVONMORE
₹392 Cr25.7411.4%8.3%-27.6%

As of Q4 FY26

Financials